Folionet vs CIMA

INVEST IN STOCKS AND ETFs: ON YOUR OWN OR WITH THE HELP OF AN EXPERT Your US account to invest in thousands of stocks and ETFs from as little as $5. No monthly fees or hidden costs, just a $0.98 processing fee per trade. Join thousands of clients in over 50 countries investing with Folionet since 2017. Learn more about us on: Instagram: @folionetapp Twitter: @folionetapp Everything you need in just one app. BENEFITS ONLY AT FOLIONET A. Private Wealth Not all of us know or want to learn how to invest, but we are aware that our money will grow only if we invest. Folionet's Private Wealth, for those with balances starting at $5,000, will assign you a relationship manager to always support and guide you during your investment journey. B. Learn From Professionals Unlike most investment APPs, Folionet was created by experts with decades of experience in finance. We offer weekly live events for you to ask and improve your skills. C. Support Don't wait days for an answer! Contact us by email or even by phone to speak with one of our team members. Our customer relationships are a top priority, and we usually take minutes to respond. D. Your money and investments are protected Folionet Financial LLC is a registered broker-dealer in the U.S. It is a member of the Securities Investor Protection Corporation (SIPC) which protects our clients' securities for up to $500,000 (including up to $250,000 in cash). FEATURES - An expert is available to you whenever you need help. - Access to fractional shares. - Access to Folionet loans, for those with margin accounts. - Link your U.S. bank account or deposit with an international wire or securities transfer (from another broker). - Deposit funds from anywhere in the world. - Weekly webinars with our CEO. - Live support (English/Spanish) Disclosures: Brokerage services offered by Folionet Financial LLC, a registered broker-dealer in the US, member of FINRA and SIPC, and regulated by the SEC. As a member of SIPC (Securities Investor Protection Corporation) client accounts are protected for up to $500,000 (including up to $250,000 in cash). Investment advisory services are provided by Folionet Advisers LLC, a Florida Registered Investment Advisor. All investments involve risk, including capital loss. We encourage all our clients to consider their risk profile and goals before investing. Screenshots are for illustrative purposes only.

CIMA is the personal finance app built for the Venezuelan reality: multiple currencies, real-time exchange rates, and full control of your money in one place. WHY CIMA? Managing money in Venezuela is complex. You have cash in bolivares, dollars on Zelle, a balance on Binance, a Banesco account... and you need to know exactly what you have and where it goes. CIMA helps you track all of it in one place. MULTI-CURRENCY WALLETS Create accounts in VES, USD, EUR, and more — including labels for digital balances you track manually. See your total net worth converted to your base currency using live exchange rates. REAL-TIME EXCHANGE RATES BCV, parallel market, and other sources updated automatically. Convert between currencies instantly. SMART BUDGETS Set spending limits by category (food, transport, entertainment...) and get alerts before you overspend. Track your progress month by month. EFFORTLESS TRANSACTIONS Log income, expenses, and transfers in seconds. Organize by category, add notes, and filter by date, wallet, or amount. SUBSCRIPTIONS & RECURRING EXPENSES Never forget when Netflix, Spotify, or your internet bill is due. CIMA tracks your fixed payments and reminds you before they hit. INVESTMENT PORTFOLIO TRACKER Manually log your holdings in stocks, ETFs, and cryptocurrencies and see your consolidated performance over time. CIMA pulls read-only market prices so you can monitor estimated gains and losses — similar to a personal spreadsheet with automatic price updates. No trades, no wallets, no funds are managed by the app. AI ASSISTANT Ask CIMA about your finances, scan receipts with your camera, and get AI-generated monthly summaries and insights. MORE TOOLS Split expenses with friends Savings goals and wish lists Track money people owe you Venezuelan salary calculator Export your data as a backup Your data is protected with secure authentication, encrypted storage, and Face ID / Touch ID support. Sign in with Apple, Google, or email. CIMA is a personal finance tracking tool. It does not provide financial services, execute transactions, manage funds, or connect to any bank, exchange, or brokerage account. Download CIMA and take control of your finances today.