U-One by Utkarsh

U-One by Utkarsh

Safe & Secure Mobile Banking

1 ratings
17 reviews
Free

Details

  • Released
  • Updated
  • August 23, 2026
  • September 2, 2026

Features

U-One by Utkarsh screenshot #1 for iPhone
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U-One by Utkarsh screenshot #9 for iPhone
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About

Manage your finances securely with this official mobile banking service. Access account details, transfer funds, pay bills, and open deposits anytime, anywhere. It serves as your 24/7 financial companion.

Account balance and transaction history
Fund transfers (IMPS, NEFT, RTGS)
Bill payments
Open Fixed/Recurring Deposits
Update nominee details
Apply for locker facility
Loan applications
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What's New in U

1.0.3

September 2, 2026

App enhancement and minor hot fixes

User reviews

A Complete Fraud – Manipulated Details and Stolen Money!

This is hands down the worst banking application I have ever used. The U-One app by Utkarsh Small Finance Bank feels less like a banking tool and more like a platform designed specifically to defraud customers and trap their money.The software is riddled with manipulated details; transaction histories, account balances, and updates do not reflect reality, making it impossible to trust anything displayed on the screen. My funds have been compromised, and the app makes it deliberately difficult to track where your money is actually going.Avoid downloading this app at all costs. It is highly unsafe, unreliable, and functions like a financial trap rather than a legitimate banking service. Utkarsh Bank needs to be held accountable for this completely broken and deceptive application.
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Not opening

App is not opening at all. Only bird flies, after that no response.

Poor app

Poor app - biometric is not working

Unable to login through Pin & Biometric

Unable to login through Pin & Biometric.please fix it asap.

Response from developer

Thank you for reaching out. We apologise for inconvenience caused. Kindly drop an email to our customer care email id :- customercare@utkarsh.bank.in with account details and we will investiagte the issue and revert. We appreciate your feedback and support.

Credit card updates

We’re currently not getting any updates related to credit cards n their dues. Fix it asap

Developer apps

FAQ

What can I do with U-One by Utkarsh?

U-One by Utkarsh allows you to manage your accounts, check balances, view transaction history, transfer funds, pay bills, open fixed and recurring deposits, update nominee details, apply for locker facilities, and apply for loans.

Is U-One by Utkarsh secure for banking?

Yes, it is the official mobile banking service from Utkarsh Small Finance Bank, designed to provide a safe and secure mobile banking experience for its account holders.

What are the supported fund transfer methods in U-One by Utkarsh?

U-One by Utkarsh supports various payment options for fund transfers, including IMPS, NEFT, and RTGS, allowing you to move money between your accounts or send funds to others.

How do I get started with U-One by Utkarsh?

To start using U-One by Utkarsh, download the app and log in with your Utkarsh Small Finance Bank online banking credentials. If you are not yet enrolled, you can sign up directly through the app or website.

What devices is U-One by Utkarsh available on?

U-One by Utkarsh is currently supported on iPhone and iPod devices, indicating compatibility with iOS platforms.

When was U-One by Utkarsh last updated?

The latest version of U-One by Utkarsh was released on August 24, 2026, with the latest version number being 1.0.

What is the age rating for U-One by Utkarsh?

U-One by Utkarsh has an age rating of 4+, making it suitable for users aged four and above.

Does U-One by Utkarsh have ads?

No, U-One by Utkarsh does not contain advertisements, as indicated by the 'hasAds' flag being false.