MyRepChat vs MyConfluence
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyRepChat
This app provides compliant text messaging for financial professionals. It ensures conversations are retained, reportable, and archivable, while offering a familiar texting experience for clients without requiring them to install new software.
- Compliant text messaging
- Client and colleague communication
- Conversation retention
- Reporting and archiving
- Client-side familiarity
- No client app installation
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MyRepChat enables financial professionals to text with clients and colleagues while meeting the strict compliance requirements of the financial industry. All conversations are securely captured, retained, and available for reporting or integration with leading third-party archiving providers — giving your firm the oversight it needs without changing how you communicate. Best of all, your clients don’t need to download anything new. They simply text you the way they always have, using the native messaging app on their phone. Compliant messaging, without the friction.
MyConfluence
Access your financial plan, investment accounts, and important documents securely. This platform keeps you connected to your financial world anytime, anywhere. Requires authorization as a Confluence Financial Partners client.
- Access financial plan
- View investment accounts
- Secure document storage
- Intuitive platform
- Anytime, anywhere access
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The MyConfluence mobile application provides authorized Confluence Financial Partners clients with seamless access to their financial plan, investment accounts, and important documents—all in one secure and intuitive platform. Designed for convenience, MyConfluence ensures you stay connected to your financial world anytime, anywhere. Requirements: You must be a Confluence Financial Partners client with authorized access to the mobile application. If you need assistance or would like to request access, please contact your Confluence Financial Partners wealth manager.
Screenshots
Verdict
The clearest difference is rating: MyConfluence at 4.2 against MyRepChat's 2.6. MyRepChat's advantage is update cadence (every 3 weeks vs every 2 months) and review sentiment (13% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyConfluence holds the better App Store score, 4.2 against 2.6. That said, the two scores are not equally well evidenced: MyRepChat has 53 ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 13% of MyRepChat's written reviews are positive against 0% of MyConfluence's, so the app with the better star average is not the one people write more warmly about.
MyRepChat ships an update every 3 weeks, MyConfluence every 2 months. The most recent releases landed on October 7, 2026 and October 13, 2026 respectively.
| Parameter | MyRepChat | MyConfluence |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (53 ratings) | 4.2 (6 ratings) — better |
| Positive reviews | 13.1% of reviews — better | 0.0% of reviews |
| Number of ratings | 53 — better | 6 |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.5 — better |
| Further details — not scored | ||
| Size | 47 MB | 141 MB |
| Age rating | 4+ | 4+ |
| Developer | fmg Suite, LLC. | Confluence Wealth Services, Inc. |
Customer experience
MyRepChat
MyConfluence
Bugs and requests
MyRepChat
Reported bugs
14 issues- App crashes frequently
- Notifications not clearing (ghost notifications)
- Messages not sending or not being received
- App freezes or goes blank
- Login issues (white screen, single sign-on loop)
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- Calls dropping or not ringing
- MMS not supported
- Duplicate contacts
- Cannot compose new messages directly
- Inconsistent message updates
- Typing blindly when sentence exceeds screen width
- Badge notifications not updating
- Cannot send pictures or images
- Unread message indicators persist after reading
Requested features
7 requests- Ability to block spam calls easily
- Support for group texts
- Improve contact integration with Outlook
- Allow changing login duration
- Dedicated mobile app with texting focus
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- Dark mode option
- Advanced analytics dashboard
MyConfluence
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MyRepChat
No in-app purchases
MyConfluence
No in-app purchases
