Thawani Pay vs Qpay Oman
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Thawani Pay
Manage your finances digitally with a secure and intuitive platform. Pay bills, send money locally and internationally, and access financial services like insurance and microfinance. Explore digital products and use prepaid cards for seamless transactions.
- Bill payments
- QR code payments
- Local money transfers
- International remittances
- Digital insurance
- Microfinance management
- Prepaid card activation
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Thawani Pay is licensed by the Central Bank of Oman as a non-bank payment service provider. Thawani is the first fintech in Oman to secure a Visa license for future credit card issuance, a national milestone. Shop digital products and services through Thawani Store and use Mojab Visa prepaid cards. Thawani Pay brings shopping and everyday financial services together in one app. With Thawani Pay, you can: • Discover and shop digital products and services in Thawani Store. • Activate and use Mojab Visa prepaid cards. • Pay utility bills and other supported services. • Pay participating merchants by QR. • Transfer money locally within Oman, via mobile transfers, bank transfers and wallet transfers • Send international remittances to India, Pakistan, Indonesia, Philippines and 200+ countries • Get digital car insurance in minute. • Microfinance services on Thawani store • Explore Sama exclusive offers and redeem eligible offers by scanning QR codes. Thawani Pay brings shopping, cards and everyday financial services together in one app.
Qpay Oman
This service provider offers interest-free installment plans for purchases at various stores. Manage your payments, reschedule them for convenience, and track your available credit. Enjoy a flexible and affordable shopping experience.
- 0% interest installment plans
- Browse stores and merchants
- Manage payments and plans
- Reschedule payments
- Track available credit
- Enforcement payments
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Qpay is a licensed Buy Now, Pay Later (BNPL) service provider in Oman, offering 0% interest installment plans for customers. With Qpay, you can explore a wide range of stores and merchants, view all your payments, and easily manage your installment plans. Our platform allows you to reschedule payments according to your convenience, and make enforcement payments when necessary. Qpay also enables you to check your available credit and offers a seamless, interest-free payment experience that makes shopping more flexible and affordable. Whether you’re at home or on the go, Qpay ensures that your financial needs are met in the easiest possible way." Key Features: -Browse stores and merchants that accept Qpay for BNPL services. -View and manage your payments and installment plans. -Reschedule payments to better fit your schedule. -Make enforcement payments with ease. -Track your available credit status with Qpay. -Experience 0% interest installment plans for your purchases. Qpay provides a safe and secure way to shop and manage your finances, offering complete transparency and no hidden fees. Start using Qpay today for smarter shopping!
Screenshots
Verdict
The clearest difference is review sentiment: Thawani Pay at 44% against Qpay Oman's 0%. Thawani Pay also leads on rating (3.4 vs 1.5) and update cadence (fortnightly vs every 4 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Thawani Pay holds the better App Store score, 3.4 against 1.5. Both are backed by a comparable volume of ratings — 48 and 21 respectively. Written reviews point the same way: 44% of Thawani Pay's written reviews are positive against 0% of Qpay Oman's.
Thawani Pay ships an update fortnightly, Qpay Oman every 4 months. The most recent releases landed on November 11, 2026 and November 4, 2026 respectively.
| Parameter | Thawani Pay | Qpay Oman |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (48 ratings) — better | 1.5 (21 ratings) |
| Positive reviews | 44.4% of reviews — better | 0.0% of reviews |
| Number of ratings | 48 — better | 21 |
| Update frequency | Fortnightly — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 152 MB | 400 MB |
| Age rating | 17+ | 17+ |
| Developer | Thawani Technologies LLC | Fintech Solutions |
Customer experience
Thawani Pay
Qpay Oman
In-app purchases
Thawani Pay
No in-app purchases
Qpay Oman
No in-app purchases






