SecurLOCK Equip vs Pipol Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SecurLOCK Equip
Take full control of your payment cards directly from your mobile device. Instantly turn your cards on or off, set spending limits, and define where and when they can be used. Manage your finances with enhanced security and personalized controls.
- Turn cards on/off
- Set location-based controls
- Block international transactions
- Set spending limits
- Mobile card management
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Allows a cardholder to control the how / where / when their payment cards are used via their mobile device. Turn your card on or off with the touch of a button. Set location based controls. Block international transactions or set spending limits.
Pipol Pay
This mobile payment service allows account holders to easily transfer funds to other users or make payments to businesses directly from their phone. It simplifies peer-to-peer and business transactions through a convenient app interface.
- Mobile payment service
- Transfer funds to others
- Pay businesses via app
- Owned by FACEBANK
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Pipol Pay is a mobile payment service owned by FACEBANK. Pipol Pay account holders can transfer funds to others or pay business via a mobile phone app
Screenshots
Verdict
The clearest difference is rating: SecurLOCK Equip at 4.5 against Pipol Pay's 3.0. SecurLOCK Equip also leads on ratings volume (4.4K vs 60) and iOS requirement (14.0 vs 16.6). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SecurLOCK Equip holds the better App Store score, 4.5 against 3.0. That said, the two scores are not equally well evidenced: SecurLOCK Equip has 4.4K ratings behind it against 60, so its average is the more settled of the two. Written reviews split almost evenly too, at 32% and 31% positive.
SecurLOCK Equip ships an update every 5 months, Pipol Pay every 3 months. The most recent releases landed on September 22, 2026 and August 30, 2026 respectively.
| Parameter | SecurLOCK Equip | Pipol Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (4.4K ratings) — better | 3.0 (60 ratings) |
| Positive reviews | 31.9% of reviews — better | 31.0% of reviews |
| Number of ratings | 4.4K — better | 60 |
| Update frequency | Every 5 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 14.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 71 MB | 190 MB |
| Age rating | 4+ | 17+ |
| Developer | eFunds Corporation | FACEBANK International Corp. |
Customer experience
SecurLOCK Equip
Pipol Pay
Bugs and requests
SecurLOCK Equip
Reported bugs
3 issues- App not allowing login or password reset
- Transactions not showing up
- Card locking/unlocking not working as expected
Requested features
3 requests- Allow adding multiple cards from different banks
- Provide better customer support options
- Improve app stability and reliability
Pipol Pay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SecurLOCK Equip
No in-app purchases
Pipol Pay
No in-app purchases









