Comparison

Texas First Bank vs SecurLOCK Equip

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Texas First Bank

Manage your finances conveniently from your mobile device. Access account balances, transaction history, and pending items. Facilitate secure transactions like fund transfers and wire creations.

Highlights
  • Check account balances
  • View transaction history
  • Approve or cancel transactions
  • Create fund transfers
  • Create ACH/Domestic Wires
  • Secure messaging
Features
Read full description

Texas First Bank’s Mobile App allows you to access your finances on the go! Features include: - Check balances - View Pending items and history - Search history - View, approve or cancel transactions - Create funds transfers - Create Single ACH/Domestic Wires - View and create secure messages

About

SecurLOCK Equip

Take full control of your payment cards directly from your mobile device. Instantly turn your cards on or off, set spending limits, and define where and when they can be used. Manage your finances with enhanced security and personalized controls.

Highlights
  • Turn cards on/off
  • Set location-based controls
  • Block international transactions
  • Set spending limits
  • Mobile card management
Features
Read full description

Allows a cardholder to control the how / where / when their payment cards are used via their mobile device. Turn your card on or off with the touch of a button. Set location based controls. Block international transactions or set spending limits.

Screenshots

Texas First Bank3 screens
SecurLOCK Equip4 screens

Verdict

The call

Texas First Bank and SecurLOCK Equip both sit at 4.7 stars, but that hides the real split: 85% of Texas First Bank's written reviews are positive against 31% of SecurLOCK Equip's. SecurLOCK Equip's advantage is ratings volume (4.9K vs 1.1K) and iOS requirement (14.0 vs 16.0). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Texas First Bank against 4.6 for SecurLOCK Equip. Both are backed by a comparable volume of ratings — 1.1K and 4.9K respectively. Written reviews are what separate them: 85% of Texas First Bank's written reviews are positive against 31% of SecurLOCK Equip's.

UpkeepUpdate frequency

Texas First Bank ships an update every 3 months, SecurLOCK Equip every 5 months. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

Scorecard3 real differences · 7 level
Texas First Bank versus SecurLOCK Equip: the parameters behind the verdict, then further details
ParameterTexas First BankSecurLOCK Equip
PriceFreeFree
Rating4.7 (1.1K ratings) — better4.6 (4.9K ratings)
Positive reviews84.8% of reviews — better31.4% of reviews
Number of ratings1.1K4.9K — better
Update frequencyEvery 3 months — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.014.0 — better
Further details — not scored
Size38 MB71 MB
Age rating4+4+
DeveloperTexas First BankeFunds Corporation

Customer experience

Texas First Bank

All ratings966 ratings
Positive92.3%
Neutral1.9%
Negative5.8%
Written reviews151 reviews
Positive84.8%
Neutral2.0%
Negative13.2%

SecurLOCK Equip

All ratings4,411 ratings
Positive88.1%
Neutral2.5%
Negative9.3%
Written reviews137 reviews
Positive31.4%
Neutral8.0%
Negative60.6%

User reviews

Texas First Bank

From 1.1K App Store ratings

What we love

  • 🚀 Easy to use
  • 🔒 Secure
  • 👍 User-friendly
  • 🚀 Convenient
  • 👍 Reliable

Room to improve

  • 🐛 Occasional crashes
  • 🐛 Freezing issues
  • 🐛 Compatibility problems
  • 🐛 Slow performance
  • 🐛 Bugs with Zelle integration

SecurLOCK Equip

From 4.9K App Store ratings

What we love

  • 🚀 Great app
  • 🔒 Secure and helpful
  • 👍 Provides good control over card
  • 👍 Useful for budgeting

Room to improve

  • 🐛 Login issues
  • 🐛 App not working
  • 🐛 Unreliable notifications
  • 🐛 Frequent log outs
  • 🐛 Touch ID/Face ID not working

Bugs and requests

Texas First Bank

Reported bugs

4 issues
  • Login screen freezes
  • Mobile deposit not working
  • Zelle integration issues
  • Inconsistent account balance updates

Requested features

4 requests
  • Two-step authentication option
  • More frequent app updates
  • Improved mobile deposit functionality
  • Better sync with external accounts

SecurLOCK Equip

Reported bugs

3 issues
  • App not allowing login or password reset
  • Transactions not showing up
  • Card locking/unlocking not working as expected

Requested features

3 requests
  • Allow adding multiple cards from different banks
  • Provide better customer support options
  • Improve app stability and reliability

In-app purchases

None

Texas First Bank

No in-app purchases

None

SecurLOCK Equip

No in-app purchases

Questions

Is Texas First Bank free?
Texas First Bank is free to download, with no in-app purchases.
Is SecurLOCK Equip free?
SecurLOCK Equip is free to download, with no in-app purchases.
Which has better reviews, Texas First Bank or SecurLOCK Equip?
Texas First Bank is rated higher. Texas First Bank averages 4.7 out of 5 from 1.1K ratings, while SecurLOCK Equip averages 4.6 from 4.9K ratings.
Do Texas First Bank or SecurLOCK Equip have ads?
Neither Texas First Bank nor SecurLOCK Equip shows ads.
Which is updated more often, Texas First Bank or SecurLOCK Equip?
Texas First Bank ships an update every 3 months, and SecurLOCK Equip every 5 months. Most recently, Texas First Bank was updated on October 24, 2026 and SecurLOCK Equip on October 22, 2026.

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