Comparison

國泰證券 vs Pay4U 幫你付

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

國泰證券

Free

💰 Finance

★ 4.910 ratingsView app →

About

國泰證券

Features

Read full description

1.年輕人最愛券商榮獲社群票選「年輕人最愛券商」，每3位年輕投資人就有超過一位在國證開戶 2.費用超低美股單筆交易無低消、台美定期投資都超划算，省錢投資不是夢 3.秒速開戶三步驟、五分鐘，台美股雙投資帳戶一次搞定 4.報價超齊全台/美/港/ETF 通通有，還能選深色/淺色模式，怎麼看都順眼 5.定期投資好幫手近四成用戶選擇國泰證券做定期投資，還有「智慧加減碼」+「股息再投入」功能，懶人也能聰明投資 6.圖像化庫存總覽整合台/美/港/日/債券/SN，庫存圖像化呈現，一秒掌握投資全貌 7.股票貸款救急神器三分鐘快速撥款，24 小時服務，無痛救援短期資金缺口 8.股票出借新選擇出借手上庫存，讓閒置資產有機會產生收益提醒您：為確保您的帳務及交易安全，請於行動裝置安裝防護軟體

About

Pay4U 幫你付

Features

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後支付時代來臨，全新無卡分期品牌Pay4U上線啦！沒有信用卡也能分期付款，讓您輕鬆購物無負擔！即刻下載Pay4U，安心購物，我們Pay for You！【Pay4U貼心服務】 √ 申辦超迅速　手機即可完成帳號註冊及分期申請，流程便利又迅速！ √ 消費超簡單　掃描店家條碼填寫資料即可進行消費，操作直覺又簡單！ √ 繳款超即時　提供超商繳款、ATM/網銀轉帳等多元付款方式，繳款方便又即時！ √ 帳單超清晰　人性化查詢交易紀錄及繳款明細，帳單智慧又清晰！

Screenshots

國泰證券4 screens

Pay4U 幫你付4 screens

Verdict

The call

The clearest difference is ads: Pay4U 幫你付 at none against 國泰證券's shown. 國泰證券's advantage is update cadence (fortnightly vs every 4 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

國泰證券 ships an update fortnightly, Pay4U 幫你付 every 4 months. The most recent releases landed on September 15, 2026 and September 25, 2026 respectively.

Scorecard2 real differences · 7 level

國泰證券 versus Pay4U 幫你付: the parameters behind the verdict, then further details
Parameter	國泰證券	Pay4U 幫你付
Price	Free	Free
Rating	4.9 (10 ratings) — better	—
Positive reviews	100.0% of reviews	—
Number of ratings	10 — better	—
Update frequency	Fortnightly — better	Every 4 months
Ads	Yes	No — better
In-app purchases	No	No
Devices	iPhone, iPod	iPhone, iPod
Requires iOS	15.0	14.0 — better
Further details — not scored
Size	223 MB	21 MB
Age rating	4+	4+
Developer	Cathay Securities Corporation	HOTAI FINANCE CO., LTD.

In-app purchases

None

國泰證券

No in-app purchases

None

Pay4U 幫你付

No in-app purchases

Questions

Is 國泰證券 free?

國泰證券 is free to download, with no in-app purchases.

Is Pay4U 幫你付 free?

Pay4U 幫你付 is free to download, with no in-app purchases.

Do 國泰證券 or Pay4U 幫你付 have ads?

國泰證券 shows ads; Pay4U 幫你付 does not.

Which is updated more often, 國泰證券 or Pay4U 幫你付?

國泰證券 ships an update fortnightly, and Pay4U 幫你付 every 4 months. Most recently, 國泰證券 was updated on September 15, 2026 and Pay4U 幫你付 on September 25, 2026.