Comparison

Utkarsh Mobile vs Digit Insurance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Utkarsh Mobile

Manage your finances on the go with this mobile banking service. Check balances, transfer funds, pay bills, open deposits, and apply for loans. Your financial companion is available 24/7 for a seamless banking experience.

Highlights
  • Account balance and transaction history
  • Fund transfers (IMPS, NEFT, RTGS, UPI Lite)
  • Bill payments
  • Fixed and Recurring Deposit opening
  • Nominee details update
  • Locker facility application
  • TDS summary access
  • Loan applications
Features
Read full description

Welcome to Utkarsh Mobile Banking App – This is the official mobile banking service from Utkarsh small finance bank. Utkarsh Mobile App seamlessly combines best-in-class technology and service to bring you an meaningful banking experience. This app will give the Utkarsh account holders a option to use our services whether you're at home, work, or on the move. Utkarsh Mobile App is your financial companion and available 24/7. With Utkarsh Mobile App, you can: Manage Your Accounts: Check balances, view transaction history, and monitor account activity in real-time. Transfer Funds: Effortlessly move money between your accounts or send funds to friends and family with just a few tap using various payment options such as IMPS, NEFT, RTGS, UPI Lite among others Pay Bills: Simplify your life and pay your bills promptly while on-the-go Open Fixed Deposits / Recurring Deposits at your convenience Update Nominee Details Locker – You can apply for Locker facility through the mobile App. Just fill in the details and our representative will call you for further process TDS Summary – You can get your TDS Summary at any given time through Utkarsh Mobile App Apply for loans – Opt for competitive interest rates on our array of Loans And much more options await you for your Banking needs! To start the service, download Utkarsh Mobile App today and log in with your Utkarsh Small Finance Bank online banking credentials. If you're not yet enrolled in online banking, sign up directly through the app or website and begin enjoying the convenience of Utkarsh Mobile App.

About

Digit Insurance

Manage all your insurance needs digitally, from buying and renewing policies to making instant claims. Enjoy a paperless experience with 24/7 support and super-fast claim settlements.

Highlights
  • Instant premium checks
  • Easy policy purchase and renewal
  • Paperless documentation
  • 24/7 customer support
  • Fast claim processing
  • Smartphone self-inspection for claims
Features
Read full description

At Digit Insurance, we aim to make insurance simple. Now, you can manage check premium, buy/renew your policy, access policy documents, and make claims in an instant right here on our app. And the best part? No paperwork required! Why choose Digit Insurance? Value for Money - We try our best to give you the best possible and most affordable premiums because we know that there’s a lot at stake. Digital Everything - We’re tech savvy and we understand that time is precious. Both for you and us. That’s why, all our processes are tech enabled, quick and paperless. So, sit back and relax. Super-Fast Claims - Anytime and every time you’re in any sort of trouble, we’ll be there for you. With our 24x7 Support and quick, technology enabled claim processes, all your claims will be settled as soon as possible! Simplicity, Above All - No complex products. No jargons. No hidden clauses, terms and conditions. Our policy documents are so simple that even 15 years old can understand them. This is because we feel that people can benefit the most from insurance, only if they understand it! What makes Digit Insurance app so Awesome? Check Premiums Instantly Online - Enter details and get instant quotes. Customize the coverages as per your requirement and get premium instantly. Buy Insurance Quickly and Easily - Get all our insurance products online, in a jiffy. No long proposal forms or lengthy inspections and, you can get your policy in an instant. You can also access the policy document anytime within the App. An Entirely Paperless Experience - All our processes are digital, right from buying insurance to making claims. No need to go through tons of papers and documents! An Instant Renewal Process - Access and renew your existing insurance policies almost instant – they are just one click away. 24x7 Help and Customer Support - Get seamless support from our customer care services, available 24/7, even on National Holidays. Super-fast Claims - Easily access, edit, and raise an insurance claim on the app, and all your claims will be settled as soon as possible! Smartphone Enabled Self-inspection - For quick and easy claims, you can just take pictures of your damaged property with your phone and share it with us; and we’ll take it from there! Our Products Motor Car Insurance Two-Wheeler Insurance Commercial Vehicle Insurance Health Health Insurance OPD Health Insurance Super Top-Up Arogya Sanjeevani Policy Employee Health Insurance Other Products International Travel Insurance Flight Delay Cover Home Insurance Shop Insurance Digit in News Digit Insurance is raising $200M funding, valued at $3.5B - https://bit.ly/3Bl2HlN Digit Insurance onboards Virat Kohli as brand ambassador - https://bit.ly/3jrolPc Follow us for more Facebook: https://www.facebook.com/digitinsurance Instagram: https://www.instagram.com/digitinsurance/ Twitter: https://twitter.com/heydigit LinkedIn: https://www.linkedin.com/company/godigit/ Have any Questions? If you have any questions, or you need some help, or just write to us hello@godigit.com or give us a call on 1800-103-4448. IRDAI Registration No: 158 | Go Digit General Insurance Limited

Screenshots

Utkarsh Mobile4 screens
Digit Insurance4 screens

Verdict

The call

The clearest difference is rating: Utkarsh Mobile at 4.5 against Digit Insurance's 4.1. Digit Insurance's advantage is ratings volume (106 vs 4) and review sentiment (30% vs 17%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Utkarsh Mobile holds the better App Store score, 4.5 against 4.1. That said, the two scores are not equally well evidenced: Digit Insurance has 106 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 17% of Utkarsh Mobile's written reviews are positive against 30% of Digit Insurance's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 13, 2026 and October 27, 2026 respectively.

Scorecard3 real differences · 7 level
Utkarsh Mobile versus Digit Insurance: the parameters behind the verdict, then further details
ParameterUtkarsh MobileDigit Insurance
PriceFreeFree
Rating4.5 (4 ratings) — better4.1 (106 ratings)
Positive reviews16.7% of reviews29.6% of reviews — better
Number of ratings4106 — better
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS1515
Further details — not scored
Size113 MB155 MB
Age rating4+4+
DeveloperUtkarsh Small Finance Bank LtdGo Digit Solutions Private Limited

Customer experience

Utkarsh Mobile

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews24 reviews
Positive16.7%
Neutral8.3%
Negative75.0%

Digit Insurance

All ratings106 ratings
Positive78.3%
Neutral1.9%
Negative19.8%
Written reviews27 reviews
Positive29.6%
Neutral0.0%
Negative70.4%

In-app purchases

None

Utkarsh Mobile

No in-app purchases

None

Digit Insurance

No in-app purchases

Questions

Is Utkarsh Mobile free?
Utkarsh Mobile is free to download, with no in-app purchases.
Is Digit Insurance free?
Digit Insurance is free to download, with no in-app purchases.
Which has better reviews, Utkarsh Mobile or Digit Insurance?
Utkarsh Mobile is rated higher. Utkarsh Mobile averages 4.5 out of 5 from 4 ratings, while Digit Insurance averages 4.1 from 106 ratings.
Do Utkarsh Mobile or Digit Insurance have ads?
Neither Utkarsh Mobile nor Digit Insurance shows ads.
Which is updated more often, Utkarsh Mobile or Digit Insurance?
Utkarsh Mobile ships an update fortnightly, and Digit Insurance fortnightly. Most recently, Utkarsh Mobile was updated on October 13, 2026 and Digit Insurance on October 27, 2026.

Other comparisons