OFG Digital vs SecurLOCK Equip
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OFG Digital
Manage your bank accounts on the go. Check balances, pay bills, transfer funds, and deposit checks securely. Locate branches and ATMs easily.
- Check account balances
- Pay bills
- Transfer funds
- PeoplePay
- Deposit checks
- Find branches and ATMs
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Important Notice: This app version is being phased out and will no longer be available for new clients. For a better mobile banking experience, please download our new app named Oriental. Available to all Oriental Bank customers already enrolled on the Online Banking service. With this application you can use your iPhone® to easily and securely: •Check your account balances •Pay your bills •Transfer funds •PeoplePay •Deposit checks •Find a nearby branch or ATM Banca Móvil de Oriental Bank is free and secure. Member of the FDIC
SecurLOCK Equip
Take full control of your payment cards directly from your mobile device. Instantly turn your cards on or off, set spending limits, and define where and when they can be used. Manage your finances with enhanced security and personalized controls.
- Turn cards on/off
- Set location-based controls
- Block international transactions
- Set spending limits
- Mobile card management
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Allows a cardholder to control the how / where / when their payment cards are used via their mobile device. Turn your card on or off with the touch of a button. Set location based controls. Block international transactions or set spending limits.
Screenshots
Verdict
The clearest difference is rating: SecurLOCK Equip at 4.5 against OFG Digital's 2.6. SecurLOCK Equip also leads on review sentiment (32% vs 17%) and ratings volume (4.4K vs 312). OFG Digital's advantage is iOS requirement (11.0 vs 14.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SecurLOCK Equip holds the better App Store score, 4.5 against 2.6. That said, the two scores are not equally well evidenced: SecurLOCK Equip has 4.4K ratings behind it against 312, so its average is the more settled of the two. Written reviews point the same way: 17% of OFG Digital's written reviews are positive against 32% of SecurLOCK Equip's.
OFG Digital ships an update every 7 months, SecurLOCK Equip every 5 months. The most recent releases landed on August 8, 2026 and September 22, 2026 respectively.
| Parameter | OFG Digital | SecurLOCK Equip |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (312 ratings) | 4.5 (4.4K ratings) — better |
| Positive reviews | 17.3% of reviews | 31.9% of reviews — better |
| Number of ratings | 312 | 4.4K — better |
| Update frequency | Every 7 months | Every 5 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 109 MB | 71 MB |
| Age rating | 4+ | 4+ |
| Developer | OFG Bancorp | eFunds Corporation |
Customer experience
OFG Digital
SecurLOCK Equip
User reviews
OFG Digital
From 312 App Store ratingsWhat we love
- 👍 Easy to use interface
- 💳 Check deposit feature convenient
- 🔒 Fingerprint/Touch ID authentication available
- ⚡ Fast performance when working
- 🏦 Integration with ATH Móvil
Room to improve
- 🐛 Frequent login failures and credential issues
- 🐛 App crashes and freezes regularly
- ❌ Limited functionality compared to competitors
- 🎨 Outdated and poor UI/UX design
- 🔐 Excessive authentication requirements
SecurLOCK Equip
From 4.4K App Store ratingsWhat we love
- 🚀 Great app
- 🔒 Secure and helpful
- 👍 Provides good control over card
- 👍 Useful for budgeting
Room to improve
- 🐛 Login issues
- 🐛 App not working
- 🐛 Unreliable notifications
- 🐛 Frequent log outs
- 🐛 Touch ID/Face ID not working
Bugs and requests
OFG Digital
Reported bugs
13 issues- Error 0014 preventing app access
- Login credentials not recognized despite correct password
- Face ID and passcode authentication not working
- App stuck on loading screen
- Device ID not found error
Show 8 moreShow fewer
- Password field overlapping with username field
- App not compatible with newer iPhone models (iPhone X and beyond)
- Requires re-authentication on every login
- App freezes and becomes unresponsive
- Cannot scroll to view account details
- People Pay functionality broken on iOS
- Inconsistent performance between Android and iOS
- Account lockouts without clear resolution path
Requested features
15 requests- Apple Pay integration
- Dark mode option
- Direct credit card payment within app
- Push notifications for transactions
- ACH transfers to other financial institutions
Show 10 moreShow fewer
- Allpoint ATM locations in app
- Account statements directly in app
- Transaction segmentation by billing cycles
- Spanish language support
- Improved UI/UX design overhaul
- More frequent app updates
- Chip-enabled credit cards
- Email notifications for account activity
- Password reset functionality in app
- Automatic token code recognition from SMS
SecurLOCK Equip
Reported bugs
3 issues- App not allowing login or password reset
- Transactions not showing up
- Card locking/unlocking not working as expected
Requested features
3 requests- Allow adding multiple cards from different banks
- Provide better customer support options
- Improve app stability and reliability
In-app purchases
OFG Digital
No in-app purchases
SecurLOCK Equip
No in-app purchases
Questions
Is OFG Digital free?
Is SecurLOCK Equip free?
Which has better reviews, OFG Digital or SecurLOCK Equip?
Do OFG Digital or SecurLOCK Equip have ads?
Which is updated more often, OFG Digital or SecurLOCK Equip?
Other comparisons
