Comparison

ATH Business vs Oriental Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ATH Business

Process real-time, secure payments and send refunds directly to your business's unique identifier. Generate detailed payment and refund reports, and receive weekly and monthly summaries. Requires an affiliated bank or cooperative and a debit card.

Highlights
  • Receive real-time secure payments
  • Use custom business identifier for payments
  • Send refunds
  • Generate payment and refund reports
  • Receive weekly and monthly payment summaries
Features
Read full description

ATH Móvil Business es una aplicación de la Red ATH® que te permite: - Recibir pagos en tiempo real y de forma segura. - Recibir pagos a tu pATH (nombre único) en lugar de tu numero de teléfono. - Enviar reembolsos. - Generar reportes de pagos y reembolsos. - Recibir resúmenes semanales y mensuales de pagos. Para utilizar el servicio ATH Móvil Business debes: - Ser cliente de un banco o cooperativa afiliada a la Red ATH® y que ofrezca el servicio ATH Móvil. - Tener una tarjeta de débito. Instituciones financieras participantes: - Banco Popular de Puerto Rico - FirstBank - Sobre 90 cooperativas… Para ver la lista de instituciones financieras participantes ve a www.athmovilbusiness.com

About

Oriental Bank

Manage your finances with smart banking tools. Get personalized insights, budget effectively, and control your accounts and cards. Access e-statements and set up custom notifications for a secure and efficient banking experience.

Highlights
  • Personalized financial insights
  • Monthly budget creation
  • Transaction and balance projections
  • Enhanced card controls
  • E-statement access
  • Customizable notifications
  • Account management tools
Features
Read full description

Experience a smart mobile banking with Banca Móvil from Oriental Bank! Discover the new and enhanced Banca Móvil app, crafted to provide a smarter banking experience. Our app offers personalized insights and suggestions to help you manage your finances more effectively and develop healthier financial habits. ∙ Language Options: Enjoy a personalized experience with support for both English and Spanish. ∙ Smart Suggestions: Receive tailored advice based on your financial activities, helping you make informed decisions. ∙ Monthly Projections: Get forecasts of your transactions and balances to anticipate expenses and stay in control of your finances. ∙ Budgeting Tools: Categorize your expenses and create monthly budgets to optimize your spending. ∙ E-Statements: Access your electronic statements at the end of each cycle for easy transaction review. ∙ Enhanced Card Control: Manage your card with features like blocking and PIN changes for added security. ∙ Account Management: Benefit from features such as password reset, complete account number, change address, cancel and order checks, and more. ∙ Notifications: Choose what you want to be notified about, including past-due payments and card usage. ∙ Continue enjoying features from our previous app version, such as recurrent payments and transfers, People Pay, adding external accounts, check deposits with Remote Check Deposit, and more. Banca Móvil from Oriental Bank is free and secure. Member FDIC. ¡APPúntate a una Banca Móvil inteligente! Descubre la nueva y mejorada aplicación Banca Móvil de Oriental Bank, diseñada para proporcionar una experiencia bancaria más inteligente. Nuestra aplicación ofrece información personalizada y sugerencias para ayudarte a manejar tus finanzas de manera más eficiente y desarrollar hábitos financieros más saludables. ∙ Opciones de Idioma: Disfruta de una experiencia personalizada con soporte para inglés y español. ∙ Sugerencias Inteligentes: Recibe consejos personalizados basados en tus actividades financieras, ayudándote a tomar decisiones informadas. ∙ Proyecciones Mensuales: Obtén predicciones de tus transacciones y saldos para anticiparte a tus gastos y mantenerte en control de tus finanzas. ∙ Herramientas Presupuestarias: Categoriza tus gastos y crea presupuestos mensuales para que manejes tu dinero de manera efectiva. ∙ E-Statements: Accede a tus estados de cuenta electrónicos al final de cada ciclo para una revisión fácil de tus transacciones. ∙ Control Mejorado de tus Tarjetas: Gestiona tu tarjeta con funciones como el bloqueo y los cambios de PIN para mayor seguridad. ∙ Gestión de Cuentas: Benefíciate de funciones como restablecer tu contraseña, ver el número completo de tu cuenta, cambiar la dirección, cancelar y solicitar cheques, etc. ∙ Notificaciones: Elige sobre qué quieres recibir notificaciones, incluyendo pagos atrasados y el uso de tus tarjetas. ∙ Continúa disfrutando de las funciones de nuestra app anterior como pagos y transferencias recurrentes, People Pay, agregar cuentas externas, depósitos de cheques con FOTOdepósito, y más. Banca Móvil de Oriental Bank es gratuita y segura. Miembro FDIC.

Screenshots

ATH Business4 screens
Oriental Bank4 screens

Verdict

The call

The clearest difference is review sentiment: Oriental Bank at 83% against ATH Business's 12%. Oriental Bank also leads on rating (4.9 vs 3.0) and ratings volume (24K vs 132). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Oriental Bank holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: Oriental Bank has 24K ratings behind it against 132, so its average is the more settled of the two. Written reviews point the same way: 12% of ATH Business's written reviews are positive against 83% of Oriental Bank's.

UpkeepUpdate frequency

ATH Business ships an update every 2 months, Oriental Bank monthly. The most recent releases landed on November 6, 2026 and November 11, 2026 respectively.

Scorecard5 real differences · 5 level
ATH Business versus Oriental Bank: the parameters behind the verdict, then further details
ParameterATH BusinessOriental Bank
PriceFreeFree
Rating3.0 (132 ratings)4.9 (24K ratings) — better
Positive reviews11.6% of reviews82.8% of reviews — better
Number of ratings13224K — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size61 MB120 MB
Age rating12+4+
DeveloperEVERTECOFG Bancorp

Customer experience

ATH Business

All ratings132 ratings
Positive44.7%
Neutral10.6%
Negative44.7%
Written reviews43 reviews
Positive11.6%
Neutral18.6%
Negative69.8%

Oriental Bank

All ratings23,096 ratings
Positive97.7%
Neutral1.3%
Negative1.0%
Written reviews204 reviews
Positive82.8%
Neutral7.4%
Negative9.8%

User reviews

ATH Business

From 132 App Store ratings

What we love

  • 👍 Easy to pay businesses and individuals
  • 👍 Convenient for on-the-go transactions
  • 👍 Useful for business owners
  • 👍 Can pay with barcode or phone number

Room to improve

  • 🐛 App crashes frequently
  • 🐛 App does not open
  • 🐛 Login issues (invalid email, unrecognized phone number)
  • 🐛 Update issues (redirects to iTunes)
  • 🐛 Transaction fees for businesses

Oriental Bank

From 24K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Efficient and fast
  • 💯 Excellent service
  • 🤩 Improved app experience

Room to improve

  • 🐛 Face ID not working
  • 🤔 Complicated for older users
  • 🤨 Confusing layout and navigation

Bugs and requests

ATH Business

Reported bugs

26 issues
  • App not supported on jailbroken devices
  • App crashes when trying to update
  • App crashes when trying to export transactions
  • App crashes when Touch ID or Face ID is activated
  • App crashes upon opening
Show 21 more
  • App crashes on startup
  • App crashes on iPhone XS Max
  • App crashes on iPhone X Max
  • App freezes on login screen
  • App does not recognize provided phone number after registration
  • App does not allow adding a password
  • App does not allow adding a card
  • App does not allow continuing after security questions
  • App does not allow scanning QR codes on iPhone
  • App requires deletion and re-download daily to see transactions
  • Error when trying to sign up/register
  • Invalid email error when logging in, but email is registered
  • App closes when trying to download CSV
  • App does not open, blinks and closes
  • App does not open, has been like this for a while
  • App does not work
  • App won't open, doesn't work
  • App won't start, crashes all the time
  • Not receiving notifications for payments received
  • Refund functionality not working for months
  • Totals not visible beyond the current day

Requested features

6 requests
  • Allow business-to-business transfers without personal ATH Movil
  • Allow sending money without using regular ATH Movil
  • Increase text size
  • Allow refunds to return fees
  • Temporary accounts for employees
Show 1 more
  • SMS notifications for received payments

Oriental Bank

Reported bugs

2 issues
  • New app still prompting for download
  • Accounts not displaying properly

Requested features

3 requests
  • Add Apple Pay support
  • Improve People Pay transfers
  • Add passcode/biometric access

In-app purchases

None

ATH Business

No in-app purchases

None

Oriental Bank

No in-app purchases

Questions

Is ATH Business free?
ATH Business is free to download, with no in-app purchases.
Is Oriental Bank free?
Oriental Bank is free to download, with no in-app purchases.
Which has better reviews, ATH Business or Oriental Bank?
Oriental Bank is rated higher. ATH Business averages 3.0 out of 5 from 132 ratings, while Oriental Bank averages 4.9 from 24K ratings.
Do ATH Business or Oriental Bank have ads?
Neither ATH Business nor Oriental Bank shows ads.
Which is updated more often, ATH Business or Oriental Bank?
ATH Business ships an update every 2 months, and Oriental Bank monthly. Most recently, ATH Business was updated on November 6, 2026 and Oriental Bank on November 11, 2026.

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