Comparison

Simple Cash Tracker vs Loans Ruler

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Cash Tracker

Easily track all your financial activities, from personal spending and income to debts and casino winnings. Customize categories, add notes, and get clear summaries of your financial breakdown. Export your transaction data for further analysis.

Highlights
  • Customizable spending categories
  • Track income and expenses
  • Monitor debts and winnings
  • Email transaction data
  • Detailed category summaries
  • Chronological transaction history
  • Custom notes for transactions
Features
Read full description

Simple Cash Tracker is designed to flexibly handle any financial tracking you desire. Want to track how much money you owe your friend? How about how much you spend on food each week? What about your tuition and scholarships? Do you ever wonder how much you actually spend vs. winning at the casino? Simple Cash Tracker can answer all those questions and more! Some of the highlights of the app include: - Custom categories letting you choose labels that make sense to you. - Email capability to send your transactions to anyone you choose or give you the opportunity to use other programs for deeper analysis. - High level category summary information to quickly let you see a cost / income breakdown of each category. - Chronological breakdown of each transaction letting you know when your expenditures / income occurred. - Custom notes field associated with each financial transaction giving you the flexibility to add even more information if necessary.

About

Loans Ruler

This app helps individuals and professionals create complex financial amortization plans with customizable repayment schedules. It allows for detailed calculations of loan variables, supports fixed and variable rates, and offers export options for easy sharing. Calculations can be done on a monthly or daily basis, with no network required.

Highlights
  • Build complex amortization plans
  • Calculate loan variables (installment, rate, duration, capital)
  • Manage fixed and variable rates
  • Export calculations to text, Excel, and PDF
  • Monthly and daily calculation basis
  • Multi-document management
  • Compare different amortization methods
Read full description

Are you a bank or financial advisor, an entrepreneur or a private individual who needs to sign up for financing or installment purchases? - build financial amortization plans, from the simplest to the most complex, with the French and Italian methods; it is also possible to foresee a pre-amortization period and a personalized final installment. - calculate all the variables of the repayment plan (installment, rate, duration and initial capital), one as a function of the other. You can set a target value and adapt all other to fit your needs. - manage repayment plans with both fixed and variable rates. - export of the calculations performed and the plans created in text, Excel and PDF format, allowing immediate sharing via Messages, Mail, Whatsapp and AirDrop. Plans can be calculated and built on both a monthly and daily basis. Variable values ​​can be set simply by dragging sliders, or by typing them using the traditional numeric keypad. No network required. Loans Ruler has been rewritten in SwiftUI with improvements in interface and ease of use. You can select one or more variables and graphically display their trend over time You can also compare the behavior of the variables using different amortization methods (French and Italian) applied to the same plan. The app is multi-document and automatically creates its folder on the iOS where documents are saved. Document can be renamed, reopen, modified and shared directly inside the App. Available for iPhone, iPad and Mac. Once downloaded for one device, the App is free for the other two. The investment is one-time and there are no outlays for all future updates.

Screenshots

Simple Cash Tracker4 screens
Loans Ruler1 screens

Verdict

The call

The clearest difference is review sentiment: Loans Ruler at 100% against Simple Cash Tracker's 0%. Loans Ruler also leads on update cadence (weekly vs every 10 months). Simple Cash Tracker's advantage is price (Free vs $5.99) and iOS requirement (10.3 vs 17.4). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Simple Cash Tracker is free to download; Loans Ruler costs $5.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Simple Cash Tracker ships an update every 10 months, Loans Ruler weekly. The most recent releases landed on October 12, 2026 and October 13, 2026 respectively.

Scorecard5 real differences · 5 level
Simple Cash Tracker versus Loans Ruler: the parameters behind the verdict, then further details
ParameterSimple Cash TrackerLoans Ruler
PriceFree — better$5.99
Rating3.0 (2 ratings) — better—
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings2 — better—
Update frequencyEvery 10 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterPaid
DevicesiPhone, iPodiPhone, iPad, Mac — better
Requires iOS10.3 — better17.4
Further details — not scored
Size24 MB2 MB
Age rating4+4+
DeveloperSquiggly Shark LLCMaurizio Todeschi

Customer experience

Simple Cash Tracker

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Loans Ruler

Written reviews15 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Simple Cash Tracker

No in-app purchases

None

Loans Ruler

No in-app purchases

Questions

Is Simple Cash Tracker free?
Simple Cash Tracker is free to download, with no in-app purchases.
Is Loans Ruler free?
Loans Ruler costs $5.99, with no in-app purchases.
Do Simple Cash Tracker or Loans Ruler have ads?
Neither Simple Cash Tracker nor Loans Ruler shows ads.
Which is updated more often, Simple Cash Tracker or Loans Ruler?
Simple Cash Tracker ships an update every 10 months, and Loans Ruler weekly. Most recently, Simple Cash Tracker was updated on October 12, 2026 and Loans Ruler on October 13, 2026.

Other comparisons