Comparison

Ujjivan EZY Mobile Banking vs U

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ujjivan EZY Mobile Banking

Manage your finances securely and efficiently with this official mobile banking app. Access accounts, make payments, invest, and track spending with an intuitive design and personalized interface. Features include fingerprint login, bill payments, and video banking.

Highlights
  • Fingerprint and mPIN login
  • Account balance and statement access
  • Open/close Fixed and Recurring Deposits
  • IMPS, NEFT, RTGS transfers
  • Bill payments with auto-pay
  • Debit card management
  • Video Banking feature
Features
Read full description

Ujjivan EZY Mobile Banking is the official mobile banking app from Ujjivan Small Finance Bank. It brings an upgraded, intuitive design and powerful features to help you manage your finances securely and efficiently—right from your iPhone or iPad. Languages Supported: English, Hindi, Kannada, Tamil, Bengali, Marathi, Gujarati, Punjabi, Oriya What You Can Do: Seamless Access - Login using fingerprint or 4-digit mPIN for a smooth and secure experience Accounts Made Simple - View your total balances across accounts - Access account statements and smart summaries Bank Smarter - Open or close Fixed and Recurring Deposits instantly - Manage FD maturity preferences and download FD advice - Invest in the National Pension Scheme (NPS) Easy Payments & Transfers - Send money within Ujjivan or to other banks via IMPS, NEFT or RTGS - Add and manage beneficiaries, favourite transactions and transfer limits - Pay bills with optional auto-pay settings - Pay GST, check TDS, and submit Form 15 G/H Personal Finance Tools - Track your spending, set budgets, and work toward saving goals Debit Card & Cheque Services - Set debit card PIN, block card or request a new one - Request a cheque book or stop payments with ease Personalized Interface - Choose a custom theme based on your account: Maxima, Privilege, or Savings - Use the in-app Video Banking feature to speak with a bank representative directly Why Ujjivan EZY? Because your time is valuable—and banking should be effortless, efficient, and just a tap away.

About

U

Manage your finances securely with this official mobile banking service. Access account details, transfer funds, pay bills, and open deposits anytime, anywhere. It serves as your 24/7 financial companion.

Highlights
  • Account balance and transaction history
  • Fund transfers (IMPS, NEFT, RTGS)
  • Bill payments
  • Open Fixed/Recurring Deposits
  • Update nominee details
  • Apply for locker facility
  • Loan applications
Features
Read full description

Welcome to Utkarsh Mobile Banking App – This is the official mobile banking service from Utkarsh Small Finance Bank. Utkarsh Mobile App seamlessly combines best-in-class technology and service to bring you a meaningful banking experience. This app will give the Utkarsh account holders an option to use our services whether you're at home, work, or on the move.  Utkarsh Mobile App is your financial companion and available 24/7.  With Utkarsh Mobile App, you can: Manage Your Accounts: Check balances, view transaction history, and monitor account activity in real-time. Transfer Funds: Effortlessly move money between your accounts or send funds to friends and family with just a few taps using various payment options such as IMPS, NEFT, RTGS, among others Pay Bills: Simplify your life and pay your bills promptly while on-the-go Open Fixed Deposits / Recurring Deposits at your convenience  Update Nominee Details Locker – You can apply for Locker facility through the mobile App. Just fill in the details and our representative will call you for further process TDS Summary – You can get your TDS Summary at any given time through Utkarsh Mobile App Apply for loans – Opt for competitive interest rates on our array of Loans  And much more options await you for your Banking needs! To start the service, download Utkarsh Mobile App today and log in with your Utkarsh Small Finance Bank online banking credentials. If you're not yet enrolled in online banking, sign up directly through the app or website and begin enjoying the convenience of Utkarsh Mobile App.

Screenshots

Ujjivan EZY Mobile Banking4 screens
U4 screens

Verdict

The call

The clearest difference is rating: Ujjivan EZY Mobile Banking at 3.0 against U's 1.0. Ujjivan EZY Mobile Banking also leads on review sentiment (80% vs 43%). U's advantage is update cadence (every 3 days vs monthly). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Ujjivan EZY Mobile Banking holds the better App Store score, 3.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews point the same way: 80% of Ujjivan EZY Mobile Banking's written reviews are positive against 43% of U's.

UpkeepUpdate frequency

Ujjivan EZY Mobile Banking ships an update monthly, U every 3 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Ujjivan EZY Mobile Banking versus U: the parameters behind the verdict, then further details
ParameterUjjivan EZY Mobile BankingU
PriceFreeFree
Rating3.0 (2 ratings) — better1.0 (1 ratings)
Positive reviews80.0% of reviews — better43.5% of reviews
Number of ratings2 — better1
Update frequencyMonthlyEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size270 MB84 MB
Age rating4+4+
DeveloperUjjivan Small Finance BankUtkarsh Small Finance Bank Ltd

Customer experience

Ujjivan EZY Mobile Banking

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews25 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

U

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews23 reviews
Positive43.5%
Neutral0.0%
Negative56.5%

In-app purchases

None

Ujjivan EZY Mobile Banking

No in-app purchases

None

U

No in-app purchases

Questions

Is Ujjivan EZY Mobile Banking free?
Ujjivan EZY Mobile Banking is free to download, with no in-app purchases.
Is U free?
U is free to download, with no in-app purchases.
Which has better reviews, Ujjivan EZY Mobile Banking or U?
Ujjivan EZY Mobile Banking is rated higher. Ujjivan EZY Mobile Banking averages 3.0 out of 5 from 2 ratings, while U averages 1.0 from 1 ratings.
Do Ujjivan EZY Mobile Banking or U have ads?
Neither Ujjivan EZY Mobile Banking nor U shows ads.
Which is updated more often, Ujjivan EZY Mobile Banking or U?
Ujjivan EZY Mobile Banking ships an update monthly, and U every 3 days. Most recently, Ujjivan EZY Mobile Banking was updated on October 25, 2026 and U on October 24, 2026.

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