Flare Account vs Spectrum Access

The ACE FlareTM Account by Pathward, National Association Mobile App* lets you manage your account wherever you are. That means it’s convenient to do things like: • Check your account balance and transaction history • Send money to friends and family** • Access optional Netspend® Pre-Funded Check Service*** • Add money to your account with Mobile Check Capture**** Manage your money on-the-go, it’s convenient. * No charge for this service, but your wireless carrier may charge for messages or data. ** Fees for bank transfers are determined by the transferor’s bank and may be charged to the transferor’s bank account by the service provider or originating bank. No cost for online or mobile Account-to-Account transfers between accounts; a $4.95 fee applies to each such transfer conducted through a Customer Service agent.” *** Terms and conditions apply; see the Netspend Pre-Funded Checks Terms and Conditions for details, including how to opt-in to the Netspend Pre-Funded Checks Service. Netspend Pre-Funded Checks is an optional service of Netspend Corporation. The Check Services is not a product of Pathward, N.A., and Pathward, N.A. does not endorse or provide bank-related services in connection with the Check Services. **** Mobile Check Capture is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your account. Unapproved checks will not be funded to your account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your account. See your Deposit Account Agreement for details

The Spectrum Financial Mobile App is a free way to monitor your Spectrum Financial accounts on a mobile phone or tablet. With Spectrum Mobile, you will be able to access your accounts from anywhere using your Spectrum client login ID and Password. The Spectrum Mobile App provides you with the following features: - Aggregation of all household accounts - Account activity, holdings, balances - Performance Summary - Quarterly Statements - General tax and beneficiary reports - Invoices To obtain a login, you must be a client of Spectrum Financial. If you do not have a Spectrum Client login, request or create one today at https://investspectrum.com/login Spectrum values your privacy. Please review our privacy policy at https://investspectrum.com/disclosures For more information about Spectrum Financial, Inc. please visit www.investspectrum.com