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U-One by Utkarsh
U-One by Utkarsh
Utkarsh Small Finance Bank Ltd
💼 Business
💰 Finance

Customer Experience

Positive experience41.2% of reviews
Neutral0.0% of reviews
Negative experience58.8% of reviews

~ Based on 17 written reviews from the US App Store.

Is U Safe?

Not enough ratings yet to assess U.

Is U Legit?

U-One by Utkarsh appears legitimate, with a few gaps. AppsHunter Legitimacy Score for U is 75/100.

Based on 75 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Most RecentHighest RatedLowest Rated

A Complete Fraud – Manipulated Details and Stolen Money!

This is hands down the worst banking application I have ever used. The U-One app by Utkarsh Small Finance Bank feels less like a banking tool and more like a platform designed specifically to defraud customers and trap their money.The software is riddled with manipulated details; transaction histories, account balances, and updates do not reflect reality, making it impossible to trust anything displayed on the screen. My funds have been compromised, and the app makes it deliberately difficult to track where your money is actually going.Avoid downloading this app at all costs. It is highly unsafe, unreliable, and functions like a financial trap rather than a legitimate banking service. Utkarsh Bank needs to be held accountable for this completely broken and deceptive application.
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JS_2903JS_2903

Not opening

App is not opening at all. Only bird flies, after that no response.
Yuva6818Yuva6818

Poor app

Poor app - biometric is not working
mAnn nmAnn n

Unable to login through Pin & Biometric

Unable to login through Pin & Biometric.please fix it asap.
Suman SrkrSuman Srkr

Response from developer

Thank you for reaching out. We apologise for inconvenience caused. Kindly drop an email to our customer care email id :- customercare@utkarsh.bank.in with account details and we will investiagte the issue and revert. We appreciate your feedback and support.

Credit card updates

We’re currently not getting any updates related to credit cards n their dues. Fix it asap
AmyShrma09AmyShrma09

Wonderful App

Excellent and Lovely app
Mohanla sahniMohanla sahni

Good App

Actually a huge upgrade when compared with the old app. But still UPI integration is missing. There are some errors and bugs which can be rectified through an update.
The other missing features are
1. Unable to unblock debit card as we are encountering some errors.
2. Existing Deposit maturity instructions modification is still not available.
3. Unable to transfer funds from ODFD to Savings account.
4. Sharing of account details is not proper as it is sharing only Account number and IFSC.
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anilantony90anilantony90

Login options not working

MPIN & Biometric login options not working
ArindamKArindamK

Response from developer

Thank you for reaching out. We apologise for inconvenience caused. Kindly drop an email to our customer care email id :- customercare@utkarsh.bank.in with account details and we will investiagte the issue and revert. We appreciate your feedback and support.

Not working

Trying my both phones but not working
Mohit KapilaMohit Kapila

Response from developer

Thank you for reaching out. We apologise for inconvenience caused. Kindly drop an email to our customer care email id :- customercare@utkarsh.bank.in with account details and we will investiagte the issue and revert. We appreciate your feedback and support.

There is an api error

Showing everything undefined please rectify and resolve it all app is not working properly
LuciMrngStr03LuciMrngStr03

Response from developer

Thank you for reaching out. We apologise for inconvenience caused. Kindly drop an email to our customer care email id :- customercare@utkarsh.bank.in with account details and we will investiagte the issue and revert. We appreciate your feedback and support.

App not working

I am not able to login some error is showing
QwertaffjbVgahakkQwertaffjbVgahakk

Response from developer

Thank you for reaching out. We apologise for inconvenience caused. Kindly drop an email to our customer care email id :- customercare@utkarsh.bank.in with account details and we will investiagte the issue and revert. We appreciate your feedback and support.

Mr ashu

Very bad app unable to connect
Mr ashu singhMr ashu singh

Response from developer

Thank you for reaching out. We apologise for inconvenience caused. Kindly drop an email to our customer care email id :- customercare@utkarsh.bank.in with account details and we will investiagte the issue and revert. We appreciate your feedback and support.

Buggy app

The apps keep crashing and giving multiple errors, asking for sim binding for example everytime
AJ_NCRAJ_NCR

Response from developer

Thank you for reaching out. We apologise for inconvenience caused. Kindly drop an email to our customer care email id :- customercare@utkarsh.bank.in with account details and we will investiagte the issue and revert. We appreciate your feedback and support.

Huge update

Thanks team for providing this update
anupamraj9anupamraj9

Excellent App

Excellent app! Fast, secure and easy to use. All banking needs at one place. MPIN and biometric login is super convenient. Good work Utkarsh Bank.
Om.anshumanOm.anshuman

Great app

Great app and very user-friendly. The app performs well, navigation is simple, and banking transactions are quick and secure.
V_N007V_N007

Great payment app

Great payment app with a clean interface and smooth transactions. Easy to use and convenient for everyday payments.
Aish@0511Aish@0511