OnPoint Mobile vs WaunaCUNow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OnPoint Mobile
Manage your finances securely on the go. Check balances, transfer funds, pay bills, and deposit checks remotely. Business members can also manage users and generate ACH payments.
- Secure sign-in with biometrics
- Bill management and payments
- Send money to contacts
- Account fund transfers
- Card management (travel notifications, freeze)
- Mobile check deposit
- Transaction search and eStatements
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One app for all members - Securely and safely check balances, transfer funds, view transactions and more anywhere, anytime. With OnPoint Mobile you can: • Sign in securely with Touch ID and Face ID (on supported devices). • Manage your bills and pay almost anyone, schedule recurring bill payments and receive eBills. • Send money to anyone in the U.S. with a phone number or email address. • Transfer funds between your OnPoint accounts and your accounts at other financial institutions. • Set travel notifications for your OnPoint debit or credit cards. • Freeze your OnPoint debit or credit card (for peace of mind or if lost or misplaced). • Deposit checks without the need to visit a branch or ATM. • View cleared check images and mobile deposit check images. • Customize account nicknames, preferences, and alerts. • Search transactions to quickly and easily find a specific transaction without endless scrolling. • View eStatements. Additionally, business members can: • Add entitled users and set and control their access rights and limits. • Generate ACH payments, such as payroll. (ACH Agreement required prior to using ACH payment services.)
WaunaCUNow
Securely connect with trusted professionals through video chat and business tools. Share documents, review agreements, and provide approvals remotely. Offers a convenient way to conduct business on the go.
- Secure video chat
- Document sharing
- Agreement review
- Digital approvals
- Contract signing
- Face-to-face communication
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WaunaCUNow lets you securely interact with professionals you trust from anywhere. The app allows you to video chat and conduct business all in one simple tool. While you are on the video chat with the professional, you will be able to do the following: Communicate in a personal face-to-face experience. See educational and informative content your professional displays for you. Upload documents or images requested by the professional. Review contracts or agreements the professional has prepared. Provide approvals on documents and terms and conditions. Sign agreements and contracts. This app is a safe, enjoyable, and effective way to communicate with your trusted professional while you are on the move. * Data service charges may apply through your wireless carrier.
Screenshots
Verdict
The clearest difference is review sentiment: OnPoint Mobile at 89% against WaunaCUNow's 0%. OnPoint Mobile also leads on rating (4.6 vs 3.5) and ratings volume (25K vs 19). WaunaCUNow's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OnPoint Mobile holds the better App Store score, 4.6 against 3.5. That said, the two scores are not equally well evidenced: OnPoint Mobile has 25K ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 89% of OnPoint Mobile's written reviews are positive against 0% of WaunaCUNow's.
OnPoint Mobile ships an update every 2 months, WaunaCUNow every 3 months. The most recent releases landed on October 28, 2026 and October 21, 2026 respectively.
| Parameter | OnPoint Mobile | WaunaCUNow |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (25K ratings) — better | 3.5 (19 ratings) |
| Positive reviews | 88.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 25K — better | 19 |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 133 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | OnPoint Community Credit Union | WAUNA FEDERAL CREDIT UNION |
Customer experience
OnPoint Mobile
WaunaCUNow
Bugs and requests
OnPoint Mobile
Reported bugs
4 issues- Mobile app crashes and freezes
- Inconsistent behavior when switching between app and website
- Transactions disappearing from account history
- Unreliable mobile deposit process
Requested features
4 requests- Add option to change default mobile deposit category
- Improve bill pay functionality with better scheduling and tracking
- Allow users to rearrange account order and hide unused accounts
- Implement real-time transaction updates and pending indicators
WaunaCUNow
Not enough reviews yet to summarise bugs or requests.
In-app purchases
OnPoint Mobile
No in-app purchases
WaunaCUNow
No in-app purchases
Questions
Is OnPoint Mobile free?
Is WaunaCUNow free?
Which has better reviews, OnPoint Mobile or WaunaCUNow?
Do OnPoint Mobile or WaunaCUNow have ads?
Which is updated more often, OnPoint Mobile or WaunaCUNow?
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