Comparison

OnPoint Mobile vs ONPointe Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OnPoint Mobile

Manage your finances securely on the go. Check balances, transfer funds, pay bills, and deposit checks remotely. Business members can also manage users and generate ACH payments.

Highlights
  • Secure sign-in with biometrics
  • Bill management and payments
  • Send money to contacts
  • Account fund transfers
  • Card management (travel notifications, freeze)
  • Mobile check deposit
  • Transaction search and eStatements
Features
Read full description

One app for all members - Securely and safely check balances, transfer funds, view transactions and more anywhere, anytime. With OnPoint Mobile you can: • Sign in securely with Touch ID and Face ID (on supported devices). • Manage your bills and pay almost anyone, schedule recurring bill payments and receive eBills. • Send money to anyone in the U.S. with a phone number or email address. • Transfer funds between your OnPoint accounts and your accounts at other financial institutions. • Set travel notifications for your OnPoint debit or credit cards. • Freeze your OnPoint debit or credit card (for peace of mind or if lost or misplaced). • Deposit checks without the need to visit a branch or ATM. • View cleared check images and mobile deposit check images. • Customize account nicknames, preferences, and alerts. • Search transactions to quickly and easily find a specific transaction without endless scrolling. • View eStatements. Additionally, business members can: • Add entitled users and set and control their access rights and limits. • Generate ACH payments, such as payroll. (ACH Agreement required prior to using ACH payment services.)

About

ONPointe Mobile

Manage your business finances with a suite of treasury management tools. View account details, initiate transfers and payments, and prevent check fraud. This app puts powerful financial control in your hands to help you run your business more efficiently.

Highlights
  • View account information and images
  • Initiate account transfers
  • Originate ACH payments
  • Initiate wire transfers
  • Place stop payments
  • Prevent check fraud
Read full description

ONPointe is your comprehensive toolbox for a broad range of Old National Treasury Management solutions. View account information and images, make account transfers, originate ACH payments, initiate wire transfers, place stop payments, help prevent check fraud and more. Let us put the power of your business finances in your hands so you can focus on the more important aspects of running your business. To use ONPointe Mobile, you must be enrolled through Old National Treasury Management. To learn more, visit www.oldnational.com/onpointe. Member FDIC

Screenshots

OnPoint Mobile4 screens
ONPointe Mobile3 screens

Verdict

The call

The clearest difference is rating: OnPoint Mobile at 4.6 against ONPointe Mobile's 2.1. OnPoint Mobile also leads on ratings volume (24K vs 13) and review sentiment (88% vs 67%). ONPointe Mobile's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OnPoint Mobile holds the better App Store score, 4.6 against 2.1. That said, the two scores are not equally well evidenced: OnPoint Mobile has 24K ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 88% of OnPoint Mobile's written reviews are positive against 67% of ONPointe Mobile's.

UpkeepUpdate frequency

OnPoint Mobile ships an update every 2 months, ONPointe Mobile every 8 months. The most recent releases landed on September 24, 2026 and September 14, 2026 respectively.

Scorecard5 real differences · 5 level
OnPoint Mobile versus ONPointe Mobile: the parameters behind the verdict, then further details
ParameterOnPoint MobileONPointe Mobile
PriceFreeFree
Rating4.6 (24K ratings) — better2.1 (13 ratings)
Positive reviews88.4% of reviews — better66.7% of reviews
Number of ratings24K — better13
Update frequencyEvery 2 months — betterEvery 8 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size133 MB19 MB
Age rating4+4+
DeveloperOnPoint Community Credit UnionOld National Bank

Customer experience

OnPoint Mobile

All ratings23,563 ratings
Positive91.6%
Neutral3.0%
Negative5.5%
Written reviews1,852 reviews
Positive88.4%
Neutral3.8%
Negative7.7%

ONPointe Mobile

All ratings13 ratings
Positive23.1%
Neutral0.0%
Negative76.9%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Bugs and requests

OnPoint Mobile

Reported bugs

4 issues
  • Mobile app crashes and freezes
  • Inconsistent behavior when switching between app and website
  • Transactions disappearing from account history
  • Unreliable mobile deposit process

Requested features

4 requests
  • Add option to change default mobile deposit category
  • Improve bill pay functionality with better scheduling and tracking
  • Allow users to rearrange account order and hide unused accounts
  • Implement real-time transaction updates and pending indicators

ONPointe Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

OnPoint Mobile

No in-app purchases

None

ONPointe Mobile

No in-app purchases

Questions

Is OnPoint Mobile free?
OnPoint Mobile is free to download, with no in-app purchases.
Is ONPointe Mobile free?
ONPointe Mobile is free to download, with no in-app purchases.
Which has better reviews, OnPoint Mobile or ONPointe Mobile?
OnPoint Mobile is rated higher. OnPoint Mobile averages 4.6 out of 5 from 24K ratings, while ONPointe Mobile averages 2.1 from 13 ratings.
Do OnPoint Mobile or ONPointe Mobile have ads?
Neither OnPoint Mobile nor ONPointe Mobile shows ads.
Which is updated more often, OnPoint Mobile or ONPointe Mobile?
OnPoint Mobile ships an update every 2 months, and ONPointe Mobile every 8 months. Most recently, OnPoint Mobile was updated on September 24, 2026 and ONPointe Mobile on September 14, 2026.

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