Comparison

HBZ vs CloudGrasp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HBZ

This secure and convenient banking app offers a simplified channel for managing your finances. Access account details, transfer funds, pay bills, and even trade stocks with unified login credentials across devices. It's designed for existing customers to manage their banking needs efficiently.

Highlights
  • Unified login for all devices
  • Switch countries for global clients
  • Fund transfers (local/foreign)
  • One-click utility bill payments
  • 10+ years of transaction history
  • Card management (lock/unlock, limits)
  • Stock trading
Features
Read full description

HBZ Mobile Banking Application provides free, secure, convenient and simplified banking channel. This service is available to all HBZ group customers*. Salient Features: Services available through this smart banking channel includes: - Unified login credentials - Single user name and password for any device - Switch countries within a single app for HBZ Global Clients - Transfer funds within or outside HBZ in local or foreign currencies - View & pay your utility bills in one click - View account details & transaction history of over 10 years - View cleared/deposited cheques - View send remittance messages - Request cheque book - Locate HBZ branch near to you - Lock and unlock your credit/debit card - Set your Card limits - Trading of stocks Use our digital banking portal to save time & money. * HBZ app requires valid subscriptions to HBZweb banking and OTP

About

CloudGrasp

Features
Read full description

Simple,Easy to use,Get started quickly invoicing software. Match CloudGrasp with GraspYunhuihuang,manage accounts easily and faster to make a bill -Check the inventory whenever and wherever you want. -Entering notes use the mobile phone,salesman don't have to carry laptops around. -Oversold and Replenishment,can accomplish know fairly well.An account number,multiple clients use,and remote monitoring of key business data. -Synchronize data between mobile phone and computer,Sales data can be seen in real time.Online inventory management is convenient and fast. Simple Function and Convenient Operation -Simplify the operation and optimize the interface for the mobile platform, without complicated operations to complete billing and view reports.Visual presentation of core data. -Including sales, purchase, inventory, financial documents commonly used, so that you can go out to work without cumbersome operations, open the phone to quickly bill. -Visual intelligent report, after redesign, the data is clear and intuitive, helping the boss to make decisions. -Personalize the home page, customize common menus, and create private pages. 1. Which users will use a paid subscription in the app? We don't have paid subscriptions 2. Where can a user purchase a subscription that can be accessed in the app? No need to buy 3. What specific types of previously purchased subscriptions can users access within the app? No subscription required 4. What paid content, subscriptions, or features do you have in your app that don't use in-app purchases? No need to buy 5. Are the services in the app intended for individual users, consumers, or home users? An organized group of companies, institutions, etc Dear Apple Developer Review, Hello, on behalf of our development team, I would like to extend warm greetings with respect and gratitude. Your unwavering professionalism and meticulous attention to detail are the unyielding bastions of trust that ensure the quality and compliance of every App in the App Store. We are impressed by your dedication and express our heartfelt thanks to you for your tireless efforts. 1. As for the video you proposed to demonstrate, we have provided it, which mainly shows the complete process of requesting the user's Bluetooth permission, connecting the Bluetooth printer and printing the receipt. Please refer to the attached file for details. 2. In response to your problem under 4.3.0 Design: Spam clause, we will deal with it as follows: (1) Modify the display function of the home page of the application and its corresponding UI; (2) Modify other display functions of the project to avoid duplication with other application content and cause unnecessary misunderstanding. (3) Modify the application sales region, mainly in other countries and regions except China. (4) Modify the attributes of the application category. (5) Our application has a complete after-sales system, and users can complete the download and use under the after-sales guidance, so as to avoid the confusion of user applications and improve the overall experience of users. In addition, we recognize the importance of adhering to our platform guidelines and take care to ensure that all submitted materials and metadata, including iOS previews, screenshots, and app names, accurately reflect the true nature of the app and eliminate any possibility of misunderstanding. However, given your unparalleled acumen and insight, if you find any remaining issues upon re-examination, we kindly ask you to elaborate on specific areas of concern. We stand ready to make any necessary amendments quickly and rigorously until the highest standards of approval are met. Once again, we express our deepest admiration for your fairness, professionalism and efficiency in the review process, and hope that you will review it again and timely approve our App and publish it on the App Store. Sincere regards

Screenshots

HBZ4 screens
CloudGrasp3 screens

Verdict

The call

The clearest difference is update cadence: HBZ at every 3 weeks against CloudGrasp's every 2 months. CloudGrasp's advantage is iOS requirement (10.0 vs 12.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

HBZ ships an update every 3 weeks, CloudGrasp every 2 months. The most recent releases landed on September 20, 2026 and September 10, 2026 respectively.

Scorecard2 real differences · 8 level
HBZ versus CloudGrasp: the parameters behind the verdict, then further details
ParameterHBZCloudGrasp
PriceFreeFree
Rating4.5 (4 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.010.0 — better
Further details — not scored
Size59 MB42 MB
Age rating17+4+
DeveloperHabib Bank AG ZurichChengdu Shouqu Yizhi Technology Co., Ltd.

In-app purchases

None

HBZ

No in-app purchases

None

CloudGrasp

No in-app purchases

Questions

Is HBZ free?
HBZ is free to download, with no in-app purchases.
Is CloudGrasp free?
CloudGrasp is free to download, with no in-app purchases.
Do HBZ or CloudGrasp have ads?
Neither HBZ nor CloudGrasp shows ads.
Which is updated more often, HBZ or CloudGrasp?
HBZ ships an update every 3 weeks, and CloudGrasp every 2 months. Most recently, HBZ was updated on September 20, 2026 and CloudGrasp on September 10, 2026.

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