Comparison

Folionet vs Pipol Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Folionet

Invest in stocks and ETFs with a US brokerage account, starting from just $5. Access expert guidance, fractional shares, and live support. Funds can be deposited globally, and client investments are protected.

Highlights
  • Invest in stocks and ETFs
  • Fractional shares access
  • Expert guidance and support
  • Global fund deposits
  • Weekly live webinars
  • Live customer support
Features
Read full description

INVEST IN STOCKS AND ETFs: ON YOUR OWN OR WITH THE HELP OF AN EXPERT Your US account to invest in thousands of stocks and ETFs from as little as $5. No monthly fees or hidden costs, just a $0.98 processing fee per trade. Join thousands of clients in over 50 countries investing with Folionet since 2017. Learn more about us on: Instagram: @folionetapp Twitter: @folionetapp Everything you need in just one app. BENEFITS ONLY AT FOLIONET A. Private Wealth Not all of us know or want to learn how to invest, but we are aware that our money will grow only if we invest. Folionet's Private Wealth, for those with balances starting at $5,000, will assign you a relationship manager to always support and guide you during your investment journey. B. Learn From Professionals Unlike most investment APPs, Folionet was created by experts with decades of experience in finance. We offer weekly live events for you to ask and improve your skills. C. Support Don't wait days for an answer! Contact us by email or even by phone to speak with one of our team members. Our customer relationships are a top priority, and we usually take minutes to respond. D. Your money and investments are protected Folionet Financial LLC is a registered broker-dealer in the U.S. It is a member of the Securities Investor Protection Corporation (SIPC) which protects our clients' securities for up to $500,000 (including up to $250,000 in cash). FEATURES - An expert is available to you whenever you need help. - Access to fractional shares. - Access to Folionet loans, for those with margin accounts. - Link your U.S. bank account or deposit with an international wire or securities transfer (from another broker). - Deposit funds from anywhere in the world. - Weekly webinars with our CEO. - Live support (English/Spanish) Disclosures: Brokerage services offered by Folionet Financial LLC, a registered broker-dealer in the US, member of FINRA and SIPC, and regulated by the SEC. As a member of SIPC (Securities Investor Protection Corporation) client accounts are protected for up to $500,000 (including up to $250,000 in cash). Investment advisory services are provided by Folionet Advisers LLC, a Florida Registered Investment Advisor. All investments involve risk, including capital loss. We encourage all our clients to consider their risk profile and goals before investing. Screenshots are for illustrative purposes only.

About

Pipol Pay

This mobile payment service allows account holders to easily transfer funds to other users or make payments to businesses directly from their phone. It simplifies peer-to-peer and business transactions through a convenient app interface.

Highlights
  • Mobile payment service
  • Transfer funds to others
  • Pay businesses via app
  • Owned by FACEBANK
Features
Read full description

Pipol Pay is a mobile payment service owned by FACEBANK. Pipol Pay account holders can transfer funds to others or pay business via a mobile phone app

Screenshots

Folionet4 screens
Pipol Pay4 screens

Verdict

The call

The clearest difference is rating: Folionet at 4.4 against Pipol Pay's 3.0. Folionet also leads on review sentiment (62% vs 31%) and update cadence (every 3 weeks vs every 3 months). Pipol Pay's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Folionet holds the better App Store score, 4.4 against 3.0. Both are backed by a comparable volume of ratings — 264 and 60 respectively. Written reviews point the same way: 62% of Folionet's written reviews are positive against 31% of Pipol Pay's.

UpkeepUpdate frequency

Folionet ships an update every 3 weeks, Pipol Pay every 3 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard5 real differences · 5 level
Folionet versus Pipol Pay: the parameters behind the verdict, then further details
ParameterFolionetPipol Pay
PriceFreeFree
Rating4.4 (264 ratings) — better3.0 (60 ratings)
Positive reviews61.7% of reviews — better31.0% of reviews
Number of ratings264 — better60
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.4 — better16.6
Further details — not scored
Size66 MB155 MB
Age rating4+17+
DeveloperFolionet Financial LLCFACEBANK International Corp.

Customer experience

Folionet

All ratings263 ratings
Positive86.7%
Neutral2.7%
Negative10.6%
Written reviews107 reviews
Positive61.7%
Neutral8.4%
Negative29.9%

Pipol Pay

All ratings60 ratings
Positive48.3%
Neutral0.0%
Negative51.7%
Written reviews29 reviews
Positive31.0%
Neutral0.0%
Negative69.0%

Bugs and requests

Folionet

Reported bugs

15 issues
  • App crashes on startup or during trading
  • Blank screen when opening application
  • Unable to complete account registration
  • Document upload failures during verification
  • Orders stuck and unable to cancel
Show 10 more
  • Incorrect balance displays after updates
  • Watchlists deleted after app updates
  • Portfolio data wiped or reset
  • Slow synchronization between app and server
  • App freezes during purchase execution
  • Login failures and account access issues
  • Market status error messages when market is open
  • Margin call system malfunctions
  • Funds debited but not reflected in account
  • Unexpected portfolio value changes without user action

Requested features

12 requests
  • Advanced charting tools (MACD, Moving Averages, Trailing Stop)
  • Options and futures trading
  • Ability to trade stocks under $3
  • Watchlist and portfolio organization features
  • Average cost basis visibility in portfolio view
Show 7 more
  • Portfolio composition percentage breakdown
  • More detailed performance analytics
  • Web platform feature parity with mobile app
  • Improved chart history and technical analysis
  • Better data visualization and filtering options
  • Spanish language tutorials
  • Activity history and transaction summaries in-app

Pipol Pay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Folionet

No in-app purchases

None

Pipol Pay

No in-app purchases

Questions

Is Folionet free?
Folionet is free to download, with no in-app purchases.
Is Pipol Pay free?
Pipol Pay is free to download, with no in-app purchases.
Which has better reviews, Folionet or Pipol Pay?
Folionet is rated higher. Folionet averages 4.4 out of 5 from 264 ratings, while Pipol Pay averages 3.0 from 60 ratings.
Do Folionet or Pipol Pay have ads?
Neither Folionet nor Pipol Pay shows ads.
Which is updated more often, Folionet or Pipol Pay?
Folionet ships an update every 3 weeks, and Pipol Pay every 3 months. Most recently, Folionet was updated on November 2, 2026 and Pipol Pay on November 3, 2026.

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