中银智慧商家 vs 中信银行收款台
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中银智慧商家
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中银智慧商家APP是中国银行针对本行签约商户提供的移动端服务平台，可为商户提供交易实时提醒、交易账单查询、商户在线申请、退款操作、收银员/店铺管理等全方位商户金融服务。
中信银行收款台
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中信银行收款台是一款高效、便捷的收银工具，为商户提供一站式收银、管理、运营、增值服务、金融解决方案。 【收款】商户可快速开通多种移动支付收单方式，支持消费者扫码支付、刷卡支付，收款便捷; 【流水】自定义日期查询订单，每一笔状态都清晰; 【对账】查询每日账单，每日营收一目了然; 【报表】多维度全面立体分析店铺经营状况; 【活动】满立减、会员营销精准有效，即建即用，快速拉动回头客; 【管理】添加收银员并分配权限，管理店铺更省心。
Screenshots
Verdict
The clearest difference is rating: 中信银行收款台 at 5.0 against 中银智慧商家's 1.0. 中信银行收款台 also leads on update cadence (every 3 weeks vs every 2 months). 中银智慧商家's advantage is iOS requirement (9.0 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
中信银行收款台 holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
中银智慧商家 ships an update every 2 months, 中信银行收款台 every 3 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | 中银智慧商家 | 中信银行收款台 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 14.3% of reviews | — |
| Number of ratings | 1 | 1 |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 64 MB | 38 MB |
| Age rating | 4+ | 17+ |
| Developer | 中国银行股份有限公司 | 中信银行 |
Customer experience
中银智慧商家
中信银行收款台
In-app purchases
中银智慧商家
No in-app purchases
中信银行收款台
No in-app purchases
