Comparison

Pi Pay vs Chip Mong Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pi Pay

This app facilitates fast, secure, and convenient payments for online and in-store purchases across Cambodia. It allows users to pay for various goods and services, send money to friends, and manage utility bills. Users can easily add funds to their digital wallet through various methods.

Highlights
  • Fast, secure online and in-store payments
  • Send and receive money
  • Online top-ups and utility bill payments
  • Add money via Pay&Go, online banking, or cash-in
  • Explore nearby merchants accepting Pi Pay
Features
Read full description

Use Pi Pay for the fastest, most secure online and in-store payments! Pay for movie tickets, food, coffee, fashion, gas, and many more in Cambodia. Quick, easy, convenient and secure. **Send / Receive Payments** Pay in store or send money to friends. No need to carry cash or worry about loose change! **Online Top-Ups and Utility Bill Payments** Top-up your mobile phone, pay your utility and internet bills or settle your monthly insurance premiums bills through Pi Pay. **Add Money to your Pi Pay Wallet** Add money to your Pi Pay app via Pay&Go machines or transfer from multiple online banking apps (ABA Bank, Sathapana Bank, Amret, RHB Bank and more to come soon) or cash-in at all AMK branches and agent nationwide **Explore Nearby** Explore places near you that accept payment through Pi Pay wallet. Cinemas, restaurants, coffee shops, supermarkets, and gas stations are all joining forces with Pi Pay to make your life more connected and more mobile. Don’t forget to look out for great deals exclusively for Pi Pay users! Start enjoying the amazing benefits of Pi Pay. Download it now.

About

Chip Mong Bank

Manage your finances effortlessly with a secure mobile banking app. Open accounts instantly, track transactions, make payments, and access ATM locations. Enjoy convenient banking services for your everyday needs.

Highlights
  • Instant bank account opening
  • Account management and transaction history
  • Term deposit account management
  • QR code payments
  • Fund transfers
  • Bill payments
  • Cardless ATM withdrawals
Features
Read full description

Manage your money and grow your finance with Chip Mong Bank App. Live your life effortlessly with a fast and secure mobile banking app that serves all your banking needs for your everyday life. Highlighted key features KEY FEATURES: - Instant Bank Account Opening: Bypass bank visits. You can open your bank account in just a few minutes and with a few easy steps. 1. Verify phone number 2. Face verification 3. Scan NID or passport 4. Fill in personal information. - Account Management: Manage all your bank accounts in one place such as your Saving Accounts, Term Deposit Accounts, and Goal Saving Accounts. Create new account(s), view your account balance, bank statement, and see your transaction history with specific details. - Term Deposit Account on App: Grow your savings bigger through Term Deposit Account and enjoy high interest rates in return. Chip Mong Bank’s strong foundation ensures your savings are safe and continually growing with trust. - New Account Opening: fast and simple access to open new additional account currencies such Khmer riel or US dollar account(s) including Savings Account, Term Deposit, or Goal Savings to achieve your financial goals. - Financial Notification: Receive real-time notification alerts whenever a transaction of your accounts is processed. - QR Payment: Easy payments across all banks in Cambodia. Make payments or receive payments at anywhere and anytime with Chip Mong Bank KHQR. - Fund Transfers: Send and receive money locally and internationally with ease. - Bill Payments: Perform variety of bill payment services such as mobile top-up, utility bills, internet & TV, public services etc... - Cardless Withdrawal: Easily withdraw money anytime using your Chip Mong Bank App at any Chip Mong Bank ATM. - ATMs and Branch Locator: Find nearest Chip Mong Bank branches, ATMs or Cash-in machines in Phnom Penh and across provinces with direction guide. - Customer Profile: View your personal information, setup your security, and access other app settings. - Physical Cards: Request Chip Mong Bank Debit and Credit Cards from your phone and get access to your card's benefit and setting and view your transaction history anytime. SERVICE FEE The Chip Mong Bank app is FREE for all basic features. However, we may apply charges for specific services within the app. Please ask our staff for more information. SECURITY - Log in to app securely with a Fingerprint / Face ID scan for quick access and more convenient - Perform transactions safely with secure 6-digit PIN - Enable/Disable credential feature to show and hide your account balance - Ensure your transaction information shall not be stored on your mobile device or SIM card. ADVANCED FEATURES - Discover additional features like adding favorite, hide/unhide balance display, shake to scan QR, repeat and return transaction, display benefits, add quick banking, Pay & Transfer features and More. IMPORTANT INFORMATION - Chip Mong Bank app is not applicable to corporate accounts. Terms and conditions may change at the Bank's discretion without prior notice to customers. - For more information, please visit Chip Mong Bank Branches or call our Customer Support Center 24/7 at 081 / 066 811 911 - Connect with us on social media platforms such as Facebook, TikTok, LinkedIn, Telegram, YouTube and Instagram or visit our website: https://chipmongbank.com.kh

Screenshots

Pi Pay4 screens
Chip Mong Bank4 screens

Verdict

The call

The clearest difference is review sentiment: Chip Mong Bank at 100% against Pi Pay's 35%. Chip Mong Bank also leads on rating (4.3 vs 3.5) and update cadence (weekly vs monthly). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Chip Mong Bank holds the better App Store score, 4.3 against 3.5. Both are backed by a comparable volume of ratings — 67 and 24 respectively. Written reviews point the same way: 35% of Pi Pay's written reviews are positive against 100% of Chip Mong Bank's.

UpkeepUpdate frequency

Pi Pay ships an update monthly, Chip Mong Bank weekly. Both last shipped on November 2, 2026.

Scorecard3 real differences · 7 level
Pi Pay versus Chip Mong Bank: the parameters behind the verdict, then further details
ParameterPi PayChip Mong Bank
PriceFreeFree
Rating3.5 (67 ratings)4.3 (24 ratings) — better
Positive reviews34.8% of reviews100.0% of reviews — better
Number of ratings67 — better24
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size134 MB367 MB
Age rating4+4+
DeveloperPi Pay Plc.Chip Mong Commercial Bank PLC

Customer experience

Pi Pay

All ratings66 ratings
Positive56.1%
Neutral13.6%
Negative30.3%
Written reviews23 reviews
Positive34.8%
Neutral8.7%
Negative56.5%

Chip Mong Bank

All ratings24 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Pi Pay

No in-app purchases

None

Chip Mong Bank

No in-app purchases

Questions

Is Pi Pay free?
Pi Pay is free to download, with no in-app purchases.
Is Chip Mong Bank free?
Chip Mong Bank is free to download, with no in-app purchases.
Which has better reviews, Pi Pay or Chip Mong Bank?
Chip Mong Bank is rated higher. Pi Pay averages 3.5 out of 5 from 67 ratings, while Chip Mong Bank averages 4.3 from 24 ratings.
Do Pi Pay or Chip Mong Bank have ads?
Neither Pi Pay nor Chip Mong Bank shows ads.
Which is updated more often, Pi Pay or Chip Mong Bank?
Pi Pay ships an update monthly, and Chip Mong Bank weekly. Most recently, Pi Pay was updated on November 2, 2026 and Chip Mong Bank on November 2, 2026.

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