Comparison

Topper Safe vs Transact eAccounts

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Topper Safe

This official university safety app provides instant alerts and direct access to campus safety resources. It allows users to quickly contact campus safety staff for help during emergencies and access all essential safety information in one place.

Highlights
  • Safety notifications
  • Instant emergency alerts
  • Direct contact with campus safety
  • Centralized safety resources
  • Official university app
Features
Read full description

Topper Safe is an essential tool to enhance your safety at St. Edward's University. The app will send you important safety alerts and provide instant access to campus safety resources. Topper Safe is the official mobile safety app of St. Edward's University. Topper Safe benefits include: - Safety notifications: Receive instant notifications and instructions from campus safety when on-campus emergencies occur. - Emergency help: contact campus safety staff quickly for help in an emergency. - Campus safety resources: access all important safety resources in one convenient app. Download today and ensure that you’re prepared in the event of an emergency.

About

Transact eAccounts

Manage your campus accounts on the go. View balances, track transactions, and add funds easily. At participating institutions, use your digital ID for access and payments.

Highlights
  • View account balances
  • Track recent transactions
  • Add money to accounts
  • Digital ID in Apple Wallet
  • Report lost/found cards
  • Multi-factor authentication
Features
Currently charting
Read full description

For users at participating campuses and institutions, eAccounts mobile makes it easy to view account balances, add money and track recent transactions. At select campuses, users can now add their ID card to Wallet to access places like your residence hall, the library, and events; or pay for laundry, snacks, and dinners using their iPhone and Apple Watch. Key Features & Benefits: • View account balances • Track recent transactions • Add money to accounts using Apple Pay or a previously-saved payment method • Add your ID card to Apple Wallet (select campuses) • Barcode (select campuses) • Report cards lost or found • Multi Factor Authentication • App Shortcuts • Change PIN Requirements: • Campus or institution must subscribe to eAccounts service • Campus or institution must enable mobile features to provide access to users • Wi-Fi or cellular data plan for Internet access Contact your campus ID card office to check availability.

Screenshots

Topper Safe4 screens
Transact eAccounts4 screens

Verdict

The call

Topper Safe and Transact eAccounts both sit at 5.0 stars, but that hides the real split: 100% of Topper Safe's written reviews are positive against 40% of Transact eAccounts's. Topper Safe also leads on device support (3 vs 1) and iOS requirement (13.0 vs 17.0). Transact eAccounts's advantage is update cadence (monthly vs every 20 months) and ratings volume (55K vs 4). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Topper Safe holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Transact eAccounts has 55K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 100% of Topper Safe's written reviews are positive against 40% of Transact eAccounts's.

UpkeepUpdate frequency

Topper Safe ships an update every 20 months, Transact eAccounts monthly. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

Scorecard6 real differences · 5 level
Topper Safe versus Transact eAccounts: the parameters behind the verdict, then further details
ParameterTopper SafeTransact eAccounts
PriceFreeFree
Rating5.0 (4 ratings) — better4.8 (55K ratings)
Positive reviews100.0% of reviews — better39.7% of reviews
Number of ratings455K — better
Update frequencyEvery 20 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank—#131 — better
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better17.0
Further details — not scored
Size22 MB27 MB
Age rating4+4+
DeveloperSt. Edwards UniversityTransact Campus, LLC

Customer experience

Topper Safe

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Transact eAccounts

All ratings48,559 ratings
Positive96.5%
Neutral1.3%
Negative2.2%
Written reviews126 reviews
Positive39.7%
Neutral8.7%
Negative51.6%

Bugs and requests

Topper Safe

Not enough reviews yet to summarise bugs or requests.

Transact eAccounts

Reported bugs

5 issues
  • Cannot add card to wallet
  • Login/authentication issues
  • Incorrect balance display
  • Grayed out main screen after login
  • Inability to find/select school

Requested features

3 requests
  • Allow for two accounts under the same institution
  • Add option to edit payments within the app
  • Improve wallet integration

In-app purchases

None

Topper Safe

No in-app purchases

None

Transact eAccounts

No in-app purchases

Questions

Is Topper Safe free?
Topper Safe is free to download, with no in-app purchases.
Is Transact eAccounts free?
Transact eAccounts is free to download, with no in-app purchases.
Which has better reviews, Topper Safe or Transact eAccounts?
Topper Safe is rated higher. Topper Safe averages 5.0 out of 5 from 4 ratings, while Transact eAccounts averages 4.8 from 55K ratings.
Do Topper Safe or Transact eAccounts have ads?
Neither Topper Safe nor Transact eAccounts shows ads.
Which is updated more often, Topper Safe or Transact eAccounts?
Topper Safe ships an update every 20 months, and Transact eAccounts monthly. Most recently, Topper Safe was updated on November 2, 2026 and Transact eAccounts on November 4, 2026.

Other comparisons