OnPoint Mobile vs ONPointe Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OnPoint Mobile
Manage your finances securely on the go. Check balances, transfer funds, pay bills, and deposit checks remotely. Business members can also manage users and generate ACH payments.
- Secure sign-in with biometrics
- Bill management and payments
- Send money to contacts
- Account fund transfers
- Card management (travel notifications, freeze)
- Mobile check deposit
- Transaction search and eStatements
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One app for all members - Securely and safely check balances, transfer funds, view transactions and more anywhere, anytime. With OnPoint Mobile you can: • Sign in securely with Touch ID and Face ID (on supported devices). • Manage your bills and pay almost anyone, schedule recurring bill payments and receive eBills. • Send money to anyone in the U.S. with a phone number or email address. • Transfer funds between your OnPoint accounts and your accounts at other financial institutions. • Set travel notifications for your OnPoint debit or credit cards. • Freeze your OnPoint debit or credit card (for peace of mind or if lost or misplaced). • Deposit checks without the need to visit a branch or ATM. • View cleared check images and mobile deposit check images. • Customize account nicknames, preferences, and alerts. • Search transactions to quickly and easily find a specific transaction without endless scrolling. • View eStatements. Additionally, business members can: • Add entitled users and set and control their access rights and limits. • Generate ACH payments, such as payroll. (ACH Agreement required prior to using ACH payment services.)
ONPointe Mobile
Manage your business finances with a suite of treasury management tools. View account details, initiate transfers and payments, and prevent check fraud. This app puts powerful financial control in your hands to help you run your business more efficiently.
- View account information and images
- Initiate account transfers
- Originate ACH payments
- Initiate wire transfers
- Place stop payments
- Prevent check fraud
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ONPointe is your comprehensive toolbox for a broad range of Old National Treasury Management solutions. View account information and images, make account transfers, originate ACH payments, initiate wire transfers, place stop payments, help prevent check fraud and more. Let us put the power of your business finances in your hands so you can focus on the more important aspects of running your business. To use ONPointe Mobile, you must be enrolled through Old National Treasury Management. To learn more, visit www.oldnational.com/onpointe. Member FDIC
Screenshots
Verdict
The clearest difference is rating: OnPoint Mobile at 4.6 against ONPointe Mobile's 2.1. OnPoint Mobile also leads on ratings volume (24K vs 13) and review sentiment (88% vs 67%). ONPointe Mobile's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OnPoint Mobile holds the better App Store score, 4.6 against 2.1. That said, the two scores are not equally well evidenced: OnPoint Mobile has 24K ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 88% of OnPoint Mobile's written reviews are positive against 67% of ONPointe Mobile's.
OnPoint Mobile ships an update every 2 months, ONPointe Mobile every 8 months. The most recent releases landed on September 24, 2026 and September 14, 2026 respectively.
| Parameter | OnPoint Mobile | ONPointe Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (24K ratings) — better | 2.1 (13 ratings) |
| Positive reviews | 88.4% of reviews — better | 66.7% of reviews |
| Number of ratings | 24K — better | 13 |
| Update frequency | Every 2 months — better | Every 8 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 133 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | OnPoint Community Credit Union | Old National Bank |
Customer experience
OnPoint Mobile
ONPointe Mobile
Bugs and requests
OnPoint Mobile
Reported bugs
4 issues- Mobile app crashes and freezes
- Inconsistent behavior when switching between app and website
- Transactions disappearing from account history
- Unreliable mobile deposit process
Requested features
4 requests- Add option to change default mobile deposit category
- Improve bill pay functionality with better scheduling and tracking
- Allow users to rearrange account order and hide unused accounts
- Implement real-time transaction updates and pending indicators
ONPointe Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
OnPoint Mobile
No in-app purchases
ONPointe Mobile
No in-app purchases
Questions
Is OnPoint Mobile free?
Is ONPointe Mobile free?
Which has better reviews, OnPoint Mobile or ONPointe Mobile?
Do OnPoint Mobile or ONPointe Mobile have ads?
Which is updated more often, OnPoint Mobile or ONPointe Mobile?
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