HBZ vs All About The Points
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HBZ
This secure and convenient banking app offers a simplified channel for managing your finances. Access account details, transfer funds, pay bills, and even trade stocks with unified login credentials across devices. It's designed for existing customers to manage their banking needs efficiently.
- Unified login for all devices
- Switch countries for global clients
- Fund transfers (local/foreign)
- One-click utility bill payments
- 10+ years of transaction history
- Card management (lock/unlock, limits)
- Stock trading
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HBZ Mobile Banking Application provides free, secure, convenient and simplified banking channel. This service is available to all HBZ group customers*. Salient Features: Services available through this smart banking channel includes: - Unified login credentials - Single user name and password for any device - Switch countries within a single app for HBZ Global Clients - Transfer funds within or outside HBZ in local or foreign currencies - View & pay your utility bills in one click - View account details & transaction history of over 10 years - View cleared/deposited cheques - View send remittance messages - Request cheque book - Locate HBZ branch near to you - Lock and unlock your credit/debit card - Set your Card limits - Trading of stocks Use our digital banking portal to save time & money. * HBZ app requires valid subscriptions to HBZweb banking and OTP
All About The Points
This app helps you track and maximize the benefits of your premium credit cards. It consolidates statement credits, perks, and expiring offers into a clear dashboard, helping you determine if your cards are worth the annual fee.
- Consolidated credit card benefits dashboard
- Track statement credits and perks
- Monitor expiring offers with countdowns
- Home and Lock Screen widgets
- Per-card value vs. annual fee tracking
- Best card recommendations for spending categories
- Private by design, no bank logins required
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All About The Points turns the scattered statement credits and perks on your premium credit cards into one clear dashboard. See what you can claim this period, what is about to expire, and exactly how much value you have captured against each card's annual fee. Built for people who carry cards like the Amex Platinum, Chase Sapphire Reserve, Capital One Venture X, and more, and want to squeeze every dollar out of the fees they already pay. WHY YOU'LL LIKE IT Every credit in one place - 49 popular cards pre-loaded, plus add your own custom cards. - Monthly, quarterly, semi-annual, and annual credits tracked on the right cadence, including anniversary-based perks. - Mark a credit fully or partially used, and attach a receipt photo. Never miss an expiring credit - A running countdown shows what is about to disappear. - Home Screen and Lock Screen widgets surface your most urgent credits at a glance, fully customizable. - Optional reminders before credits expire and before each annual fee renews. Know if a card is worth keeping - A per-card value ring tracks credits captured versus the annual fee. - A year-before-renewal summary tells you how much value you got, so you can decide to keep or cancel with real numbers. Use the right card every time - A "Best For" view and widget show the best card to use for dining, travel, groceries, and more. Private by design - No bank logins, no credentials, no account required. - Your data stays on your device and syncs only through your own iCloud. - No ads, and no affiliate or referral links shaping the recommendations. Questions or feedback: chiquinhouse@gmail.com Support: https://rafaelchiquin.com/allaboutthepoints/support Privacy Policy: https://rafaelchiquin.com/allaboutthepoints/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: All About The Points at 100% against HBZ's 0%. All About The Points also leads on rating (5.0 vs 4.5). HBZ's advantage is in-app purchases (none vs 2) and ratings volume (4 vs 1). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. All About The Points sells 2 in-app purchases, starting at $19.99 per year. HBZ asks for nothing beyond the download.
All About The Points holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews point the same way: 0% of HBZ's written reviews are positive against 100% of All About The Points's.
| Parameter | HBZ | All About The Points |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (4 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 4 — better | 1 |
| Update frequency | Every 2 weeks | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Subscription |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 71 MB | 17 MB |
| Age rating | 17+ | 4+ |
| Developer | Habib Bank AG Zurich | Rafael Chiquin |
Customer experience
HBZ
All About The Points
In-app purchases
HBZ
No in-app purchases
All About The Points
- Annual Subscription1 Year trial$19.991 Year
- Lifetime Purchase$49.99
Questions
Is HBZ free?
Is All About The Points free?
Which has better reviews, HBZ or All About The Points?
Do HBZ or All About The Points have ads?
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