U-One by Utkarsh

U-One by Utkarsh

Safe & Secure Mobile Banking

1 ratings
23 reviews
Free

Details

  • Released
  • Updated
  • August 23, 2026
  • September 18, 2026

Features

U-One by Utkarsh screenshot #1 for iPhone
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U-One by Utkarsh screenshot #9 for iPhone
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About

Manage your finances securely with this official mobile banking service. Access account details, transfer funds, pay bills, and open deposits anytime, anywhere. It serves as your 24/7 financial companion.

✓Account balance and transaction history
✓Fund transfers (IMPS, NEFT, RTGS)
✓Bill payments
✓Open Fixed/Recurring Deposits
✓Update nominee details
✓Apply for locker facility
✓Loan applications
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What's New in U

1.0.4

September 18, 2026

App enhancement and minor hot fixes

User reviews

Nice

Easy to logon

Login was easy

Easy service

Easy to operate

Login was very easy

Worst banking app

Nothing works, I am unable to even access my saved payees. Will complain to RBI and close my account

Response from developer

Thank you for your detailed feedback. We sincerely apologise for the inconvenience caused. Kindly share your concern with us at customercare@utkarsh.bank.in along with the relevant details, so that we can review the matter and assist you further.

Never open Account in Utkarsh

They never settle the issue on priority basis, I am facing many issue with this bank.

Response from developer

Thank you for reaching out. We apologise for the inconvenience caused. Kindly share your concern with us at customercare@utkarsh.bank.in along with the screenshot of the error, so that we can review the issue and assist you further.

Developer apps

FAQ

What can I do with U-One by Utkarsh?

U-One by Utkarsh allows you to manage your accounts, check balances, view transaction history, transfer funds, pay bills, open fixed and recurring deposits, update nominee details, apply for locker facilities, and apply for loans.

Is U-One by Utkarsh secure for banking?

Yes, it is the official mobile banking service from Utkarsh Small Finance Bank, designed to provide a safe and secure mobile banking experience for its account holders.

What are the supported fund transfer methods in U-One by Utkarsh?

U-One by Utkarsh supports various payment options for fund transfers, including IMPS, NEFT, and RTGS, allowing you to move money between your accounts or send funds to others.

How do I get started with U-One by Utkarsh?

To start using U-One by Utkarsh, download the app and log in with your Utkarsh Small Finance Bank online banking credentials. If you are not yet enrolled, you can sign up directly through the app or website.

What devices is U-One by Utkarsh available on?

U-One by Utkarsh is currently supported on iPhone and iPod devices, indicating compatibility with iOS platforms.

When was U-One by Utkarsh last updated?

The latest version of U-One by Utkarsh was released on August 24, 2026, with the latest version number being 1.0.

What is the age rating for U-One by Utkarsh?

U-One by Utkarsh has an age rating of 4+, making it suitable for users aged four and above.

Does U-One by Utkarsh have ads?

No, U-One by Utkarsh does not contain advertisements, as indicated by the 'hasAds' flag being false.