Utkarsh Mobile vs Stable Money
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Utkarsh Mobile
Manage your finances on the go with this mobile banking service. Check balances, transfer funds, pay bills, open deposits, and apply for loans. Your financial companion is available 24/7 for a seamless banking experience.
- Account balance and transaction history
- Fund transfers (IMPS, NEFT, RTGS, UPI Lite)
- Bill payments
- Fixed and Recurring Deposit opening
- Nominee details update
- Locker facility application
- TDS summary access
- Loan applications
Read full descriptionHide full description
Welcome to Utkarsh Mobile Banking App – This is the official mobile banking service from Utkarsh small finance bank. Utkarsh Mobile App seamlessly combines best-in-class technology and service to bring you an meaningful banking experience. This app will give the Utkarsh account holders a option to use our services whether you're at home, work, or on the move. Utkarsh Mobile App is your financial companion and available 24/7. With Utkarsh Mobile App, you can: Manage Your Accounts: Check balances, view transaction history, and monitor account activity in real-time. Transfer Funds: Effortlessly move money between your accounts or send funds to friends and family with just a few tap using various payment options such as IMPS, NEFT, RTGS, UPI Lite among others Pay Bills: Simplify your life and pay your bills promptly while on-the-go Open Fixed Deposits / Recurring Deposits at your convenience Update Nominee Details Locker – You can apply for Locker facility through the mobile App. Just fill in the details and our representative will call you for further process TDS Summary – You can get your TDS Summary at any given time through Utkarsh Mobile App Apply for loans – Opt for competitive interest rates on our array of Loans And much more options await you for your Banking needs! To start the service, download Utkarsh Mobile App today and log in with your Utkarsh Small Finance Bank online banking credentials. If you're not yet enrolled in online banking, sign up directly through the app or website and begin enjoying the convenience of Utkarsh Mobile App.
Stable Money
Invest in fixed deposits and bonds through a secure, paperless platform. Compare interest rates from over 200 banks and NBFCs, and invest in secured bonds for attractive returns. Access an FD-backed credit card with cashback.
- Book FD online in under 3 minutes
- Compare interest rates across 200+ banks & NBFCs
- Invest in Secured Bonds up to 12% interest
- FD-backed credit card with 0.5% cashback
- Track all investments in one dashboard
- Instant withdrawals
Read full descriptionHide full description
Join 30L+ Indians & grow your wealth with Stable Money & Stable Bonds – a secure, paperless platform for everyday investors. Explore a wide range of investment options without opening a new bank account. 100% digital and seamless. • Book FD online in under 3 minutes • Compare interest rates across 200+ banks & NBFCs • Invest in Secured Bonds and earn up to 12% interest • Get FD-backed credit card with 0.5% cashback Upon downloading Stable Money App, you can access Stable Bonds through website: 'www.stablebonds.in'. Stable Bonds is an online bond platform provider made available to you through website: www.stablebonds.in. www.stablebonds.in is owned by Stable Broking Private Limited. Stable Broking Private Limited is registered with SEBI as a Stock Broker. What Can You Do with Stable Money App? • Fixed Deposits (FDs): Invest with trusted banks & NBFCs in FDs offering attractive, stable returns. • Bonds: Diversify your portfolio with carefully vetted, fixed-income bonds listed on Stable Bonds – our SEBI-registered bond platform. • FD-Backed Credit Card: Get a secured credit card without income proof, earn cashback, and a lot more while your FD continues to grow. • Recurring Deposits (RDs): Save systematically every month & enjoy consistent, reliable returns. Why Invest with Stable Money? • Access 200+ FDs from banks & NBFCs like Suryoday Bank, IndusInd Bank, Shriram Finance, Unity Bank & more. • Compare FD interest rates instantly & get personalized recommendations. • No savings account required, invest directly through app. • Complete your investment in just 3 minutes with instant confirmation. • Track all your investments in one dashboard. • Enjoy instant withdrawals with no paperwork or delays. Why Choose Stable Bonds? • SEBI-regulated Stock Broker and Online Bond Platform Provider (OBPP). • Transparent & clear returns with fixed tenures & no hidden charges. • Only handpicked, vetted bonds are listed for safety & reliability. • Earn up to 9-12% fixed income p.a. • Simple one-time KYC with PAN, Aadhaar & demat details. How to Invest with Stable Money App? 1. Download Stable Money app 2. Sign up with mobile number 3. Enter your name & email 4. Browse products like FDs, Bonds, and Credit Cards 5. Choose your amount & tenure 6. Complete KYC with Aadhaar & PAN 7. Add nominee & confirm 8. Make payment & get instant confirmation Your Money is Secure with Stable Money • DICGC Insurance: All bank FDs are insured up to ₹5 lakhs under RBI's DICGC guidelines. • RBI & SEBI Compliant: All products are RBI & SEBI compliant • Bank-grade security: Advanced encryption keeps your data safe. • Trusted partners only: We work with credible institutions that meet regulatory standards. • Transparent process: No hidden fees, no misleading claims. Invest with Confidence Whether you're a first-time investor or looking to grow long-term wealth, Stable Money gives you a reliable, efficient way to plan your finances. Download Stable Money App today & start investing smarter with FDs, Gold & Silver Mutual Funds, Bonds (through Stable Bonds - www.stablebonds.in), RDs & Secured Credit Cards. Registered Office: Stable Alpha Technologies Pvt. Ltd. BHIVE Workspace, AKR Tech Park A-Block, 7th Mile, Hosur Road Krishna Reddy Industrial Area, Bengaluru, Karnataka- 560068
Screenshots
Verdict
The clearest difference is review sentiment: Stable Money at 63% against Utkarsh Mobile's 17%. Stable Money also leads on rating (4.7 vs 4.5) and ratings volume (43 vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Stable Money holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Stable Money has 43 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 17% of Utkarsh Mobile's written reviews are positive against 63% of Stable Money's.
Utkarsh Mobile ships an update fortnightly, Stable Money weekly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | Utkarsh Mobile | Stable Money |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (4 ratings) | 4.7 (43 ratings) — better |
| Positive reviews | 16.7% of reviews | 63.2% of reviews — better |
| Number of ratings | 4 | 43 — better |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15 | 15.0 |
| Further details — not scored | ||
| Size | 113 MB | 161 MB |
| Age rating | 4+ | 4+ |
| Developer | Utkarsh Small Finance Bank Ltd | Stable Alpha Technologies Private Limited |
Customer experience
Utkarsh Mobile
Stable Money
In-app purchases
Utkarsh Mobile
No in-app purchases
Stable Money
No in-app purchases
Questions
Is Utkarsh Mobile free?
Is Stable Money free?
Which has better reviews, Utkarsh Mobile or Stable Money?
Do Utkarsh Mobile or Stable Money have ads?
Which is updated more often, Utkarsh Mobile or Stable Money?
Other comparisons















