Comparison

OnPoint Mobile vs WaunaCUNow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OnPoint Mobile

Manage your finances securely on the go. Check balances, transfer funds, pay bills, and deposit checks remotely. Business members can also manage users and generate ACH payments.

Highlights
  • Secure sign-in with biometrics
  • Bill management and payments
  • Send money to contacts
  • Account fund transfers
  • Card management (travel notifications, freeze)
  • Mobile check deposit
  • Transaction search and eStatements
Features
Read full description

One app for all members - Securely and safely check balances, transfer funds, view transactions and more anywhere, anytime. With OnPoint Mobile you can: • Sign in securely with Touch ID and Face ID (on supported devices). • Manage your bills and pay almost anyone, schedule recurring bill payments and receive eBills. • Send money to anyone in the U.S. with a phone number or email address. • Transfer funds between your OnPoint accounts and your accounts at other financial institutions. • Set travel notifications for your OnPoint debit or credit cards. • Freeze your OnPoint debit or credit card (for peace of mind or if lost or misplaced). • Deposit checks without the need to visit a branch or ATM. • View cleared check images and mobile deposit check images. • Customize account nicknames, preferences, and alerts. • Search transactions to quickly and easily find a specific transaction without endless scrolling. • View eStatements. Additionally, business members can: • Add entitled users and set and control their access rights and limits. • Generate ACH payments, such as payroll. (ACH Agreement required prior to using ACH payment services.)

About

WaunaCUNow

Securely connect with trusted professionals through video chat and business tools. Share documents, review agreements, and provide approvals remotely. Offers a convenient way to conduct business on the go.

Highlights
  • Secure video chat
  • Document sharing
  • Agreement review
  • Digital approvals
  • Contract signing
  • Face-to-face communication
Read full description

WaunaCUNow lets you securely interact with professionals you trust from anywhere. The app allows you to video chat and conduct business all in one simple tool. While you are on the video chat with the professional, you will be able to do the following: Communicate in a personal face-to-face experience. See educational and informative content your professional displays for you. Upload documents or images requested by the professional. Review contracts or agreements the professional has prepared. Provide approvals on documents and terms and conditions. Sign agreements and contracts. This app is a safe, enjoyable, and effective way to communicate with your trusted professional while you are on the move. * Data service charges may apply through your wireless carrier.

Screenshots

OnPoint Mobile4 screens
WaunaCUNow4 screens

Verdict

The call

The clearest difference is review sentiment: OnPoint Mobile at 89% against WaunaCUNow's 0%. OnPoint Mobile also leads on rating (4.6 vs 3.5) and ratings volume (25K vs 19). WaunaCUNow's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OnPoint Mobile holds the better App Store score, 4.6 against 3.5. That said, the two scores are not equally well evidenced: OnPoint Mobile has 25K ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 89% of OnPoint Mobile's written reviews are positive against 0% of WaunaCUNow's.

UpkeepUpdate frequency

OnPoint Mobile ships an update every 2 months, WaunaCUNow every 3 months. The most recent releases landed on October 28, 2026 and October 21, 2026 respectively.

Scorecard5 real differences · 5 level
OnPoint Mobile versus WaunaCUNow: the parameters behind the verdict, then further details
ParameterOnPoint MobileWaunaCUNow
PriceFreeFree
Rating4.6 (25K ratings) — better3.5 (19 ratings)
Positive reviews88.7% of reviews — better0.0% of reviews
Number of ratings25K — better19
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS16.013.0 — better
Further details — not scored
Size133 MB16 MB
Age rating4+4+
DeveloperOnPoint Community Credit UnionWAUNA FEDERAL CREDIT UNION

Customer experience

OnPoint Mobile

All ratings23,563 ratings
Positive91.6%
Neutral3.0%
Negative5.5%
Written reviews1,904 reviews
Positive88.7%
Neutral3.7%
Negative7.6%

WaunaCUNow

All ratings12 ratings
Positive58.3%
Neutral8.3%
Negative33.3%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

OnPoint Mobile

Reported bugs

4 issues
  • Mobile app crashes and freezes
  • Inconsistent behavior when switching between app and website
  • Transactions disappearing from account history
  • Unreliable mobile deposit process

Requested features

4 requests
  • Add option to change default mobile deposit category
  • Improve bill pay functionality with better scheduling and tracking
  • Allow users to rearrange account order and hide unused accounts
  • Implement real-time transaction updates and pending indicators

WaunaCUNow

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

OnPoint Mobile

No in-app purchases

None

WaunaCUNow

No in-app purchases

Questions

Is OnPoint Mobile free?
OnPoint Mobile is free to download, with no in-app purchases.
Is WaunaCUNow free?
WaunaCUNow is free to download, with no in-app purchases.
Which has better reviews, OnPoint Mobile or WaunaCUNow?
OnPoint Mobile is rated higher. OnPoint Mobile averages 4.6 out of 5 from 25K ratings, while WaunaCUNow averages 3.5 from 19 ratings.
Do OnPoint Mobile or WaunaCUNow have ads?
Neither OnPoint Mobile nor WaunaCUNow shows ads.
Which is updated more often, OnPoint Mobile or WaunaCUNow?
OnPoint Mobile ships an update every 2 months, and WaunaCUNow every 3 months. Most recently, OnPoint Mobile was updated on October 28, 2026 and WaunaCUNow on October 21, 2026.

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