Comparison

ScoreRise vs BT Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ScoreRise

Access your financial reports and credit score by requesting data directly from official financial institutions. Your information is securely stored and protected according to GDPR regulations, with options for automatic or manual data deletion.

Highlights
  • Access financial reports
  • Obtain credit score
  • Data from official institutions
  • GDPR compliant storage
  • User-controlled data deletion
Features
Read full description

ScoreRise oferă utilizatorilor acces la rapoarte financiare, preluând datele la cererea expresă a acestora. Informațiile sunt obținute direct de la instituții financiare oficiale, inclusiv Agenția Națională de Administrare Fiscală (ANAF) și Biroul de Credit S.A., în urma consimțământului explicit al utilizatorului. ScoreRise stochează rapoartele preluate respectând cerințele legale și GDPR. Aceste rapoarte sunt păstrate pentru o perioadă limitată, conform reglementărilor aplicabile, și sunt șterse automat după expirarea perioadei legale de retenție. De asemenea, utilizatorii pot solicita ștergerea datelor lor în conformitate cu GDPR. ScoreRise nu modifică și nu alterează nicio informație. Aplicația este conformă cu GDPR și asigură confidențialitatea și protecția informațiilor utilizatorilor. Aplicația ScoreRise NU reprezintă o entitate guvernamentală și nu este afiliată cu nicio instituție guvernamentală.

About

BT Pay

Send and receive money easily using just a phone number. Manage your bank cards, view transaction history, and access exclusive offers. Integrates with HealthKit for personalized deals based on your activity.

Highlights
  • Send and receive money via phone number
  • Transfer money between your cards
  • View transaction history and card balances
  • Access STAR loyalty points and credit card payment info
  • Receive exclusive STAR partner offers
  • Personalized offers based on HealthKit data
Features
Read full description

Acum poti sa transferi bani în cel mai simplu mod în care ai făcut-o vreodată …cu telefonul! Inregistreaza-te in aplicatia BT Pay, lansata de Banca Transilvania, completand urmatoarele informatii: numarul de telefon, data nasterii si detaliile cardurilor BT pe care le doresti sa fie incluse in aplicatie, in format digital. Ce poti face cu aplicatia BT Pay? Multe: • Trimiti bani catre cine doresti sau poti solicita sa ti se trimita bani cand ai nevoie. Tot ce trebuie sa stii pentru transfer este numarul de telefon al persoanei catre care/de la care este transferul de bani; • Poti transfera bani intre conturile cardurilor tale BT; • Poti vedea istoricul tranzactiilor cardurilor cuprinse in BT Pay si cati bani mai ai pe cardul BT. Daca ai si card de credit BT, poti afla inclusiv sumele lunare de plata si cate puncte de loialitate STAR ai acumulate, pentru a le folosi ulterior la alte cumparaturi. Totul, in timp real; • Primesti in exclusivitate oferte ale partenerilor STAR si ale BT; • BT Pay integreaza HealthKit pentru a-ti oferi oferte personalizate in functie de numarul de pasi facuti, dar numai daca tu oferi acces acestei functionalitati. Bucura-te de experienta BT Pay!

Screenshots

ScoreRise4 screens
BT Pay4 screens

Verdict

The call

The clearest difference is update cadence: BT Pay at fortnightly against ScoreRise's every 5 months. BT Pay also leads on review sentiment (37% vs 18%). ScoreRise's advantage is device support (3 vs 1) and iOS requirement (15.5 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ScoreRise ships an update every 5 months, BT Pay fortnightly. The most recent releases landed on October 14, 2026 and October 22, 2026 respectively.

Scorecard4 real differences · 6 level
ScoreRise versus BT Pay: the parameters behind the verdict, then further details
ParameterScoreRiseBT Pay
PriceFreeFree
Rating—4.8 (2.1K ratings) — better
Positive reviews17.6% of reviews36.8% of reviews — better
Number of ratings—2.1K — better
Update frequencyEvery 5 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.5 — better17.0
Further details — not scored
Size96 MB439 MB
Age rating4+4+
DeveloperLENDRISE MARKETPLACE SRLBanca Transilvania

Customer experience

ScoreRise

Written reviews34 reviews
Positive17.6%
Neutral2.9%
Negative79.4%

BT Pay

All ratings2,051 ratings
Positive94.9%
Neutral0.9%
Negative4.2%
Written reviews234 reviews
Positive36.8%
Neutral7.3%
Negative56.0%

Bugs and requests

ScoreRise

Not enough reviews yet to summarise bugs or requests.

BT Pay

Reported bugs

4 issues
  • Unable to add/update personal details
  • Payments and transfers often fail or get stuck
  • App freezes during verification steps
  • Inconsistent behavior when switching devices

Requested features

4 requests
  • Add option to manually enter SMS verification codes
  • Improve transaction history and notification features
  • Enable support for non-Romanian users and devices
  • Integrate advanced budgeting and analytics tools

In-app purchases

None

ScoreRise

No in-app purchases

None

BT Pay

No in-app purchases

Questions

Is ScoreRise free?
ScoreRise is free to download, with no in-app purchases.
Is BT Pay free?
BT Pay is free to download, with no in-app purchases.
Do ScoreRise or BT Pay have ads?
Neither ScoreRise nor BT Pay shows ads.
Which is updated more often, ScoreRise or BT Pay?
ScoreRise ships an update every 5 months, and BT Pay fortnightly. Most recently, ScoreRise was updated on October 14, 2026 and BT Pay on October 22, 2026.

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