ACU Cards vs 24
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ACU Cards
Securely manage your credit and debit cards on the go. Instantly turn cards on or off, set up account alerts, and find ATMs. This app complements your existing mobile banking for enhanced card control.
- Turn cards on/off
- Set up account alerts
- ATM locator
- Secure login
- Card control
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Easily and securely access your ACU Visa credit and debit cards anytime, anywhere all from your phone! With the ACU Card app from America’s Credit Union, A Federal Credit Union, you can put more card controls in your hands. For the ACU card app, you will create a new username and password. Use this app in addition to ACU Mobile Banking app to get the most benefit out of your card. Once you’ve created a secure username, passcode and have loaded your ACU credit or debit card, you’ll have access to: • Turn your card on/off if you misplace it • Set up and manage your account alerts to help you monitor your account activity • Use ATM locator
24
Manage your credit card accounts on the go. Check balances, make payments, and request changes like credit limit increases or additional cardholders. You can also freeze your account to prevent transactions and access e-statements.
- Check balances and available credit
- Make and manage payments
- Request additional cardholders
- Request credit limit increase
- Activate new cards
- Manage account alerts
- View and download e-statements
- Freeze/unfreeze account
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Popular Features: · Check Your Balances and Available Credit · Make Payments · Edit or Cancel Pending Payments · Request Additional Card Holders · Request Credit Limit Increase · Activate New Cards · Manage Account Alerts Manage e-Statements: · View and Download Monthly Statements · Activate e-Statements Freeze and Unfreeze Your Account to Prevent: · New Purchases · Cash Advances · Balance Transfers
Screenshots
Verdict
The clearest difference is rating: ACU Cards at 4.8 against 24's 1.2. ACU Cards also leads on update cadence (every 7 months vs every 62 months) and review sentiment (33% vs 7%). 24's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 16.0). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ACU Cards holds the better App Store score, 4.8 against 1.2. Both are backed by a comparable volume of ratings — 47 and 24 respectively. Written reviews point the same way: 33% of ACU Cards's written reviews are positive against 7% of 24's.
ACU Cards ships an update every 7 months, 24 every 62 months. The most recent releases landed on August 5, 2026 and August 15, 2026 respectively.
| Parameter | ACU Cards | 24 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (47 ratings) — better | 1.2 (24 ratings) |
| Positive reviews | 33.3% of reviews — better | 7.1% of reviews |
| Number of ratings | 47 — better | 24 |
| Update frequency | Every 7 months — better | Every 62 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 72 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | America's Credit Union, a Federal Credit Union | First Arkansas Bank & Trust |
Customer experience
ACU Cards
24
In-app purchases
ACU Cards
No in-app purchases
24
No in-app purchases
Questions
Is ACU Cards free?
Is 24 free?
Which has better reviews, ACU Cards or 24?
Do ACU Cards or 24 have ads?
Which is updated more often, ACU Cards or 24?
Other comparisons
