Comparison

Thawani Pay vs Qpay Oman

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Thawani Pay

Manage your finances digitally with a secure and intuitive platform. Pay bills, send money locally and internationally, and access financial services like insurance and microfinance. Explore digital products and use prepaid cards for seamless transactions.

Highlights
  • Bill payments
  • QR code payments
  • Local money transfers
  • International remittances
  • Digital insurance
  • Microfinance management
  • Prepaid card activation
Read full description

Thawani Pay is licensed by the Central Bank of Oman as a non-bank payment service provider. Thawani is the first fintech in Oman to secure a Visa license for future credit card issuance, a national milestone. Shop digital products and services through Thawani Store and use Mojab Visa prepaid cards. Thawani Pay brings shopping and everyday financial services together in one app. With Thawani Pay, you can: • Discover and shop digital products and services in Thawani Store. • Activate and use Mojab Visa prepaid cards. • Pay utility bills and other supported services. • Pay participating merchants by QR. • Transfer money locally within Oman, via mobile transfers, bank transfers and wallet transfers • Send international remittances to India, Pakistan, Indonesia, Philippines and 200+ countries • Get digital car insurance in minute. • Microfinance services on Thawani store • Explore Sama exclusive offers and redeem eligible offers by scanning QR codes. Thawani Pay brings shopping, cards and everyday financial services together in one app.

About

Qpay Oman

This service provider offers interest-free installment plans for purchases at various stores. Manage your payments, reschedule them for convenience, and track your available credit. Enjoy a flexible and affordable shopping experience.

Highlights
  • 0% interest installment plans
  • Browse stores and merchants
  • Manage payments and plans
  • Reschedule payments
  • Track available credit
  • Enforcement payments
Features
Read full description

Qpay is a licensed Buy Now, Pay Later (BNPL) service provider in Oman, offering 0% interest installment plans for customers. With Qpay, you can explore a wide range of stores and merchants, view all your payments, and easily manage your installment plans. Our platform allows you to reschedule payments according to your convenience, and make enforcement payments when necessary. Qpay also enables you to check your available credit and offers a seamless, interest-free payment experience that makes shopping more flexible and affordable. Whether you’re at home or on the go, Qpay ensures that your financial needs are met in the easiest possible way." Key Features: -Browse stores and merchants that accept Qpay for BNPL services. -View and manage your payments and installment plans. -Reschedule payments to better fit your schedule. -Make enforcement payments with ease. -Track your available credit status with Qpay. -Experience 0% interest installment plans for your purchases. Qpay provides a safe and secure way to shop and manage your finances, offering complete transparency and no hidden fees. Start using Qpay today for smarter shopping!

Screenshots

Thawani Pay4 screens
Qpay Oman4 screens

Verdict

The call

The clearest difference is review sentiment: Thawani Pay at 44% against Qpay Oman's 0%. Thawani Pay also leads on rating (3.4 vs 1.5) and update cadence (fortnightly vs every 4 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Thawani Pay holds the better App Store score, 3.4 against 1.5. Both are backed by a comparable volume of ratings — 48 and 21 respectively. Written reviews point the same way: 44% of Thawani Pay's written reviews are positive against 0% of Qpay Oman's.

UpkeepUpdate frequency

Thawani Pay ships an update fortnightly, Qpay Oman every 4 months. The most recent releases landed on November 11, 2026 and November 4, 2026 respectively.

Scorecard3 real differences · 7 level
Thawani Pay versus Qpay Oman: the parameters behind the verdict, then further details
ParameterThawani PayQpay Oman
PriceFreeFree
Rating3.4 (48 ratings) — better1.5 (21 ratings)
Positive reviews44.4% of reviews — better0.0% of reviews
Number of ratings48 — better21
Update frequencyFortnightly — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.6
Further details — not scored
Size152 MB400 MB
Age rating17+17+
DeveloperThawani Technologies LLCFintech Solutions

Customer experience

Thawani Pay

All ratings48 ratings
Positive58.3%
Neutral4.2%
Negative37.5%
Written reviews9 reviews
Positive44.4%
Neutral0.0%
Negative55.6%

Qpay Oman

All ratings17 ratings
Positive11.8%
Neutral5.9%
Negative82.4%
Written reviews15 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Thawani Pay

No in-app purchases

None

Qpay Oman

No in-app purchases

Questions

Is Thawani Pay free?
Thawani Pay is free to download, with no in-app purchases.
Is Qpay Oman free?
Qpay Oman is free to download, with no in-app purchases.
Which has better reviews, Thawani Pay or Qpay Oman?
Thawani Pay is rated higher. Thawani Pay averages 3.4 out of 5 from 48 ratings, while Qpay Oman averages 1.5 from 21 ratings.
Do Thawani Pay or Qpay Oman have ads?
Neither Thawani Pay nor Qpay Oman shows ads.
Which is updated more often, Thawani Pay or Qpay Oman?
Thawani Pay ships an update fortnightly, and Qpay Oman every 4 months. Most recently, Thawani Pay was updated on November 11, 2026 and Qpay Oman on November 4, 2026.

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