Utkarsh Mobile vs BHIM PNB

Welcome to Utkarsh Mobile Banking App – This is the official mobile banking service from Utkarsh small finance bank. Utkarsh Mobile App seamlessly combines best-in-class technology and service to bring you an meaningful banking experience. This app will give the Utkarsh account holders a option to use our services whether you're at home, work, or on the move. Utkarsh Mobile App is your financial companion and available 24/7. With Utkarsh Mobile App, you can: Manage Your Accounts: Check balances, view transaction history, and monitor account activity in real-time. Transfer Funds: Effortlessly move money between your accounts or send funds to friends and family with just a few tap using various payment options such as IMPS, NEFT, RTGS, UPI Lite among others Pay Bills: Simplify your life and pay your bills promptly while on-the-go Open Fixed Deposits / Recurring Deposits at your convenience Update Nominee Details Locker – You can apply for Locker facility through the mobile App. Just fill in the details and our representative will call you for further process TDS Summary – You can get your TDS Summary at any given time through Utkarsh Mobile App Apply for loans – Opt for competitive interest rates on our array of Loans And much more options await you for your Banking needs! To start the service, download Utkarsh Mobile App today and log in with your Utkarsh Small Finance Bank online banking credentials. If you're not yet enrolled in online banking, sign up directly through the app or website and begin enjoying the convenience of Utkarsh Mobile App.

Punjab National Bank - Unified Payment Interface Punjab National Bank offers UPI application for the customers of Indian banks to register with the bank and link their accounts of other banks as well. Customer shall be able to Pay and initiated collect money requests to their contacts. Payment Address is an abstract form to represent and identify the account details, and account details remain confidential. By adding accounts of different banks, customer can manage the account in single platform. Following are the transaction sets supported · User profile registration · Bank accounts creation · Payment address creation · Authentication · Authorization · PIN generation Core transaction functionality · Pay request · Collect request · One Time and Recurring Mandate · Collect request approval (Payer approval through Mobile application) · Debiting / Crediting Payer / Payee accounts · Virtual address resolution for NPCI-UPI · Support for all 2-party, 3-party and 4-party models of NPCI UPI · Third party address book management What are the requirements for using UPI? You should have following: · An iOS phone with internet services. · A KYC- compliance bank account (Savings, Current and OD). · The mobile number being registered with UPI, must be linked to the bank account. · Active debit card relating to this account for creating UPI PIN.