MyRepChat vs Tip Calculator₊
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyRepChat
This app provides compliant text messaging for financial professionals. It ensures conversations are retained, reportable, and archivable, while offering a familiar texting experience for clients without requiring them to install new software.
- Compliant text messaging
- Client and colleague communication
- Conversation retention
- Reporting and archiving
- Client-side familiarity
- No client app installation
Read full descriptionHide full description
MyRepChat enables financial professionals to text with clients and colleagues while meeting the strict compliance requirements of the financial industry. All conversations are securely captured, retained, and available for reporting or integration with leading third-party archiving providers — giving your firm the oversight it needs without changing how you communicate. Best of all, your clients don’t need to download anything new. They simply text you the way they always have, using the native messaging app on their phone. Compliant messaging, without the friction.
Tip Calculator₊
This app quickly calculates tips and splits bills accurately, even for complex scenarios. It offers live updates as you type, a custom keypad, and a unique design. All features are free and available offline, prioritizing user privacy with no data collection.
- Live totals as you type
- Exact bill splitting
- Adjustable rounding and tip presets
- Bill history with saved details
- Shareable receipt export
- Home and Lock Screen widgets
- Apple Watch app
Read full descriptionHide full description
Tip Calculator₊ is a fast, fully offline tip calculator and bill splitter for iPhone, iPad, and Apple Watch. Totals update live as you type - there's no calculate button and no waiting. Split a bill fairly and see your tip the moment you finish typing. A custom number pad replaces the system keyboard, and a bold, hand-drawn neo-brutalist design makes it feel nothing like a stock calculator app. KEY FEATURES: • Live totals as you type, on every screen, with no calculate button • Exact bill splitting - per-person shares always add up to the total, to the cent • Even splits and weighted splits, for when everyone didn't order the same thing • Adjustable rounding, tip percentage presets, and a custom tip option • Party size stepper for splitting between any number of people • Bill history with place names and a full per-person breakdown for every saved bill • Shareable, themed receipt image export - send a clean summary to anyone • Home Screen and Lock Screen widgets for your last or most frequent bill • A Control Center control for starting a new bill or quick split in one tap • An independent Apple Watch app with its own keypad and complications, so a bill can be entered entirely on your wrist • Multiple accent themes to match your style • Full VoiceOver and Dynamic Type support throughout WHY TIP CALCULATOR₊: Every feature is free, on every device, from the first launch. There's no account to create, no paywall to hit, and no ads. The app never connects to the internet and never collects, stores, or shares any data about you or your bills - everything happens on your device. PERFECT FOR: • Splitting dinner, drinks, or takeout with friends • Dividing shared rent, utilities, or trip expenses • Quick, accurate tips on the go • Anyone who wants a calculator that respects their privacy WORKS WITH: Siri Shortcuts, Home Screen and Lock Screen widgets, Control Center, and Apple Watch - so you can start a bill from wherever you already are. PRICING: 100% free. Every feature, forever. No subscriptions, no in-app purchases, no ads. Download Tip Calculator₊ and split every bill exactly, down to the cent. Privacy Policy: https://pandataps.com/tip-calculator/privacy Terms of Use: https://pandataps.com/tip-calculator/terms
Screenshots
Verdict
The clearest difference is rating: Tip Calculator₊ at 4.0 against MyRepChat's 2.5. Tip Calculator₊ also leads on review sentiment (50% vs 13%). MyRepChat's advantage is ratings volume (59 vs 3) and iOS requirement (16.0 vs 26.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Tip Calculator₊ holds the better App Store score, 4.0 against 2.5. That said, the two scores are not equally well evidenced: MyRepChat has 59 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 13% of MyRepChat's written reviews are positive against 50% of Tip Calculator₊'s.
| Parameter | MyRepChat | Tip Calculator₊ |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (59 ratings) | 4.0 (3 ratings) — better |
| Positive reviews | 13.1% of reviews | 50.0% of reviews — better |
| Number of ratings | 59 — better | 3 |
| Update frequency | Every 3 weeks | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, Apple Watch — better |
| Requires iOS | 16.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 47 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | fmg Suite, LLC. | Panda Taps LLC |
Customer experience
MyRepChat
Tip Calculator₊
Bugs and requests
MyRepChat
Reported bugs
14 issues- App crashes frequently
- Notifications not clearing (ghost notifications)
- Messages not sending or not being received
- App freezes or goes blank
- Login issues (white screen, single sign-on loop)
Show 9 moreShow fewer
- Calls dropping or not ringing
- MMS not supported
- Duplicate contacts
- Cannot compose new messages directly
- Inconsistent message updates
- Typing blindly when sentence exceeds screen width
- Badge notifications not updating
- Cannot send pictures or images
- Unread message indicators persist after reading
Requested features
7 requests- Ability to block spam calls easily
- Support for group texts
- Improve contact integration with Outlook
- Allow changing login duration
- Dedicated mobile app with texting focus
Show 2 moreShow fewer
- Dark mode option
- Advanced analytics dashboard
Tip Calculator₊
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MyRepChat
No in-app purchases
Tip Calculator₊
No in-app purchases









