Comparison

Utkarsh Mobile vs Ujjivan EZY Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Utkarsh Mobile

Manage your finances on the go with this mobile banking service. Check balances, transfer funds, pay bills, open deposits, and apply for loans. Your financial companion is available 24/7 for a seamless banking experience.

Highlights
  • Account balance and transaction history
  • Fund transfers (IMPS, NEFT, RTGS, UPI Lite)
  • Bill payments
  • Fixed and Recurring Deposit opening
  • Nominee details update
  • Locker facility application
  • TDS summary access
  • Loan applications
Features
Read full description

Welcome to Utkarsh Mobile Banking App – This is the official mobile banking service from Utkarsh small finance bank. Utkarsh Mobile App seamlessly combines best-in-class technology and service to bring you an meaningful banking experience. This app will give the Utkarsh account holders a option to use our services whether you're at home, work, or on the move. Utkarsh Mobile App is your financial companion and available 24/7. With Utkarsh Mobile App, you can: Manage Your Accounts: Check balances, view transaction history, and monitor account activity in real-time. Transfer Funds: Effortlessly move money between your accounts or send funds to friends and family with just a few tap using various payment options such as IMPS, NEFT, RTGS, UPI Lite among others Pay Bills: Simplify your life and pay your bills promptly while on-the-go Open Fixed Deposits / Recurring Deposits at your convenience Update Nominee Details Locker – You can apply for Locker facility through the mobile App. Just fill in the details and our representative will call you for further process TDS Summary – You can get your TDS Summary at any given time through Utkarsh Mobile App Apply for loans – Opt for competitive interest rates on our array of Loans And much more options await you for your Banking needs! To start the service, download Utkarsh Mobile App today and log in with your Utkarsh Small Finance Bank online banking credentials. If you're not yet enrolled in online banking, sign up directly through the app or website and begin enjoying the convenience of Utkarsh Mobile App.

About

Ujjivan EZY Mobile Banking

Manage your finances securely and efficiently with this official mobile banking app. Access accounts, make payments, invest, and track spending with an intuitive design and personalized interface. Features include fingerprint login, bill payments, and video banking.

Highlights
  • Fingerprint and mPIN login
  • Account balance and statement access
  • Open/close Fixed and Recurring Deposits
  • IMPS, NEFT, RTGS transfers
  • Bill payments with auto-pay
  • Debit card management
  • Video Banking feature
Features
Read full description

Ujjivan EZY Mobile Banking is the official mobile banking app from Ujjivan Small Finance Bank. It brings an upgraded, intuitive design and powerful features to help you manage your finances securely and efficiently—right from your iPhone or iPad. Languages Supported: English, Hindi, Kannada, Tamil, Bengali, Marathi, Gujarati, Punjabi, Oriya What You Can Do: Seamless Access - Login using fingerprint or 4-digit mPIN for a smooth and secure experience Accounts Made Simple - View your total balances across accounts - Access account statements and smart summaries Bank Smarter - Open or close Fixed and Recurring Deposits instantly - Manage FD maturity preferences and download FD advice - Invest in the National Pension Scheme (NPS) Easy Payments & Transfers - Send money within Ujjivan or to other banks via IMPS, NEFT or RTGS - Add and manage beneficiaries, favourite transactions and transfer limits - Pay bills with optional auto-pay settings - Pay GST, check TDS, and submit Form 15 G/H Personal Finance Tools - Track your spending, set budgets, and work toward saving goals Debit Card & Cheque Services - Set debit card PIN, block card or request a new one - Request a cheque book or stop payments with ease Personalized Interface - Choose a custom theme based on your account: Maxima, Privilege, or Savings - Use the in-app Video Banking feature to speak with a bank representative directly Why Ujjivan EZY? Because your time is valuable—and banking should be effortless, efficient, and just a tap away.

Screenshots

Utkarsh Mobile4 screens
Ujjivan EZY Mobile Banking4 screens

Verdict

The call

The clearest difference is review sentiment: Ujjivan EZY Mobile Banking at 87% against Utkarsh Mobile's 20%. Ujjivan EZY Mobile Banking also leads on rating (5.0 vs 4.5). Utkarsh Mobile's advantage is update cadence (fortnightly vs every 6 weeks) and ratings volume (4 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Ujjivan EZY Mobile Banking holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews point the same way: 20% of Utkarsh Mobile's written reviews are positive against 87% of Ujjivan EZY Mobile Banking's.

UpkeepUpdate frequency

Utkarsh Mobile ships an update fortnightly, Ujjivan EZY Mobile Banking every 6 weeks. The most recent releases landed on September 22, 2026 and September 27, 2026 respectively.

Scorecard4 real differences · 6 level
Utkarsh Mobile versus Ujjivan EZY Mobile Banking: the parameters behind the verdict, then further details
ParameterUtkarsh MobileUjjivan EZY Mobile Banking
PriceFreeFree
Rating4.5 (4 ratings)5.0 (1 ratings) — better
Positive reviews20.0% of reviews87.0% of reviews — better
Number of ratings4 — better1
Update frequencyFortnightly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS1515.0
Further details — not scored
Size113 MB270 MB
Age rating4+4+
DeveloperUtkarsh Small Finance Bank LtdUjjivan Small Finance Bank

Customer experience

Utkarsh Mobile

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews20 reviews
Positive20.0%
Neutral5.0%
Negative75.0%

Ujjivan EZY Mobile Banking

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews23 reviews
Positive87.0%
Neutral0.0%
Negative13.0%

In-app purchases

None

Utkarsh Mobile

No in-app purchases

None

Ujjivan EZY Mobile Banking

No in-app purchases

Questions

Is Utkarsh Mobile free?
Utkarsh Mobile is free to download, with no in-app purchases.
Is Ujjivan EZY Mobile Banking free?
Ujjivan EZY Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, Utkarsh Mobile or Ujjivan EZY Mobile Banking?
Ujjivan EZY Mobile Banking is rated higher. Utkarsh Mobile averages 4.5 out of 5 from 4 ratings, while Ujjivan EZY Mobile Banking averages 5.0 from 1 ratings.
Do Utkarsh Mobile or Ujjivan EZY Mobile Banking have ads?
Neither Utkarsh Mobile nor Ujjivan EZY Mobile Banking shows ads.
Which is updated more often, Utkarsh Mobile or Ujjivan EZY Mobile Banking?
Utkarsh Mobile ships an update fortnightly, and Ujjivan EZY Mobile Banking every 6 weeks. Most recently, Utkarsh Mobile was updated on September 22, 2026 and Ujjivan EZY Mobile Banking on September 27, 2026.

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