Chango vs GhanaPay Customer
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Chango
This app allows users to easily create groups and manage contributions within them. It simplifies the process of collecting and organizing funds for shared purposes.
- Create groups
- Manage contributions
- Organize funds
- Simplified financial tracking
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The app provides consumers the ability to create groups and make contributions.
GhanaPay Customer
A mobile wallet service offering low-cost financial transactions including sending money, bill payments, and airtime purchases. It provides additional features like savings pots, crowdfunding, and sponsored wallets, with USSD access available.
- Send money
- Pay bills
- Buy airtime
- Savings pot
- Crowdfunding (susu)
- USSD access (*707#)
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A wallet service that allows you to send money, pay bills, buy airtime and enjoy a host of value added financial services at very low charges. GhanaPay is a wallet service by banks in Ghana, allowing you to enjoy affordable financial services at very low charges. With GhanaPay, you can send money, pay your bills, buy airtime from all network and pay for goods and services. GhanaPay comes with great value added services, such as a savings pot, crowdfunding (susu), sponsored wallet, round-the-cloud support, fuel top-ups etc. GhanaPay is also available on USSD by dialing *707#.
Screenshots
Verdict
The clearest difference is review sentiment: Chango at 100% against GhanaPay Customer's 36%. Chango also leads on rating (4.7 vs 3.2) and iOS requirement (9.0 vs 12.0). GhanaPay Customer's advantage is ratings volume (87 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Chango holds the better App Store score, 4.7 against 3.2. That said, the two scores are not equally well evidenced: GhanaPay Customer has 87 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 100% of Chango's written reviews are positive against 36% of GhanaPay Customer's.
Chango ships an update every 3 weeks, GhanaPay Customer monthly. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.
| Parameter | Chango | GhanaPay Customer |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (3 ratings) — better | 3.2 (87 ratings) |
| Positive reviews | 100.0% of reviews — better | 35.7% of reviews |
| Number of ratings | 3 | 87 — better |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.0 — better | 12.0 |
| Further details — not scored | ||
| Size | 68 MB | 89 MB |
| Age rating | 4+ | 4+ |
| Developer | IT Consortium | GHANA INTERBANK PAYMENT AND SETTLEMENT SYSTEMS LIMITED |
Customer experience
Chango
GhanaPay Customer
In-app purchases
Chango
No in-app purchases
GhanaPay Customer
No in-app purchases
