Top Hat vs Transact eAccounts
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Top Hat
Enhance your learning experience with interactive resources, in-class participation tools, and dynamic digital textbooks. Engage with professors and peers, and test your knowledge with quizzes and polls to improve comprehension and retention.
- Follow lecture slides on your device
- In-class response system
- In-app discussions with peers and professors
- Dynamic, interactive digital textbooks
- Take polls and quizzes
- Access graded and non-graded homework
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Top Hat is the perfect companion app to our comprehensive assessment platform that helps you learn better before, during and after class. Top Hat makes learning fun and engaging (seriously!) and sets you up for success, helping you connect with your professors, your peers and the content you’re learning in and out of the classroom. Here’s what Top Hat offers you: Compelling resources, delivered on your smartphone or laptop: • Follow your prof’s lecture slides on your own device • Contribute in class with an easy-to-use response system that’s always with you • Participate with your profs and peers using in-app discussions Content tailored to your course: • Experience dynamic, interactive textbooks loaded up with images, videos, audio clips and more • Read your digital materials from anywhere and keep them forever Quizzes, tests and polls that improve learning comprehension: • Challenge yourself by taking polls and quizzes on your own devices • Improve your knowledge retention with interactive assessment elements • Check for gaps in your understanding with graded and non-graded homework and short quizzes Thanks for using Top Hat. As you experience the app, we’d love to get your feedback: support@tophat.com or follow us on Instagram, Twitter or Facebook @TopHat
Transact eAccounts
Manage your campus accounts on the go. View balances, track transactions, and add funds easily. At participating institutions, use your digital ID for access and payments.
- View account balances
- Track recent transactions
- Add money to accounts
- Digital ID in Apple Wallet
- Report lost/found cards
- Multi-factor authentication
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For users at participating campuses and institutions, eAccounts mobile makes it easy to view account balances, add money and track recent transactions. At select campuses, users can now add their ID card to Wallet to access places like your residence hall, the library, and events; or pay for laundry, snacks, and dinners using their iPhone and Apple Watch. Key Features & Benefits: • View account balances • Track recent transactions • Add money to accounts using Apple Pay or a previously-saved payment method • Add your ID card to Apple Wallet (select campuses) • Barcode (select campuses) • Report cards lost or found • Multi Factor Authentication • App Shortcuts • Change PIN Requirements: • Campus or institution must subscribe to eAccounts service • Campus or institution must enable mobile features to provide access to users • Wi-Fi or cellular data plan for Internet access Contact your campus ID card office to check availability.
Screenshots
Verdict
The clearest difference is review sentiment: Transact eAccounts at 40% against Top Hat's 14%. Transact eAccounts also leads on rating (4.8 vs 4.6). Top Hat's advantage is update cadence (fortnightly vs monthly). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Transact eAccounts holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 23K and 49K respectively. Written reviews point the same way: 14% of Top Hat's written reviews are positive against 40% of Transact eAccounts's.
Top Hat ships an update fortnightly, Transact eAccounts monthly. Both last shipped on September 24, 2026.
| Parameter | Top Hat | Transact eAccounts |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (23K ratings) | 4.8 (49K ratings) — better |
| Positive reviews | 14.4% of reviews | 40.0% of reviews — better |
| Number of ratings | 23K | 49K — better |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | #147 | #94 — better |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 162 MB | 27 MB |
| Age rating | 4+ | 4+ |
| Developer | Top Hat Monocle | Transact Campus, LLC |
Customer experience
Top Hat
Transact eAccounts
User reviews
Top Hat
From 23K App Store ratingsWhat we love
- 🚀 Smooth and intuitive interface
- 👍 Useful for attendance and in-class quizzes
- 💡 Potential for interactive learning
Room to improve
- 🐛 Frequent crashes and bugs
- 🔋 High battery consumption
- 💰 Expensive subscription fees
- 🔒 Privacy concerns with location tracking
Transact eAccounts
From 49K App Store ratingsWhat we love
- 🚀 Great technology
- 🚀 Convenient
- 👍 Easy to use
- 👍 Accessible
- 👍 Helpful
Room to improve
- 🐛 Inconsistent performance
- 🐛 Unreliable
- 🐛 Slow
- 🐛 Buggy
- 🐛 Glitchy
Bugs and requests
Top Hat
Reported bugs
3 issues- Answers not registering correctly
- Slides not loading properly on mobile devices
- Inconsistent performance across platforms
Requested features
3 requests- Add page numbers and search functionality to ebooks
- Improve syncing between mobile and web versions
- Allow more flexible location settings for attendance
Transact eAccounts
Reported bugs
5 issues- Cannot add card to wallet
- Login/authentication issues
- Incorrect balance display
- Grayed out main screen after login
- Inability to find/select school
Requested features
3 requests- Allow for two accounts under the same institution
- Add option to edit payments within the app
- Improve wallet integration
In-app purchases
Top Hat
No in-app purchases
Transact eAccounts
No in-app purchases







