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Utkarsh Mobile

Utkarsh Mobile

by Utkarsh Small Finance Bank Ltd

4 ratings
24 reviews
💼 Business
💰 Finance
Free

Details

Released
May 16, 2017
Updated
September 28, 2026

Features

Developer

Utkarsh Small Finance Bank Ltd
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Utkarsh Mobile screenshot #1 for iPhone
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Utkarsh Mobile screenshot #8 for iPhone
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About

Manage your finances on the go with this mobile banking service. Check balances, transfer funds, pay bills, open deposits, and apply for loans. Your financial companion is available 24/7 for a seamless banking experience.

✓Account balance and transaction history
✓Fund transfers (IMPS, NEFT, RTGS, UPI Lite)
✓Bill payments
✓Fixed and Recurring Deposit opening
✓Nominee details update
✓Locker facility application
✓TDS summary access
✓Loan applications
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What's New in Utkarsh Mobile

10.5

September 28, 2026

As part of our ongoing commitment to providing a secure, enhanced, and seamless digital banking experience, Utkarsh Bank is introducing a new version of its Internet Banking and Mobile Banking (IBMB) application. The existing Mobile Banking application will be discontinued effective 24 August 2026. Customers will be requested to upgrade to the latest version of the application available on the App Store.

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User reviews

Most RecentHighest RatedLowest Rated

Worst banking app i have used ever u even couldn’t login

After installation it can’t be open tried so many times u this banking app couldn’t take your request ever
SSanu@1

Response from developer

Dear Sanu@1, Thank you for your time. We regret the inconvenience caused. For assistance, please call 1800 123 9878 or email us at customercare@utkarsh.bank. We're here to help! Have a good day! Regards, Utkarsh Small Finance Bank Ltd.

App is not working

On login page i am getting error as unable to process your request from last 15 days
AAvirmani

Unable to process the request - Need a good app please

Getting a pop up alert as unable to process the the moment and app is not opening
RSRamzan Shiledar

Response from developer

Dear , Thank you for your time! We regret the inconvenience caused. Kindly DM us with the complete details of the issue along with your registered contact number so we can assist you further. Regards, Utkarsh Small Finance Bank Ltd Dear Ramzan Shiledar, Thank you for your time. We regret the inconvenience caused. For assistance, please call 1800 123 9878 or email us at customercare@utkarsh.bank. We're here to help! Have a good day! Regards, Utkarsh Small Finance Bank Ltd.

App not working

I installed the app today but even the login page not loading properly. It’s keep on loading. Kindly fix this issue
RARavinthiran Arunachalam

Hassle free & smooth App

Good Experience
SSudhansupatra
See 19 more reviews

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Utkarsh UPI

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U-One by Utkarsh

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(1)

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FAQ

What can I do with Utkarsh Mobile?

Utkarsh Mobile allows you to manage your accounts, check balances, view transaction history, transfer funds using various payment options, pay bills, open fixed and recurring deposits, update nominee details, apply for lockers, and get your TDS summary. You can also apply for loans through the app.

How do I log in to Utkarsh Mobile?

To start using Utkarsh Mobile, download the app and log in with your existing Utkarsh Small Finance Bank online banking credentials. If you are not yet enrolled in online banking, you can sign up directly through the app or the bank's website.

Is Utkarsh Mobile secure?

As the official mobile banking service from Utkarsh Small Finance Bank, the app is designed with security in mind to protect your financial information and transactions. Specific security features are not detailed in the description, but banking apps typically employ encryption and multi-factor authentication.

What payment options are available for fund transfers in Utkarsh Mobile?

Utkarsh Mobile supports various payment options for fund transfers, including IMPS, NEFT, RTGS, and UPI Lite, allowing for flexible and convenient money movement.

Can I open new accounts with Utkarsh Mobile?

Yes, you can open Fixed Deposits and Recurring Deposits at your convenience directly through the Utkarsh Mobile app. The app also facilitates applying for a locker facility.

What devices is Utkarsh Mobile available on?

Utkarsh Mobile is available on iPhone, iPad, and iPod devices, indicating compatibility with Apple's iOS ecosystem.

How often is Utkarsh Mobile updated?

The latest version of Utkarsh Mobile is 10.1, and it was last updated on May 12, 2026. This suggests regular updates are provided to enhance features and security.

Does Utkarsh Mobile have ads?

No, Utkarsh Mobile does not contain advertisements, providing an ad-free banking experience for its users.