OFG Digital vs ATH Business
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OFG Digital
Manage your bank accounts on the go. Check balances, pay bills, transfer funds, and deposit checks securely. Locate branches and ATMs easily.
- Check account balances
- Pay bills
- Transfer funds
- PeoplePay
- Deposit checks
- Find branches and ATMs
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Important Notice: This app version is being phased out and will no longer be available for new clients. For a better mobile banking experience, please download our new app named Oriental. Available to all Oriental Bank customers already enrolled on the Online Banking service. With this application you can use your iPhone® to easily and securely: •Check your account balances •Pay your bills •Transfer funds •PeoplePay •Deposit checks •Find a nearby branch or ATM Banca Móvil de Oriental Bank is free and secure. Member of the FDIC
ATH Business
Process real-time, secure payments and send refunds directly to your business's unique identifier. Generate detailed payment and refund reports, and receive weekly and monthly summaries. Requires an affiliated bank or cooperative and a debit card.
- Receive real-time secure payments
- Use custom business identifier for payments
- Send refunds
- Generate payment and refund reports
- Receive weekly and monthly payment summaries
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ATH Móvil Business es una aplicación de la Red ATH® que te permite: - Recibir pagos en tiempo real y de forma segura. - Recibir pagos a tu pATH (nombre único) en lugar de tu numero de teléfono. - Enviar reembolsos. - Generar reportes de pagos y reembolsos. - Recibir resúmenes semanales y mensuales de pagos. Para utilizar el servicio ATH Móvil Business debes: - Ser cliente de un banco o cooperativa afiliada a la Red ATH® y que ofrezca el servicio ATH Móvil. - Tener una tarjeta de débito. Instituciones financieras participantes: - Banco Popular de Puerto Rico - FirstBank - Sobre 90 cooperativas… Para ver la lista de instituciones financieras participantes ve a www.athmovilbusiness.com
Screenshots
Verdict
The clearest difference is rating: ATH Business at 3.0 against OFG Digital's 2.6. ATH Business also leads on update cadence (every 2 months vs every 7 months). OFG Digital's advantage is monetization model (free vs ad-supported) and iOS requirement (11.0 vs 15.0). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ATH Business holds the better App Store score, 3.0 against 2.6. Both are backed by a comparable volume of ratings — 315 and 132 respectively. Written reviews complicate that: 17% of OFG Digital's written reviews are positive against 12% of ATH Business's, so the app with the better star average is not the one people write more warmly about.
OFG Digital ships an update every 7 months, ATH Business every 2 months. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.
| Parameter | OFG Digital | ATH Business |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (315 ratings) | 3.0 (132 ratings) — better |
| Positive reviews | 17.3% of reviews — better | 11.6% of reviews |
| Number of ratings | 315 — better | 132 |
| Update frequency | Every 7 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 109 MB | 61 MB |
| Age rating | 4+ | 12+ |
| Developer | OFG Bancorp | EVERTEC |
Customer experience
OFG Digital
ATH Business
User reviews
OFG Digital
From 315 App Store ratingsWhat we love
- 👍 Easy to use interface
- 💳 Check deposit feature convenient
- 🔒 Fingerprint/Touch ID authentication available
- ⚡ Fast performance when working
- 🏦 Integration with ATH Móvil
Room to improve
- 🐛 Frequent login failures and credential issues
- 🐛 App crashes and freezes regularly
- ❌ Limited functionality compared to competitors
- 🎨 Outdated and poor UI/UX design
- 🔐 Excessive authentication requirements
ATH Business
From 132 App Store ratingsWhat we love
- 👍 Easy to pay businesses and individuals
- 👍 Convenient for on-the-go transactions
- 👍 Useful for business owners
- 👍 Can pay with barcode or phone number
Room to improve
- 🐛 App crashes frequently
- 🐛 App does not open
- 🐛 Login issues (invalid email, unrecognized phone number)
- 🐛 Update issues (redirects to iTunes)
- 🐛 Transaction fees for businesses
Bugs and requests
OFG Digital
Reported bugs
13 issues- Error 0014 preventing app access
- Login credentials not recognized despite correct password
- Face ID and passcode authentication not working
- App stuck on loading screen
- Device ID not found error
Show 8 moreShow fewer
- Password field overlapping with username field
- App not compatible with newer iPhone models (iPhone X and beyond)
- Requires re-authentication on every login
- App freezes and becomes unresponsive
- Cannot scroll to view account details
- People Pay functionality broken on iOS
- Inconsistent performance between Android and iOS
- Account lockouts without clear resolution path
Requested features
15 requests- Apple Pay integration
- Dark mode option
- Direct credit card payment within app
- Push notifications for transactions
- ACH transfers to other financial institutions
Show 10 moreShow fewer
- Allpoint ATM locations in app
- Account statements directly in app
- Transaction segmentation by billing cycles
- Spanish language support
- Improved UI/UX design overhaul
- More frequent app updates
- Chip-enabled credit cards
- Email notifications for account activity
- Password reset functionality in app
- Automatic token code recognition from SMS
ATH Business
Reported bugs
26 issues- App not supported on jailbroken devices
- App crashes when trying to update
- App crashes when trying to export transactions
- App crashes when Touch ID or Face ID is activated
- App crashes upon opening
Show 21 moreShow fewer
- App crashes on startup
- App crashes on iPhone XS Max
- App crashes on iPhone X Max
- App freezes on login screen
- App does not recognize provided phone number after registration
- App does not allow adding a password
- App does not allow adding a card
- App does not allow continuing after security questions
- App does not allow scanning QR codes on iPhone
- App requires deletion and re-download daily to see transactions
- Error when trying to sign up/register
- Invalid email error when logging in, but email is registered
- App closes when trying to download CSV
- App does not open, blinks and closes
- App does not open, has been like this for a while
- App does not work
- App won't open, doesn't work
- App won't start, crashes all the time
- Not receiving notifications for payments received
- Refund functionality not working for months
- Totals not visible beyond the current day
Requested features
6 requests- Allow business-to-business transfers without personal ATH Movil
- Allow sending money without using regular ATH Movil
- Increase text size
- Allow refunds to return fees
- Temporary accounts for employees
Show 1 moreShow fewer
- SMS notifications for received payments
In-app purchases
OFG Digital
No in-app purchases
ATH Business
No in-app purchases
Questions
Is OFG Digital free?
Is ATH Business free?
Which has better reviews, OFG Digital or ATH Business?
Do OFG Digital or ATH Business have ads?
Which is updated more often, OFG Digital or ATH Business?
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