Comparison

Flare Account vs GoBanking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Flare Account

Manage your ACE Flare account conveniently from your mobile device. Check balances, view transactions, send money to friends and family, and deposit checks remotely. This app offers a streamlined way to handle your finances on the go.

Highlights
  • Check account balance
  • View transaction history
  • Send money to friends and family
  • Mobile check deposit
  • Access optional Netspend Pre-Funded Check Service
Features
Read full description

The ACE FlareTM Account by Pathward, National Association Mobile App* lets you manage your account wherever you are. That means it’s convenient to do things like: • Check your account balance and transaction history • Send money to friends and family** • Access optional Netspend® Pre-Funded Check Service*** • Add money to your account with Mobile Check Capture**** Manage your money on-the-go, it’s convenient. * No charge for this service, but your wireless carrier may charge for messages or data. ** Fees for bank transfers are determined by the transferor’s bank and may be charged to the transferor’s bank account by the service provider or originating bank. No cost for online or mobile Account-to-Account transfers between accounts; a $4.95 fee applies to each such transfer conducted through a Customer Service agent.” *** Terms and conditions apply; see the Netspend Pre-Funded Checks Terms and Conditions for details, including how to opt-in to the Netspend Pre-Funded Checks Service. Netspend Pre-Funded Checks is an optional service of Netspend Corporation. The Check Services is not a product of Pathward, N.A., and Pathward, N.A. does not endorse or provide bank-related services in connection with the Check Services. **** Mobile Check Capture is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your account. Unapproved checks will not be funded to your account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your account. See your Deposit Account Agreement for details

About

GoBanking

Features
Read full description

GoBanking is used by our institution as a tool to show our product. Our Sales, QA, and Support Teams use GoBanking as a tool for our customers and potential customers. It allows us to use multiple Institutions to be able to customize them for specific customers.

Screenshots

Flare Account4 screens
GoBanking4 screens

Verdict

The call

The clearest difference is update cadence: Flare Account at every 2 months against GoBanking's every 28 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Flare Account ships an update every 2 months, GoBanking every 28 months. Both last shipped on October 27, 2026.

Scorecard1 real difference · 9 level
Flare Account versus GoBanking: the parameters behind the verdict, then further details
ParameterFlare AccountGoBanking
PriceFreeFree
Rating4.7 (4.7K ratings) — better—
Positive reviews32.7% of reviews—
Number of ratings4.7K — better—
Update frequencyEvery 2 months — betterEvery 28 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size68 MB14 MB
Age rating4+4+
DeveloperNetspend CorporationData Center, Inc.

Bugs and requests

Flare Account

Reported bugs

3 issues
  • App not loading or loading blank screen
  • Login issues and account lockouts
  • Mobile check capture not working

Requested features

4 requests
  • Bring back mobile check deposit
  • Improve app stability and performance
  • Enhance customer service experience
  • Provide more transparency on fees

GoBanking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Flare Account

No in-app purchases

None

GoBanking

No in-app purchases

Questions

Is Flare Account free?
Flare Account is free to download, with no in-app purchases.
Is GoBanking free?
GoBanking is free to download, with no in-app purchases.
Do Flare Account or GoBanking have ads?
Neither Flare Account nor GoBanking shows ads.
Which is updated more often, Flare Account or GoBanking?
Flare Account ships an update every 2 months, and GoBanking every 28 months. Most recently, Flare Account was updated on October 27, 2026 and GoBanking on October 27, 2026.

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