Comparison

ONEIC Pay vs Qpay Merchants

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ONEIC Pay

Manage all your essential payments in one secure app. Instantly pay utility bills, telecom recharges, traffic fines, and more using your e-wallet or bank cards. Track payment history and enjoy rewards for your transactions.

Highlights
  • E-Wallet services
  • Pay utility bills
  • Telecom recharges
  • Traffic fine payments
  • Money transfers
  • QR code payments
  • Earn and redeem rewards
Features
Read full description

ONEIC Pay offers a secure and simple way to manage all your essential payments in one place. Instantly pay your electricity, water, and telecom bills, recharge prepaid accounts, and conveniently settle traffic fines, Judiciary fees, and Social Protection Fund contributions — all via E-Wallet or bank cards, anytime and anywhere. View your electricity, water latest bills (PDF), track payment history, and enjoy complete control over your transactions with ease Digital Wallet Services: • Top up the digital wallet • Pay various bills and fees • Send, receive, and request and transfers money through local E-Wallets • Send money internationally anytime, anywhere • Shop and pay by scanning QR codes Clients Listed for Bill Payments and Balance Refill: • Nama Supply • Nama Water Services • Nama Dhofar Services • Nakhal Water Services • Marafiq • Omantel • Ooredoo • Vodafone • Awasr • Ranna • Red Bull Mobile • Friendi Government Services: • Royal Oman Police (ROP) - Traffic Fines, Vehicle Registration Renewal • Supreme Judicial Council (CAAJ) • Social Protection Fund (SPF) Insurance Services: • Vehicle Insurance • Social Protection Fund Educational Institutions for Fee Payment: • Arab Open University • A’Sharqiyah University • Azzan Bin Qais International School • German University of Technology, Oman • Indian School Muscat • Middle East College • Muscat University • Seeb International School • Sohar International School • Al Imtiaz Private School Entertainment: • Purchase various entertainment packages Pay and Earn Rewards • Now, pay your bills and enjoy rewards! • Redeem your rewards once you reach the eligible amount for redemption

About

Qpay Merchants

Features
Read full description

Qpay - Merchant is a smart and efficient BNPL (Buy Now, Pay Later) solution designed to help businesses streamline payments and increase sales. This app enables merchants to track transactions, request payments from customers, and accept payments via QR codes—all with a seamless and secure experience. Key Features: Real-Time Dashboard – Monitor transactions and sales performance effortlessly. Easy Payment Requests – Request BNPL payments by entering a customer’s registered phone number. QR Code Payments – Generate QR codes for instant and hassle-free transactions. Secure Approvals – Customers confirm payments via the Qpay customer app. Transaction History – View and manage all completed and pending transactions. Fast & Reliable – Designed for businesses to accept BNPL payments quickly and securely. Why Choose Qpay - Merchant? Increase Sales: Offer flexible payment plans to attract more customers. Secure & Transparent: No hidden fees, ensuring a smooth payment process. User-Friendly Interface: Simple and intuitive app designed for merchants. Works Anywhere: Supports both in-store and online payments. Start accepting Buy Now, Pay Later payments today and provide your customers with a flexible and secure payment experience!

Screenshots

ONEIC Pay4 screens
Qpay Merchants4 screens

Verdict

The call

The clearest difference is iOS requirement: ONEIC Pay at 12.4 against Qpay Merchants's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ONEIC Pay ships an update every 3 months, Qpay Merchants every 4 months. The most recent releases landed on October 24, 2026 and September 23, 2026 respectively.

Scorecard1 real difference · 9 level
ONEIC Pay versus Qpay Merchants: the parameters behind the verdict, then further details
ParameterONEIC PayQpay Merchants
PriceFreeFree
Rating4.0 (124 ratings) — better—
Positive reviews59.0% of reviews—
Number of ratings124 — better—
Update frequencyEvery 3 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.4 — better15.6
Further details — not scored
Size126 MB53 MB
Age rating4+17+
DeveloperOman National Engineering and Investment(SAOG)Fintech Solutions

In-app purchases

None

ONEIC Pay

No in-app purchases

None

Qpay Merchants

No in-app purchases

Questions

Is ONEIC Pay free?
ONEIC Pay is free to download, with no in-app purchases.
Is Qpay Merchants free?
Qpay Merchants is free to download, with no in-app purchases.
Do ONEIC Pay or Qpay Merchants have ads?
Neither ONEIC Pay nor Qpay Merchants shows ads.
Which is updated more often, ONEIC Pay or Qpay Merchants?
ONEIC Pay ships an update every 3 months, and Qpay Merchants every 4 months. Most recently, ONEIC Pay was updated on October 24, 2026 and Qpay Merchants on September 23, 2026.

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