NBO vs OMPAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NBO
Manage your finances securely and conveniently on the go. Access account information, transfer funds, pay bills, and request services. Find nearby ATMs and branches, and utilize helpful financial calculators.
- Account inquiry and balance check
- Money transfers (local & international)
- Bill payments and scheduling
- Service requests (credit card, cheque book)
- ATM/branch locator
- Financial calculators
- Bilingual support (English/Arabic)
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National Bank of Oman’s new mobile application allows you an easy and secure way to stay in touch with us, whether you need information on products, find the closest NBO ATM/branch, or perform financial transaction using your account. NBO keeps you on top of your finances anytime and anywhere! S Features: - Bilingual (English and Arabic) - Account Inquiry o One touch balance – View balance of all your accounts o Online credit card inquiry o Online inquiry for your utility bills - Money Transfers o Between own accounts o To any other account in NBO o EZ Pay (Fund transfer using mobile number) o To any other banking accounts in Oman o International Telex Transfers o Repeat & Schedule Fund Transfers - Bill Payments o Online Credit Card Payment o Online Payment to OIFC (Electricity & Water) o Online Payment to Omantel (GSM/Landline/Internet/Etc) o Online Payment to Ooredoo (GSM/Landline/Internet/Etc) o Utility payment to ONEIC (Electricity & Water) o Repeat & Schedule Payments - Service Request o Activation of Credit Card o Block Credit Card o Request for Cheque Book - Other Services o ATM/branch locator with interactive maps o Contact NBO for support or feedback o Foreign Exchange Calculator o Loan Calculator o Apply for products & services o Offers & Promotions o Deposit Rates o Prayer Timings
OMPAY
Manage your money, send international remittances, and make payments with this secure digital wallet. It offers fast, seamless transfers for personal and business use, connecting you globally.
- Secure digital wallet
- International remittances
- Online payment processing
- QR-based payments
- In-chat domestic transfers
- Competitive exchange rates
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OMPAY – The Smarter Way to Pay! OMPAY by Omantel has reimagined the way you manage your money, send international remittances, and make payments. Our wallet solution offers fast, secure, and seamless transfers, giving you the freedom to connect with family, friends, and businesses across the globe. OMPAY Wallet is a comprehensive, licensed financial platform that brings you everything you need in one place: Key Features: Secure Wallet: Store your money, cards, and other financial assets in a safe, easy-to-use digital wallet. Account Issuance: Get secure, user-friendly e-wallet services for everyday transactions. In-Chat Transfers: Send instant domestic transfers within a closed-loop system. Payment Gateway: Safe and efficient online payment processing for businesses and consumers. Payment Aggregator: Streamline transactions by integrating multiple payment methods into one platform. QR-Based Payments: Enjoy quick, contactless payments via QR codes. Cross-Border Remittances: Send money internationally with competitive rates and swift delivery to over 200+ countries. Why OMPAY? • Superior Rates & Low Fees: Enjoy competitive exchange rates with transparent charges. • Financial Inclusion: Access essential financial services, especially for underserved communities. • Secure & Reliable: Powered by cutting-edge fintech infrastructure for your peace of mind. With OMPAY, experience a better, safer way to manage and send money globally. Download the app now and keep your loved ones and business connected, no matter where they are!
Screenshots
Verdict
The clearest difference is review sentiment: NBO at 45% against OMPAY's 0%. NBO also leads on ratings volume (87 vs 5) and rating (3.6 vs 3.4). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NBO holds the better App Store score, 3.6 against 3.4. That said, the two scores are not equally well evidenced: NBO has 87 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 45% of NBO's written reviews are positive against 0% of OMPAY's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 20, 2026 and September 22, 2026 respectively.
| Parameter | NBO | OMPAY |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (87 ratings) — better | 3.4 (5 ratings) |
| Positive reviews | 45.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 87 — better | 5 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 238 MB | 161 MB |
| Age rating | 4+ | 4+ |
| Developer | National Bank of Oman SAOG | Global Financial Technology |
Customer experience
NBO
OMPAY
In-app purchases
NBO
No in-app purchases
OMPAY
No in-app purchases
