Comparison

EBANQ vs ZEN.COM

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EBANQ

Access your web banking services on the go. View balances, transfer funds, send secure messages, and manage your profile. New users can register directly through the app.

Highlights
  • View balances and statements
  • Transfer funds between accounts
  • Transfer funds to other users
  • Order outgoing bank transfers
  • Send and receive secure messages
  • Manage user profile
Features
Read full description

Allow your customers to access all the services in your existing EBANQ® web banking system anywhere, anytime, without the need to use a web browser. The EBANQ app allows your clients to: - View balances and statements - Transfer funds between accounts - Transfer funds to other users - Transfer funds from accounts to cards - Order outgoing bank transfers - Send and receive secure messages - View and update their user profile - New clients can register via the sign up form We customise the apps for you, with your own logo, colours and app icon. Taking your mobile banking services to the next level has never been easier! Contact us for more information. * Demo app user credentials are as follows: Username: Demo-User Password: Demo-Access1 ** Due to this app being for demo purposes, please note that push notifications are deactivated in order allow simultaneous evaluation by multiple users under one demo account. The customised version created for each client will come with push notifications activated. ***Please note this app is designed to function in conjunction with the EBANQ online banking platform. No banking or financial service is offered via this demo app.

About

ZEN.COM

Manage all your finances in one place. Send money, pay bills, shop online with cashback, and protect your purchases. Enjoy fair exchange rates and clear pricing for everyday spending and travel.

Highlights
  • Digital mobile wallet
  • Debit cards and transfers
  • Instant cashback deals
  • Purchase protection
  • Multi-currency account
  • Contactless payments
  • Send money
Features
Read full description

ZEN.COM is a multicurrency account with a card and a digital wallet that make shopping and travel better. Pay at home and abroad, get more from every purchase and travel with peace of mind – all in one app. No need to switch banks – just switch cards. Pay better, get more, worry less Pay with your ZEN Card in shops and online, cover your subscriptions and book your trips – by card, phone or watch. Hold up to 35 currencies in one account, exchange them at the best rates and see what you’ve spent the moment you pay. Shop like always and earn cashback at 1,000+ partner stores, straight to your account. And if an order arrives faulty, wrong or not at all, ZEN Care Shopping Protection deals with the seller for you. Higher plans add more: Reward Zone, unlimited Shopping Protection and help claiming compensation when your flight is disrupted. Save money with cashback deals With ZEN.COM, you earn cashback on online shopping at hundreds of popular stores. Cashback rewards work with well-known brands such as AliExpress and Temu, along with many other shops. Choose the best and latest deals, enjoy special cashback offers and get real money back – no points, no coupons. Saving on everyday online shopping becomes effortless. Pay digitally and contactless Use your phone or smartwatch to pay quickly and securely. Add your card to Apple Pay or Google Pay to pay contactless wherever you shop. Whether shopping online or in store, payments are fast and easy. Multi-currency account with fair exchange rates Hold and manage multiple currencies in one mobile wallet. Pay in local payment methods at competitive foreign exchange rates with no hidden currency exchange fees. ZEN.COM is ideal for online shopping, exchanging travel money, calculating currencies and international spending – helping you avoid unnecessary conversion costs as you track and plan your personal finances. Send money simply Send digital money locally or internationally with transparent rules and no surprises. Use ZEN Buddies to send money instantly to other ZEN users. All transfers and payments are visible in one place, so you always know where your money goes. Secure payments and purchase protection Your payments are protected with ZEN Care. If something goes wrong with a purchase, you can request support directly in the app. How people in the UK use ZEN.COM • Emma shops online to find the latest hot deals at the best prices, and uses cashback rewards to save money on everyday purchases. • Fleur pays her subscriptions and does her online shopping using the ZEN virtual card. • James sends money, manages his personal finances and tracks monthly expenses in one app. Why choose ZEN.COM • Real-money cashback offers and fair exchange rates • Secure digital and contactless payments in store and online • One wallet for cards, transfers and spending • Secure payments with purchase protection • Clear pricing and full control over money management and expenses Download the ZEN.COM app and simplify how you pay, send, track and save money every day.

Screenshots

EBANQ4 screens
ZEN.COM4 screens

Verdict

The call

The clearest difference is rating: ZEN.COM at 4.6 against EBANQ's 4.0. ZEN.COM also leads on update cadence (every 6 days vs every 3 months) and ratings volume (654 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ZEN.COM holds the better App Store score, 4.6 against 4.0. That said, the two scores are not equally well evidenced: ZEN.COM has 654 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

EBANQ ships an update every 3 months, ZEN.COM every 6 days. The most recent releases landed on October 19, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
EBANQ versus ZEN.COM: the parameters behind the verdict, then further details
ParameterEBANQZEN.COM
PriceFreeFree
Rating4.0 (3 ratings)4.6 (654 ratings) — better
Positive reviews—45.3% of reviews
Number of ratings3654 — better
Update frequencyEvery 3 monthsEvery 6 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS26.015.0 — better
Further details — not scored
Size52 MB551 MB
Age rating4+4+
DeveloperEBANQ FINTECH S.L.UAB ZEN.COM

Customer experience

EBANQ

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%

ZEN.COM

All ratings652 ratings
Positive89.6%
Neutral1.8%
Negative8.6%
Written reviews170 reviews
Positive45.3%
Neutral2.9%
Negative51.8%

In-app purchases

None

EBANQ

No in-app purchases

None

ZEN.COM

No in-app purchases

Questions

Is EBANQ free?
EBANQ is free to download, with no in-app purchases.
Is ZEN.COM free?
ZEN.COM is free to download, with no in-app purchases.
Which has better reviews, EBANQ or ZEN.COM?
ZEN.COM is rated higher. EBANQ averages 4.0 out of 5 from 3 ratings, while ZEN.COM averages 4.6 from 654 ratings.
Do EBANQ or ZEN.COM have ads?
Neither EBANQ nor ZEN.COM shows ads.
Which is updated more often, EBANQ or ZEN.COM?
EBANQ ships an update every 3 months, and ZEN.COM every 6 days. Most recently, EBANQ was updated on October 19, 2026 and ZEN.COM on November 3, 2026.

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