Comparison

IME Pay vs Global Junior

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IME Pay

This digital wallet simplifies daily life in Nepal by enabling quick, hassle-free online payments for various services. Transfer money, pay bills, and make purchases instantly with a few taps. It offers a secure and convenient way to manage cash transactions digitally.

Highlights
  • Wallet to wallet money transfer
  • Utility bill payments
  • Merchant QR code payments
  • Add money from linked banks
  • Cash pickup and bank deposit options
  • Request money from contacts
  • Airline and movie ticket booking
Features
Read full description

Experience the legacy of IME now on your smartphone. Presenting IME Pay! With the aim to simplify daily life for all Nepalese, IME introduced IME Pay for easy, quick, and hassle-free online digital payments for day-to-day services. Licensed by Nepal Rastra Bank (NRB) and powered by IME Remit, IME Pay is now a leading payment gateway in Nepal. IME Pay is an advanced digital wallet that allows users to transfer money from wallet to wallet, pay utility bills and make purchases online or offline instantly with a few quick taps on their smartphones. It essentially brings all cash transactions to the tips of your fingers, from basic household purchases to high volume business trades. With our wide range of partners and merchants, we are dedicated to ease your everyday life by providing you the most lucrative offers. With Nepal’s largest IME network of 25,000+ touchpoints, we encourage our customers to make smart and safe payments digitally, within the convenience of their smartphones. All your payments are just a tap away with IME Pay! Our Features include: MONEY TRANSFER Add Money You can load money into your IME wallet account from various available mediums: • Linked Bank • E-banking/M-banking • Connect IPS • Nearby Agents IME Pay users can enjoy free banking transactions with linked banks like Global IME Bank, NIC Asia Bank, Siddhartha Bank, Bank of Kathmandu, Kumari Bank, NIBL Bank, and other banks. Send Money Send money feature makes IME Pay users to conveniently send/ transfer money to desired destinations: • IME Pay Wallet transfer • Cash Pickup • Bank Deposit Withdraw Money You can withdraw the desired amount from nearby IME Agents. Scan the QR code located in agent counters and cash out the desired amount. Request Money You can also request the desired amount to your friends and family. Both parties should be IME Pay users. UTILITY BILLS PAYMENT You can make quick and easy payments with a few taps on your smartphone. We offer a wide range of facilities to our valued customers. Our services include: • Mobile Top-up (NTC, Ncell & SmartCell) • Landline (Nepal Telecom) • Electricity (Nepal Electricity Authority NEA) • Water (Khanepani) • TV (DishHome, MeroTV, SkyTV and more) • Internet (Worldlink, Vianet, Subisu, ADSL and more) • EMI (MAW Investment, Jagdamba Credit &Hulas) • Insurance Premium (IME General Insurance, Sagarmatha, NECO & more) MERCHANT PAYMENTS You can make payments for products and services at IME Pay registered merchants including restaurants, cafes, convenience stores, and more. Scan QR codes placed in the payment counter at the merchant location or search for the merchant directly in the app. You can find various discounts and offers available at merchants in the “Deals” section. TICKETING We provide the option to find tickets according to your preferences and buy tickets directly from your smartphone. You can instantly book tickets via IME Pay for the following services: • Airlines • Movie Tickets • Chandragiri Hills Cable Car EVENTS Ticketing and Voting are facilitated by IME Pay where you can instantly purchase tickets to available events. Vote for your favorite contestants in TV shows or any other competitions integrated into the app. No more queue! No more traffic jams! No more penalty! Live a smart life, choose IME Pay today, and pay all your bills anytime from anywhere instantly!

About

Global Junior

Features
Read full description

Global Junior App: Safe, Simple, and Smart Financial Management for Children Empower your children with the Global Junior App, a secure platform designed for young users aged 12 to 18. This app offers a safe environment for economic literacy and social interaction, with built-in parental controls for managing financial transactions. Key Features: EARN: Children can earn money by completing tasks and chores assigned by parents and request allowances through the app. LEARN: Track earnings, savings, and spending while parents provide guidance, creating a collaborative learning experience. SAVE: Set personal saving goals and earn interest on savings, teaching children how money can grow over time. SPEND: Spend money securely within limits set by parents, encouraging thoughtful spending decisions. Link your child’s account to your primary account for easy deposits, withdrawals, and interest on savings. The Global Junior App helps nurture responsible financial habits and financial literacy from a young age. Download the Global Junior App today and start your child’s journey towards financial independence!

Screenshots

IME Pay4 screens
Global Junior4 screens

Verdict

The call

The clearest difference is update cadence: IME Pay at every 3 weeks against Global Junior's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

IME Pay ships an update every 3 weeks, Global Junior every 5 months. The most recent releases landed on August 22, 2026 and September 10, 2026 respectively.

Scorecard1 real difference · 9 level
IME Pay versus Global Junior: the parameters behind the verdict, then further details
ParameterIME PayGlobal Junior
PriceFreeFree
Rating3.8 (112 ratings) — better—
Positive reviews46.4% of reviews—
Number of ratings112 — better—
Update frequencyEvery 3 weeks — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better14.0
Further details — not scored
Size324 MB36 MB
Age rating4+4+
DeveloperIME Khalti LimitedGlobal IME Bank Ltd.

In-app purchases

None

IME Pay

No in-app purchases

None

Global Junior

No in-app purchases

Questions

Is IME Pay free?
IME Pay is free to download, with no in-app purchases.
Is Global Junior free?
Global Junior is free to download, with no in-app purchases.
Do IME Pay or Global Junior have ads?
Neither IME Pay nor Global Junior shows ads.
Which is updated more often, IME Pay or Global Junior?
IME Pay ships an update every 3 weeks, and Global Junior every 5 months. Most recently, IME Pay was updated on August 22, 2026 and Global Junior on September 10, 2026.

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