Comparison

新光銀行 vs Pay4U 幫你付

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

新光銀行

Features
Read full description

.APP安全性與憑證更新

About

Pay4U 幫你付

Features
Read full description

後支付時代來臨,全新無卡分期品牌Pay4U上線啦! 沒有信用卡也能分期付款,讓您輕鬆購物無負擔! 即刻下載Pay4U,安心購物,我們Pay for You! 【Pay4U貼心服務】 √ 申辦超迅速  手機即可完成帳號註冊及分期申請,流程便利又迅速! √ 消費超簡單  掃描店家條碼填寫資料即可進行消費,操作直覺又簡單! √ 繳款超即時  提供超商繳款、ATM/網銀轉帳等多元付款方式,繳款方便又即時! √ 帳單超清晰  人性化查詢交易紀錄及繳款明細,帳單智慧又清晰!

Screenshots

新光銀行4 screens
Pay4U 幫你付4 screens

Verdict

The call

The clearest difference is update cadence: 新光銀行 at every 3 weeks against Pay4U 幫你付's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

新光銀行 ships an update every 3 weeks, Pay4U 幫你付 every 4 months. The most recent releases landed on November 10, 2026 and November 7, 2026 respectively.

Scorecard1 real difference · 8 level
新光銀行 versus Pay4U 幫你付: the parameters behind the verdict, then further details
Parameter新光銀行Pay4U 幫你付
PriceFreeFree
Rating3.7 (6 ratings) — better—
Positive reviews37.5% of reviews—
Number of ratings6 — better—
Update frequencyEvery 3 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 — better15.0
Further details — not scored
Size104 MB20 MB
Age rating4+4+
DeveloperShin Kong Financial Holding Co., Ltd.和潤企業股份有限公司

In-app purchases

None

新光銀行

No in-app purchases

None

Pay4U 幫你付

No in-app purchases

Questions

Is 新光銀行 free?
新光銀行 is free to download, with no in-app purchases.
Is Pay4U 幫你付 free?
Pay4U 幫你付 is free to download, with no in-app purchases.
Do 新光銀行 or Pay4U 幫你付 have ads?
Neither 新光銀行 nor Pay4U 幫你付 shows ads.
Which is updated more often, 新光銀行 or Pay4U 幫你付?
新光銀行 ships an update every 3 weeks, and Pay4U 幫你付 every 4 months. Most recently, 新光銀行 was updated on November 10, 2026 and Pay4U 幫你付 on November 7, 2026.

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