Comparison

AnandRathi MutualFunds vs Geojit Smartfolios

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AnandRathi MutualFunds

Manage your mutual fund investments easily from your mobile device. Register, transact, and track your portfolio in real-time with secure access and various payment options.

Highlights
  • Seamless onboarding in 90 seconds
  • Single point access for various schemes
  • Place Lumpsum, SIP, Switch, Redeem, STP, SWP
  • Biometric & MPin security
  • Real-time tracking of order status and portfolio
  • Online KYC registration
  • Transact in ongoing and upcoming NFOs
Features
Read full description

Register, Transact, Track & Manage your Mutual Fund Investment – Anytime, Anywhere! 
 
Investing in MUTUAL FUNDS has never been easier!    SEAMLESS ONBOARDING: On-board seamlessly within 90 Seconds & start your Mutual Fund Journey. SINGLE POINT ACCESS: Invest in a variety of Mutual Fund schemes with quick and easy online transactions procedure.   
TRANSACT: Place Lumpsum / SIP / Switch / Redeem / STP / SWP in New & Existing Folios.    IMPROVED SECURITY: Secure your MF Account using Biometric & MPin.   
PAYMENT: Various payment options available and also transact in multiple MF schemes through a single fund transfer directly from your registered bank account.   
TRACK & MONITOR: Access real-time tracking of Order Status & Mutual Fund Portfolio for Individuals & Family Accounts. 
 
REPORTING: Quick access to your Mutual Fund Portfolio Reports 
 
KYC / HOLDING MODE: Online KYC registration option provided. No separate KYC is required for Clients who are already KYC Compliant, Units are in physical mode hence no Demat and Trading account is required.  NFOs: Transact in on-going NFOs & keep track of upcoming New NFOs. 
 
Do not miss out on the opportunity DOWNLOAD THE APP NOW 
 
For more info Contact RM / Customer Support / Email: customersupport@rathi.com  / Call 1800 420 1004 / 1800 121 1003 
 
 Happy Investing

About

Geojit Smartfolios

This platform offers professionally managed equity investments using expert advice and well-researched recommendations. It provides diversified stock baskets tailored to your risk appetite and investment amount, allowing for flexible entry and exit.

Highlights
  • Professionally managed equity investment
  • Expert advice and recommendations
  • Diversified stock baskets
  • Customizable based on risk appetite
  • Flexible entry/exit with no lock-in
  • DIY stock basket creation
Features
Read full description

Are the stock market jargons scaring you? Are you too busy to study the market opportunities? Are you a long term investor? If you have answered yes to these questions, then you are at the right place. Smartfolios is a professionally managed, equity investment platform from Geojit Financial. This platform enables you to invest in the equity market utilising expert advice and well researched recommendations. Smartfolios offers diversified and well-researched baskets of stocks, suited to meet your category as an investor, risk appetite and investible amount. These readymade baskets are curated, regularly monitored and managed by experts, based on their objective, criteria and outlook for the basket. Please note that you need to have an account with Geojit to invest through Smartfolios. Features • Readymade baskets of stocks. Over 10 baskets and counting • Choose your baskets based on risk appetite • Investment mode (Lumpsum / SIP), amount or investment strategy • System generated recommendations available • Only transactional charges • Entry/Exit at any time. No lock-in period • Follow-up alerts until recommendation is accepted • Alerts and recommendation acceptance via Whatsapp, E-mail or by logging into the web/mobile app • Hassle free execution of the accepted recommendations • Create your own Stock basket and start investing systematically in it (DIY) How it works? Login to Smartfolios with Geojit trading account details • Choose a basket of stocks depending on your risk appetite/investment mode/investment amount • Confirm the recommendations to place the order • Confirmation can be done via Whatsapp, E-mail or by logging into the web/mobile app

Screenshots

AnandRathi MutualFunds4 screens
Geojit Smartfolios4 screens

Verdict

The call

The clearest difference is rating: AnandRathi MutualFunds at 4.7 against Geojit Smartfolios's 2.0. AnandRathi MutualFunds also leads on review sentiment (16% vs 0%) and update cadence (monthly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AnandRathi MutualFunds holds the better App Store score, 4.7 against 2.0. Both are backed by a comparable volume of ratings — 3 and 2 respectively. Written reviews point the same way: 16% of AnandRathi MutualFunds's written reviews are positive against 0% of Geojit Smartfolios's.

UpkeepUpdate frequency

AnandRathi MutualFunds ships an update monthly, Geojit Smartfolios every 2 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
AnandRathi MutualFunds versus Geojit Smartfolios: the parameters behind the verdict, then further details
ParameterAnandRathi MutualFundsGeojit Smartfolios
PriceFreeFree
Rating4.7 (3 ratings) — better2.0 (2 ratings)
Positive reviews16.0% of reviews — better0.0% of reviews
Number of ratings3 — better2
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.1 — better15.6
Further details — not scored
Size41 MB53 MB
Age rating4+4+
DeveloperAnand RathiGeojit Financial Services Ltd

Customer experience

AnandRathi MutualFunds

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews25 reviews
Positive16.0%
Neutral0.0%
Negative84.0%

Geojit Smartfolios

All ratings2 ratings
Positive0.0%
Neutral50.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

In-app purchases

None

AnandRathi MutualFunds

No in-app purchases

None

Geojit Smartfolios

No in-app purchases

Questions

Is AnandRathi MutualFunds free?
AnandRathi MutualFunds is free to download, with no in-app purchases.
Is Geojit Smartfolios free?
Geojit Smartfolios is free to download, with no in-app purchases.
Which has better reviews, AnandRathi MutualFunds or Geojit Smartfolios?
AnandRathi MutualFunds is rated higher. AnandRathi MutualFunds averages 4.7 out of 5 from 3 ratings, while Geojit Smartfolios averages 2.0 from 2 ratings.
Do AnandRathi MutualFunds or Geojit Smartfolios have ads?
Neither AnandRathi MutualFunds nor Geojit Smartfolios shows ads.
Which is updated more often, AnandRathi MutualFunds or Geojit Smartfolios?
AnandRathi MutualFunds ships an update monthly, and Geojit Smartfolios every 2 months. Most recently, AnandRathi MutualFunds was updated on November 2, 2026 and Geojit Smartfolios on November 3, 2026.

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