Comparison

FNB Iron Mountain vs My MSB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FNB Iron Mountain

Consolidate all your financial accounts, even from other banks, into one organized view. This secure tool provides real-time updates, alerts, and the ability to add notes and images to transactions, helping you manage your money effectively and make informed financial decisions.

Highlights
  • Multi-account aggregation
  • Transaction alerts and notifications
  • Add tags, notes, and images to transactions
  • ATM and branch locator
  • Bank-level security
  • 4-digit passcode protection
Features
Read full description

The FNB Iron Mountain App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact First National Bank & Trust customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the FNB Iron Mountain App, you must be enrolled as an First National Bank & Trust Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

About

My MSB

Aggregate all your financial accounts, including those from other institutions, into a single, up-to-the-minute view. Stay organized and make smarter financial decisions with fast, secure tools to manage your personal finances.

Highlights
  • Multi-account aggregation
  • Transaction history and spending averages
  • Customizable alerts and notifications
  • Add tags, notes, and images to transactions
  • ATM and branch locator
  • Bank-level security with 4-digit passcode
Features
Read full description

The Miners State Bank App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact the Miners State Bank customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the Miners State Bank App, you must be enrolled as a Miners State Bank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

Screenshots

FNB Iron Mountain4 screens
My MSB4 screens

Verdict

The call

The clearest difference is ads: FNB Iron Mountain at none against My MSB's shown. FNB Iron Mountain also leads on review sentiment (73% vs 50%) and ratings volume (1.1K vs 163). My MSB's advantage is monetization model (free vs free with in-app purchases). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for FNB Iron Mountain against 4.8 for My MSB. That said, the two scores are not equally well evidenced: FNB Iron Mountain has 1.1K ratings behind it against 163, so its average is the more settled of the two. Written reviews are what separate them: 73% of FNB Iron Mountain's written reviews are positive against 50% of My MSB's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

Scorecard4 real differences · 6 level
FNB Iron Mountain versus My MSB: the parameters behind the verdict, then further details
ParameterFNB Iron MountainMy MSB
PriceFreeFree
Rating4.8 (1.1K ratings) — better4.8 (163 ratings)
Positive reviews73.3% of reviews — better50.0% of reviews
Number of ratings1.1K — better163
Update frequencyMonthlyMonthly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size196 MB153 MB
Age rating4+4+
DeveloperFirst National Bank & Trust Company of Iron MountainThe Miners State Bank

Customer experience

FNB Iron Mountain

All ratings1,130 ratings
Positive96.6%
Neutral1.1%
Negative2.3%
Written reviews15 reviews
Positive73.3%
Neutral6.7%
Negative20.0%

My MSB

All ratings147 ratings
Positive96.6%
Neutral2.0%
Negative1.4%
Written reviews2 reviews
Positive50.0%
Neutral50.0%
Negative0.0%

Bugs and requests

FNB Iron Mountain

Reported bugs

2 issues
  • Incompatible with older devices
  • Mobile check deposit issues

Requested features

2 requests
  • Dark mode option
  • More frequent app updates

My MSB

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FNB Iron Mountain

No in-app purchases

None

My MSB

No in-app purchases

Questions

Is FNB Iron Mountain free?
FNB Iron Mountain is free to download, with no in-app purchases.
Is My MSB free?
My MSB is free to download, with no in-app purchases.
Which has better reviews, FNB Iron Mountain or My MSB?
FNB Iron Mountain is rated higher. FNB Iron Mountain averages 4.8 out of 5 from 1.1K ratings, while My MSB averages 4.8 from 163 ratings.
Do FNB Iron Mountain or My MSB have ads?
My MSB shows ads; FNB Iron Mountain does not.
Which is updated more often, FNB Iron Mountain or My MSB?
FNB Iron Mountain ships an update monthly, and My MSB monthly. Most recently, FNB Iron Mountain was updated on November 6, 2026 and My MSB on November 2, 2026.

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