VCU Mobile Banking vs First Citizens
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VCU Mobile Banking
Manage your credit union accounts conveniently and securely from your mobile device. Check balances, view transactions, transfer funds, and get current rates anytime, anywhere. It's a free service for enrolled members.
- 24/7 account access
- Check account balances
- View transaction history
- Transfer funds
- Get current rates
- Secure login
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Access your Venture Credit Union accounts 24/7 from anywhere with VCU Mobile Banking. It's Fast, Secure, and Free for all VCU members who are enrolled in our Internet banking service! With VCU Mobile Banking you can: Check Account Balances View Transaction History Transfer Funds Get Current Rates And More! Available to all VCU Internet Banking users, VCU Mobile Banking uses the same industry standard security technologies as our online banking. Simply use your VCU Internet Banking LoginID and Password. If you don't yet have a LoginID or Password just visit us at venturecreditunion.com to enroll. Experience the convenience of VCU Mobile today. Download the app and take us with you wherever you go!
First Citizens
Manage your finances conveniently and securely from your mobile device. Check account balances, pay bills, transfer funds, and locate branches or ATMs. Requires prior online banking registration.
- View real-time account balances
- Pay utility bills and credit cards
- Transfer funds to other accounts
- Schedule payment transfers
- Locate branches and ATMs
- Access support portal
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EASY BANKING ON THE GO! Bank easier with the First Citizens Mobile app! Download the app today and enjoy the convenience of banking securely from your mobile device anytime, anywhere! Using the First Citizens Mobile App, you can: View real-time account balances, inclusive of your Credit Card balances and other recent transactions. Easily pay your utility bills and Credit Card Transfer funds to other First Citizens accounts and other banks Schedule payment transfers to First Citizens accounts and other banks Locate a First Citizens Branch or ATM nearest to you. Request assistance through our support portal To successfully enrol for the Mobile App, you must be registered for First Citizens Online Banking. If you do not have Online Banking and wish to register, visit our website at https://www.firstcitizensgroup.com/tt/online-banking-registration-3/ to sign-up.
Screenshots
Verdict
The clearest difference is rating: VCU Mobile Banking at 2.7 against First Citizens's 1.8. VCU Mobile Banking also leads on iOS requirement (12.1 vs 15.0). First Citizens's advantage is review sentiment (17% vs 0%) and ratings volume (55 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
VCU Mobile Banking holds the better App Store score, 2.7 against 1.8. That said, the two scores are not equally well evidenced: First Citizens has 55 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 0% of VCU Mobile Banking's written reviews are positive against 17% of First Citizens's, so the app with the better star average is not the one people write more warmly about.
VCU Mobile Banking ships an update every 22 months, First Citizens every 9 months. Both last shipped on October 24, 2026.
| Parameter | VCU Mobile Banking | First Citizens |
|---|---|---|
| Price | Free | Free |
| Rating | 2.7 (3 ratings) — better | 1.8 (55 ratings) |
| Positive reviews | 0.0% of reviews | 16.7% of reviews — better |
| Number of ratings | 3 | 55 — better |
| Update frequency | Every 22 months | Every 9 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.1 — better | 15.0 |
| Further details — not scored | ||
| Size | 14 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | VENTURE Credit Union Co-operative Society Limited | FCIS |
Customer experience
VCU Mobile Banking
First Citizens
In-app purchases
VCU Mobile Banking
No in-app purchases
First Citizens
No in-app purchases
Questions
Is VCU Mobile Banking free?
Is First Citizens free?
Which has better reviews, VCU Mobile Banking or First Citizens?
Do VCU Mobile Banking or First Citizens have ads?
Which is updated more often, VCU Mobile Banking or First Citizens?
Other comparisons
