Comparison

SecurLOCK Equip vs Pipol Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SecurLOCK Equip

Take full control of your payment cards directly from your mobile device. Instantly turn your cards on or off, set spending limits, and define where and when they can be used. Manage your finances with enhanced security and personalized controls.

Highlights
  • Turn cards on/off
  • Set location-based controls
  • Block international transactions
  • Set spending limits
  • Mobile card management
Features
Read full description

Allows a cardholder to control the how / where / when their payment cards are used via their mobile device. Turn your card on or off with the touch of a button. Set location based controls. Block international transactions or set spending limits.

About

Pipol Pay

This mobile payment service allows account holders to easily transfer funds to other users or make payments to businesses directly from their phone. It simplifies peer-to-peer and business transactions through a convenient app interface.

Highlights
  • Mobile payment service
  • Transfer funds to others
  • Pay businesses via app
  • Owned by FACEBANK
Features
Read full description

Pipol Pay is a mobile payment service owned by FACEBANK. Pipol Pay account holders can transfer funds to others or pay business via a mobile phone app

Screenshots

SecurLOCK Equip4 screens
Pipol Pay4 screens

Verdict

The call

The clearest difference is rating: SecurLOCK Equip at 4.5 against Pipol Pay's 3.0. SecurLOCK Equip also leads on ratings volume (4.4K vs 60) and iOS requirement (14.0 vs 16.6). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SecurLOCK Equip holds the better App Store score, 4.5 against 3.0. That said, the two scores are not equally well evidenced: SecurLOCK Equip has 4.4K ratings behind it against 60, so its average is the more settled of the two. Written reviews split almost evenly too, at 32% and 31% positive.

UpkeepUpdate frequency

SecurLOCK Equip ships an update every 5 months, Pipol Pay every 3 months. The most recent releases landed on September 22, 2026 and August 30, 2026 respectively.

Scorecard3 real differences · 7 level
SecurLOCK Equip versus Pipol Pay: the parameters behind the verdict, then further details
ParameterSecurLOCK EquipPipol Pay
PriceFreeFree
Rating4.5 (4.4K ratings) — better3.0 (60 ratings)
Positive reviews31.9% of reviews — better31.0% of reviews
Number of ratings4.4K — better60
Update frequencyEvery 5 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS14.0 — better16.6
Further details — not scored
Size71 MB190 MB
Age rating4+17+
DevelopereFunds CorporationFACEBANK International Corp.

Customer experience

SecurLOCK Equip

All ratings4,411 ratings
Positive88.1%
Neutral2.5%
Negative9.3%
Written reviews135 reviews
Positive31.9%
Neutral8.1%
Negative60.0%

Pipol Pay

All ratings60 ratings
Positive48.3%
Neutral0.0%
Negative51.7%
Written reviews29 reviews
Positive31.0%
Neutral0.0%
Negative69.0%

Bugs and requests

SecurLOCK Equip

Reported bugs

3 issues
  • App not allowing login or password reset
  • Transactions not showing up
  • Card locking/unlocking not working as expected

Requested features

3 requests
  • Allow adding multiple cards from different banks
  • Provide better customer support options
  • Improve app stability and reliability

Pipol Pay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SecurLOCK Equip

No in-app purchases

None

Pipol Pay

No in-app purchases

Questions

Is SecurLOCK Equip free?
SecurLOCK Equip is free to download, with no in-app purchases.
Is Pipol Pay free?
Pipol Pay is free to download, with no in-app purchases.
Which has better reviews, SecurLOCK Equip or Pipol Pay?
SecurLOCK Equip is rated higher. SecurLOCK Equip averages 4.5 out of 5 from 4.4K ratings, while Pipol Pay averages 3.0 from 60 ratings.
Do SecurLOCK Equip or Pipol Pay have ads?
Neither SecurLOCK Equip nor Pipol Pay shows ads.
Which is updated more often, SecurLOCK Equip or Pipol Pay?
SecurLOCK Equip ships an update every 5 months, and Pipol Pay every 3 months. Most recently, SecurLOCK Equip was updated on September 22, 2026 and Pipol Pay on August 30, 2026.

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