EBANQ vs ZEN.COM
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EBANQ
Access your web banking services on the go. View balances, transfer funds, send secure messages, and manage your profile. New users can register directly through the app.
- View balances and statements
- Transfer funds between accounts
- Transfer funds to other users
- Order outgoing bank transfers
- Send and receive secure messages
- Manage user profile
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Allow your customers to access all the services in your existing EBANQ® web banking system anywhere, anytime, without the need to use a web browser. The EBANQ app allows your clients to: - View balances and statements - Transfer funds between accounts - Transfer funds to other users - Transfer funds from accounts to cards - Order outgoing bank transfers - Send and receive secure messages - View and update their user profile - New clients can register via the sign up form We customise the apps for you, with your own logo, colours and app icon. Taking your mobile banking services to the next level has never been easier! Contact us for more information. * Demo app user credentials are as follows: Username: Demo-User Password: Demo-Access1 ** Due to this app being for demo purposes, please note that push notifications are deactivated in order allow simultaneous evaluation by multiple users under one demo account. The customised version created for each client will come with push notifications activated. ***Please note this app is designed to function in conjunction with the EBANQ online banking platform. No banking or financial service is offered via this demo app.
ZEN.COM
Manage all your finances in one place. Send money, pay bills, shop online with cashback, and protect your purchases. Enjoy fair exchange rates and clear pricing for everyday spending and travel.
- Digital mobile wallet
- Debit cards and transfers
- Instant cashback deals
- Purchase protection
- Multi-currency account
- Contactless payments
- Send money
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ZEN.COM is a multicurrency account with a card and a digital wallet that make shopping and travel better. Pay at home and abroad, get more from every purchase and travel with peace of mind – all in one app. No need to switch banks – just switch cards. Pay better, get more, worry less Pay with your ZEN Card in shops and online, cover your subscriptions and book your trips – by card, phone or watch. Hold up to 35 currencies in one account, exchange them at the best rates and see what you’ve spent the moment you pay. Shop like always and earn cashback at 1,000+ partner stores, straight to your account. And if an order arrives faulty, wrong or not at all, ZEN Care Shopping Protection deals with the seller for you. Higher plans add more: Reward Zone, unlimited Shopping Protection and help claiming compensation when your flight is disrupted. Save money with cashback deals With ZEN.COM, you earn cashback on online shopping at hundreds of popular stores. Cashback rewards work with well-known brands such as AliExpress and Temu, along with many other shops. Choose the best and latest deals, enjoy special cashback offers and get real money back – no points, no coupons. Saving on everyday online shopping becomes effortless. Pay digitally and contactless Use your phone or smartwatch to pay quickly and securely. Add your card to Apple Pay or Google Pay to pay contactless wherever you shop. Whether shopping online or in store, payments are fast and easy. Multi-currency account with fair exchange rates Hold and manage multiple currencies in one mobile wallet. Pay in local payment methods at competitive foreign exchange rates with no hidden currency exchange fees. ZEN.COM is ideal for online shopping, exchanging travel money, calculating currencies and international spending – helping you avoid unnecessary conversion costs as you track and plan your personal finances. Send money simply Send digital money locally or internationally with transparent rules and no surprises. Use ZEN Buddies to send money instantly to other ZEN users. All transfers and payments are visible in one place, so you always know where your money goes. Secure payments and purchase protection Your payments are protected with ZEN Care. If something goes wrong with a purchase, you can request support directly in the app. How people in the UK use ZEN.COM • Emma shops online to find the latest hot deals at the best prices, and uses cashback rewards to save money on everyday purchases. • Fleur pays her subscriptions and does her online shopping using the ZEN virtual card. • James sends money, manages his personal finances and tracks monthly expenses in one app. Why choose ZEN.COM • Real-money cashback offers and fair exchange rates • Secure digital and contactless payments in store and online • One wallet for cards, transfers and spending • Secure payments with purchase protection • Clear pricing and full control over money management and expenses Download the ZEN.COM app and simplify how you pay, send, track and save money every day.
Screenshots
Verdict
The clearest difference is rating: ZEN.COM at 4.6 against EBANQ's 4.0. ZEN.COM also leads on update cadence (every 6 days vs every 3 months) and ratings volume (654 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ZEN.COM holds the better App Store score, 4.6 against 4.0. That said, the two scores are not equally well evidenced: ZEN.COM has 654 ratings behind it against 3, so its average is the more settled of the two.
EBANQ ships an update every 3 months, ZEN.COM every 6 days. The most recent releases landed on October 19, 2026 and November 3, 2026 respectively.
| Parameter | EBANQ | ZEN.COM |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (3 ratings) | 4.6 (654 ratings) — better |
| Positive reviews | — | 45.3% of reviews |
| Number of ratings | 3 | 654 — better |
| Update frequency | Every 3 months | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 26.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 52 MB | 551 MB |
| Age rating | 4+ | 4+ |
| Developer | EBANQ FINTECH S.L. | UAB ZEN.COM |
Customer experience
EBANQ
ZEN.COM
In-app purchases
EBANQ
No in-app purchases
ZEN.COM
No in-app purchases









