ONEIC Pay vs Thawani Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ONEIC Pay
Manage all your essential payments in one secure app. Instantly pay utility bills, telecom recharges, traffic fines, and more using your e-wallet or bank cards. Track payment history and enjoy rewards for your transactions.
- E-Wallet services
- Pay utility bills
- Telecom recharges
- Traffic fine payments
- Money transfers
- QR code payments
- Earn and redeem rewards
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ONEIC Pay offers a secure and simple way to manage all your essential payments in one place. Instantly pay your electricity, water, and telecom bills, recharge prepaid accounts, and conveniently settle traffic fines, Judiciary fees, and Social Protection Fund contributions — all via E-Wallet or bank cards, anytime and anywhere. View your electricity, water latest bills (PDF), track payment history, and enjoy complete control over your transactions with ease Digital Wallet Services: • Top up the digital wallet • Pay various bills and fees • Send, receive, and request and transfers money through local E-Wallets • Send money internationally anytime, anywhere • Shop and pay by scanning QR codes Clients Listed for Bill Payments and Balance Refill: • Nama Supply • Nama Water Services • Nama Dhofar Services • Nakhal Water Services • Marafiq • Omantel • Ooredoo • Vodafone • Awasr • Ranna • Red Bull Mobile • Friendi Government Services: • Royal Oman Police (ROP) - Traffic Fines, Vehicle Registration Renewal • Supreme Judicial Council (CAAJ) • Social Protection Fund (SPF) Insurance Services: • Vehicle Insurance • Social Protection Fund Educational Institutions for Fee Payment: • Arab Open University • A’Sharqiyah University • Azzan Bin Qais International School • German University of Technology, Oman • Indian School Muscat • Middle East College • Muscat University • Seeb International School • Sohar International School • Al Imtiaz Private School Entertainment: • Purchase various entertainment packages Pay and Earn Rewards • Now, pay your bills and enjoy rewards! • Redeem your rewards once you reach the eligible amount for redemption
Thawani Pay
This app offers a secure and convenient way to make and receive payments using your mobile phone. Merchants can easily accept payments via QR codes or mobile invoices, and integration options are available for existing billing systems.
- Mobile payment solutions
- QR code payments
- Mobile invoice generation
- Integration with billing/ERP systems
- Secure payment environment
- Compliance with PCI-DSS and PA-DSS
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Thawani Pay is Oman’s leading fintech and the first non-bank payment service provider licensed by the Central Bank of Oman. We are also the first fintech in Oman to secure a Visa license to issue credit cards a national milestone. With Thawani Pay, you can manage your daily financial needs through a secure, intuitive, and fully digital experience: • Bill Payments – Pay utilities and services quickly and securely. • QR Pay / Merchant Payments – Make instant payments at partner merchants. • Send Money (Local Transfers) – Transfer funds seamlessly within Oman. • International Remittance – Send money abroad with ease. • Insurance – Access digital insurance services. • Microfinance – Manage microfinance solutions directly in-app. • Mojab Cards – Activate and use Mojab prepaid cards. • Thawani Store – Explore curated digital products. Enjoy a trusted, compliant, and user-friendly platform designed to simplify your financial journey.
Screenshots
Verdict
The clearest difference is rating: ONEIC Pay at 4.0 against Thawani Pay's 3.5. ONEIC Pay also leads on review sentiment (59% vs 44%) and iOS requirement (12.4 vs 15.6). Thawani Pay's advantage is update cadence (every 2 weeks vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ONEIC Pay holds the better App Store score, 4.0 against 3.5. Both are backed by a comparable volume of ratings — 120 and 43 respectively. Written reviews point the same way: 59% of ONEIC Pay's written reviews are positive against 44% of Thawani Pay's.
ONEIC Pay ships an update every 3 months, Thawani Pay every 2 weeks. The most recent releases landed on July 29, 2026 and September 24, 2026 respectively.
| Parameter | ONEIC Pay | Thawani Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (120 ratings) — better | 3.5 (43 ratings) |
| Positive reviews | 59.0% of reviews — better | 44.4% of reviews |
| Number of ratings | 120 — better | 43 |
| Update frequency | Every 3 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.4 — better | 15.6 |
| Further details — not scored | ||
| Size | 126 MB | 149 MB |
| Age rating | 4+ | 17+ |
| Developer | Oman National Engineering and Investment(SAOG) | Thawani Technologies LLC |
Customer experience
ONEIC Pay
Thawani Pay
In-app purchases
ONEIC Pay
No in-app purchases
Thawani Pay
No in-app purchases
Questions
Is ONEIC Pay free?
Is Thawani Pay free?
Which has better reviews, ONEIC Pay or Thawani Pay?
Do ONEIC Pay or Thawani Pay have ads?
Which is updated more often, ONEIC Pay or Thawani Pay?
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