NBF Direct App vs HBZ
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NBF Direct App
Manage your finances on the go with this mobile banking solution. Easily check balances, pay bills, transfer funds securely, and manage your cards and beneficiaries. Features include password-less access and loan deferment requests.
- Enhanced dashboard for account overview
- Password-less biometric login
- Secure funds transfers (domestic & international)
- Utility bill payments
- Credit card management and spending tracking
- Beneficiary management
- Loan deferment requests
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Welcome to the upgraded NBF Direct App, from National Bank of Fujairah your ultimate mobile banking solution! With enhanced features and improved functionality, managing your finances has never been easier. Check balances, pay bills, transfer funds, and more—all from the convenience of your smartphone. Here's what's new: • Enhanced Dashboard: Get a quick snapshot of your accounts, transactions, and notifications. • Improved User Interface: Enjoy a sleek, intuitive design for effortless navigation. • Password-less Access: Log in and make transfers using your device's biometrics. • Funds Transfers: Transfer money securely within your accounts, to other NBF accounts, or even internationally. • Utility Bill Payments: Pay your bills with just a few taps—no more late fees! • Cards Management: Manage your credit cards, track spending, and access various card services. • Beneficiary Management: Add and manage beneficiaries effortlessly for quick fund transfers. • Schedule Transfers: Set up automated transfers for added convenience. • Loan Deferment: Request postponement of loan repayments directly from the app. • IBAN Letter Generation: Generate IBAN letters on the go. Upgrade now and experience banking at your fingertips! Terms and conditions apply.
HBZ
This secure and convenient banking app offers a simplified channel for managing your finances. Access account details, transfer funds, pay bills, and even trade stocks with unified login credentials across devices. It's designed for existing customers to manage their banking needs efficiently.
- Unified login for all devices
- Switch countries for global clients
- Fund transfers (local/foreign)
- One-click utility bill payments
- 10+ years of transaction history
- Card management (lock/unlock, limits)
- Stock trading
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HBZ Mobile Banking Application provides free, secure, convenient and simplified banking channel. This service is available to all HBZ group customers*. Salient Features: Services available through this smart banking channel includes: - Unified login credentials - Single user name and password for any device - Switch countries within a single app for HBZ Global Clients - Transfer funds within or outside HBZ in local or foreign currencies - View & pay your utility bills in one click - View account details & transaction history of over 10 years - View cleared/deposited cheques - View send remittance messages - Request cheque book - Locate HBZ branch near to you - Lock and unlock your credit/debit card - Set your Card limits - Trading of stocks Use our digital banking portal to save time & money. * HBZ app requires valid subscriptions to HBZweb banking and OTP
Screenshots
Verdict
NBF Direct App and HBZ both sit at 4.4 stars, but that hides the real split: 29% of NBF Direct App's written reviews are positive against 0% of HBZ's. NBF Direct App also leads on ratings volume (141 vs 4). HBZ's advantage is iOS requirement (12.0 vs 15.6). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.4 for NBF Direct App against 4.5 for HBZ. That said, the two scores are not equally well evidenced: NBF Direct App has 141 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 29% of NBF Direct App's written reviews are positive against 0% of HBZ's.
NBF Direct App ships an update monthly, HBZ every 3 weeks. The most recent releases landed on September 7, 2026 and September 20, 2026 respectively.
| Parameter | NBF Direct App | HBZ |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (141 ratings) | 4.5 (4 ratings) — better |
| Positive reviews | 28.6% of reviews — better | 0.0% of reviews |
| Number of ratings | 141 — better | 4 |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 12.0 — better |
| Further details — not scored | ||
| Size | 279 MB | 59 MB |
| Age rating | 4+ | 17+ |
| Developer | National Bank of Fujairah | Habib Bank AG Zurich |
Customer experience
NBF Direct App
HBZ
In-app purchases
NBF Direct App
No in-app purchases
HBZ
No in-app purchases
