Comparison

Top Hat vs Transact eAccounts

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Top Hat

Enhance your learning experience with interactive resources, in-class participation tools, and dynamic digital textbooks. Engage with professors and peers, and test your knowledge with quizzes and polls to improve comprehension and retention.

Highlights
  • Follow lecture slides on your device
  • In-class response system
  • In-app discussions with peers and professors
  • Dynamic, interactive digital textbooks
  • Take polls and quizzes
  • Access graded and non-graded homework
Features
Currently charting
Read full description

Top Hat is the perfect companion app to our comprehensive assessment platform that helps you learn better before, during and after class. Top Hat makes learning fun and engaging (seriously!) and sets you up for success, helping you connect with your professors, your peers and the content you’re learning in and out of the classroom. Here’s what Top Hat offers you: Compelling resources, delivered on your smartphone or laptop: • Follow your prof’s lecture slides on your own device • Contribute in class with an easy-to-use response system that’s always with you • Participate with your profs and peers using in-app discussions Content tailored to your course: • Experience dynamic, interactive textbooks loaded up with images, videos, audio clips and more • Read your digital materials from anywhere and keep them forever Quizzes, tests and polls that improve learning comprehension: • Challenge yourself by taking polls and quizzes on your own devices • Improve your knowledge retention with interactive assessment elements • Check for gaps in your understanding with graded and non-graded homework and short quizzes Thanks for using Top Hat. As you experience the app, we’d love to get your feedback: support@tophat.com or follow us on Instagram, Twitter or Facebook @TopHat

About

Transact eAccounts

Manage your campus accounts on the go. View balances, track transactions, and add funds easily. At participating institutions, use your digital ID for access and payments.

Highlights
  • View account balances
  • Track recent transactions
  • Add money to accounts
  • Digital ID in Apple Wallet
  • Report lost/found cards
  • Multi-factor authentication
Features
Currently charting
Read full description

For users at participating campuses and institutions, eAccounts mobile makes it easy to view account balances, add money and track recent transactions. At select campuses, users can now add their ID card to Wallet to access places like your residence hall, the library, and events; or pay for laundry, snacks, and dinners using their iPhone and Apple Watch. Key Features & Benefits: • View account balances • Track recent transactions • Add money to accounts using Apple Pay or a previously-saved payment method • Add your ID card to Apple Wallet (select campuses) • Barcode (select campuses) • Report cards lost or found • Multi Factor Authentication • App Shortcuts • Change PIN Requirements: • Campus or institution must subscribe to eAccounts service • Campus or institution must enable mobile features to provide access to users • Wi-Fi or cellular data plan for Internet access Contact your campus ID card office to check availability.

Screenshots

Top Hat4 screens
Transact eAccounts4 screens

Verdict

The call

The clearest difference is review sentiment: Transact eAccounts at 40% against Top Hat's 14%. Transact eAccounts also leads on rating (4.8 vs 4.6). Top Hat's advantage is update cadence (fortnightly vs monthly). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Transact eAccounts holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 23K and 49K respectively. Written reviews point the same way: 14% of Top Hat's written reviews are positive against 40% of Transact eAccounts's.

UpkeepUpdate frequency

Top Hat ships an update fortnightly, Transact eAccounts monthly. Both last shipped on September 24, 2026.

Scorecard3 real differences · 8 level
Top Hat versus Transact eAccounts: the parameters behind the verdict, then further details
ParameterTop HatTransact eAccounts
PriceFreeFree
Rating4.6 (23K ratings)4.8 (49K ratings) — better
Positive reviews14.4% of reviews40.0% of reviews — better
Number of ratings23K49K — better
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank#147#94 — better
DevicesiPhone, iPad — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size162 MB27 MB
Age rating4+4+
DeveloperTop Hat MonocleTransact Campus, LLC

Customer experience

Top Hat

All ratings22,776 ratings
Positive92.9%
Neutral3.3%
Negative3.8%
Written reviews195 reviews
Positive14.4%
Neutral8.2%
Negative77.4%

Transact eAccounts

All ratings48,559 ratings
Positive96.5%
Neutral1.3%
Negative2.2%
Written reviews125 reviews
Positive40.0%
Neutral8.8%
Negative51.2%

User reviews

Top Hat

From 23K App Store ratings

What we love

  • 🚀 Smooth and intuitive interface
  • 👍 Useful for attendance and in-class quizzes
  • 💡 Potential for interactive learning

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔋 High battery consumption
  • 💰 Expensive subscription fees
  • 🔒 Privacy concerns with location tracking

Transact eAccounts

From 49K App Store ratings

What we love

  • 🚀 Great technology
  • 🚀 Convenient
  • 👍 Easy to use
  • 👍 Accessible
  • 👍 Helpful

Room to improve

  • 🐛 Inconsistent performance
  • 🐛 Unreliable
  • 🐛 Slow
  • 🐛 Buggy
  • 🐛 Glitchy

Bugs and requests

Top Hat

Reported bugs

3 issues
  • Answers not registering correctly
  • Slides not loading properly on mobile devices
  • Inconsistent performance across platforms

Requested features

3 requests
  • Add page numbers and search functionality to ebooks
  • Improve syncing between mobile and web versions
  • Allow more flexible location settings for attendance

Transact eAccounts

Reported bugs

5 issues
  • Cannot add card to wallet
  • Login/authentication issues
  • Incorrect balance display
  • Grayed out main screen after login
  • Inability to find/select school

Requested features

3 requests
  • Allow for two accounts under the same institution
  • Add option to edit payments within the app
  • Improve wallet integration

In-app purchases

None

Top Hat

No in-app purchases

None

Transact eAccounts

No in-app purchases

Questions

Is Top Hat free?
Top Hat is free to download, with no in-app purchases.
Is Transact eAccounts free?
Transact eAccounts is free to download, with no in-app purchases.
Which has better reviews, Top Hat or Transact eAccounts?
Transact eAccounts is rated higher. Top Hat averages 4.6 out of 5 from 23K ratings, while Transact eAccounts averages 4.8 from 49K ratings.
Do Top Hat or Transact eAccounts have ads?
Neither Top Hat nor Transact eAccounts shows ads.
Which is updated more often, Top Hat or Transact eAccounts?
Top Hat ships an update fortnightly, and Transact eAccounts monthly. Most recently, Top Hat was updated on September 24, 2026 and Transact eAccounts on September 24, 2026.
Which is more popular, Top Hat or Transact eAccounts?
Top Hat currently peaks at #147 in the App Store charts, and Transact eAccounts at #94. Chart position reflects recent download velocity rather than total install base.

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