Comparison

Thawani Pay vs OMPAY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Thawani Pay

Manage your finances digitally with a secure and intuitive platform. Pay bills, send money locally and internationally, and access financial services like insurance and microfinance. Explore digital products and use prepaid cards for seamless transactions.

Highlights
  • Bill payments
  • QR code payments
  • Local money transfers
  • International remittances
  • Digital insurance
  • Microfinance management
  • Prepaid card activation
Read full description

Thawani Pay is Oman’s leading fintech and the first non-bank payment service provider licensed by the Central Bank of Oman. We are also the first fintech in Oman to secure a Visa license to issue credit cards a national milestone. With Thawani Pay, you can manage your daily financial needs through a secure, intuitive, and fully digital experience: • Bill Payments – Pay utilities and services quickly and securely. • QR Pay / Merchant Payments – Make instant payments at partner merchants. • Send Money (Local Transfers) – Transfer funds seamlessly within Oman. • International Remittance – Send money abroad with ease. • Insurance – Access digital insurance services. • Microfinance – Manage microfinance solutions directly in-app. • Mojab Cards – Activate and use Mojab prepaid cards. • Thawani Store – Explore curated digital products. Enjoy a trusted, compliant, and user-friendly platform designed to simplify your financial journey.

About

OMPAY

Manage your money, send international remittances, and make payments with this secure digital wallet. It offers fast, seamless transfers for personal and business use, connecting you globally.

Highlights
  • Secure digital wallet
  • International remittances
  • Online payment processing
  • QR-based payments
  • In-chat domestic transfers
  • Competitive exchange rates
Features
Read full description

OMPAY – The Smarter Way to Pay! OMPAY by Omantel has reimagined the way you manage your money, send international remittances, and make payments. Our wallet solution offers fast, secure, and seamless transfers, giving you the freedom to connect with family, friends, and businesses across the globe. OMPAY Wallet is a comprehensive, licensed financial platform that brings you everything you need in one place: Key Features: Secure Wallet: Store your money, cards, and other financial assets in a safe, easy-to-use digital wallet. Account Issuance: Get secure, user-friendly e-wallet services for everyday transactions. In-Chat Transfers: Send instant domestic transfers within a closed-loop system. Payment Gateway: Safe and efficient online payment processing for businesses and consumers. Payment Aggregator: Streamline transactions by integrating multiple payment methods into one platform. QR-Based Payments: Enjoy quick, contactless payments via QR codes. Cross-Border Remittances: Send money internationally with competitive rates and swift delivery to over 200+ countries. Why OMPAY? • Superior Rates & Low Fees: Enjoy competitive exchange rates with transparent charges. • Financial Inclusion: Access essential financial services, especially for underserved communities. • Secure & Reliable: Powered by cutting-edge fintech infrastructure for your peace of mind. With OMPAY, experience a better, safer way to manage and send money globally. Download the app now and keep your loved ones and business connected, no matter where they are!

Screenshots

Thawani Pay4 screens
OMPAY4 screens

Verdict

The call

Thawani Pay and OMPAY both sit at 3.4 stars, but that hides the real split: 44% of Thawani Pay's written reviews are positive against 0% of OMPAY's. Thawani Pay also leads on ratings volume (48 vs 5). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.4 for Thawani Pay against 3.4 for OMPAY. That said, the two scores are not equally well evidenced: Thawani Pay has 48 ratings behind it against 5, so its average is the more settled of the two. Written reviews are what separate them: 44% of Thawani Pay's written reviews are positive against 0% of OMPAY's.

UpkeepUpdate frequency

Thawani Pay ships an update every 2 weeks, OMPAY monthly. The most recent releases landed on November 7, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
Thawani Pay versus OMPAY: the parameters behind the verdict, then further details
ParameterThawani PayOMPAY
PriceFreeFree
Rating3.4 (48 ratings)3.4 (5 ratings)
Positive reviews44.4% of reviews — better0.0% of reviews
Number of ratings48 — better5
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size150 MB161 MB
Age rating17+4+
DeveloperThawani Technologies LLCGlobal Financial Technology

Customer experience

Thawani Pay

All ratings48 ratings
Positive58.3%
Neutral4.2%
Negative37.5%
Written reviews9 reviews
Positive44.4%
Neutral0.0%
Negative55.6%

OMPAY

All ratings5 ratings
Positive60.0%
Neutral0.0%
Negative40.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Thawani Pay

No in-app purchases

None

OMPAY

No in-app purchases

Questions

Is Thawani Pay free?
Thawani Pay is free to download, with no in-app purchases.
Is OMPAY free?
OMPAY is free to download, with no in-app purchases.
Which has better reviews, Thawani Pay or OMPAY?
Thawani Pay and OMPAY are both rated 3.4 out of 5 on the App Store, from 48 and 5 ratings respectively.
Do Thawani Pay or OMPAY have ads?
Neither Thawani Pay nor OMPAY shows ads.
Which is updated more often, Thawani Pay or OMPAY?
Thawani Pay ships an update every 2 weeks, and OMPAY monthly. Most recently, Thawani Pay was updated on November 7, 2026 and OMPAY on October 30, 2026.

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