Simple Cash Tracker vs Loans Ruler
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Cash Tracker
Easily track all your financial activities, from personal spending and income to debts and casino winnings. Customize categories, add notes, and get clear summaries of your financial breakdown. Export your transaction data for further analysis.
- Customizable spending categories
- Track income and expenses
- Monitor debts and winnings
- Email transaction data
- Detailed category summaries
- Chronological transaction history
- Custom notes for transactions
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Simple Cash Tracker is designed to flexibly handle any financial tracking you desire. Want to track how much money you owe your friend? How about how much you spend on food each week? What about your tuition and scholarships? Do you ever wonder how much you actually spend vs. winning at the casino? Simple Cash Tracker can answer all those questions and more! Some of the highlights of the app include: - Custom categories letting you choose labels that make sense to you. - Email capability to send your transactions to anyone you choose or give you the opportunity to use other programs for deeper analysis. - High level category summary information to quickly let you see a cost / income breakdown of each category. - Chronological breakdown of each transaction letting you know when your expenditures / income occurred. - Custom notes field associated with each financial transaction giving you the flexibility to add even more information if necessary.
Loans Ruler
This app helps individuals and professionals create complex financial amortization plans with customizable repayment schedules. It allows for detailed calculations of loan variables, supports fixed and variable rates, and offers export options for easy sharing. Calculations can be done on a monthly or daily basis, with no network required.
- Build complex amortization plans
- Calculate loan variables (installment, rate, duration, capital)
- Manage fixed and variable rates
- Export calculations to text, Excel, and PDF
- Monthly and daily calculation basis
- Multi-document management
- Compare different amortization methods
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Are you a bank or financial advisor, an entrepreneur or a private individual who needs to sign up for financing or installment purchases? - build financial amortization plans, from the simplest to the most complex, with the French and Italian methods; it is also possible to foresee a pre-amortization period and a personalized final installment. - calculate all the variables of the repayment plan (installment, rate, duration and initial capital), one as a function of the other. You can set a target value and adapt all other to fit your needs. - manage repayment plans with both fixed and variable rates. - export of the calculations performed and the plans created in text, Excel and PDF format, allowing immediate sharing via Messages, Mail, Whatsapp and AirDrop. Plans can be calculated and built on both a monthly and daily basis. Variable values can be set simply by dragging sliders, or by typing them using the traditional numeric keypad. No network required. Loans Ruler has been rewritten in SwiftUI with improvements in interface and ease of use. You can select one or more variables and graphically display their trend over time You can also compare the behavior of the variables using different amortization methods (French and Italian) applied to the same plan. The app is multi-document and automatically creates its folder on the iOS where documents are saved. Document can be renamed, reopen, modified and shared directly inside the App. Available for iPhone, iPad and Mac. Once downloaded for one device, the App is free for the other two. The investment is one-time and there are no outlays for all future updates.
Screenshots
Verdict
The clearest difference is review sentiment: Loans Ruler at 100% against Simple Cash Tracker's 0%. Loans Ruler also leads on update cadence (weekly vs every 10 months). Simple Cash Tracker's advantage is price (Free vs $5.99) and iOS requirement (10.3 vs 17.4). On ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Simple Cash Tracker is free to download; Loans Ruler costs $5.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Simple Cash Tracker ships an update every 10 months, Loans Ruler weekly. The most recent releases landed on October 12, 2026 and October 13, 2026 respectively.
| Parameter | Simple Cash Tracker | Loans Ruler |
|---|---|---|
| Price | Free — better | $5.99 |
| Rating | 3.0 (2 ratings) — better | — |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 2 — better | — |
| Update frequency | Every 10 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Paid |
| Devices | iPhone, iPod | iPhone, iPad, Mac — better |
| Requires iOS | 10.3 — better | 17.4 |
| Further details — not scored | ||
| Size | 24 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Squiggly Shark LLC | Maurizio Todeschi |
Customer experience
Simple Cash Tracker
Loans Ruler
In-app purchases
Simple Cash Tracker
No in-app purchases
Loans Ruler
No in-app purchases
Questions
Is Simple Cash Tracker free?
Is Loans Ruler free?
Do Simple Cash Tracker or Loans Ruler have ads?
Which is updated more often, Simple Cash Tracker or Loans Ruler?
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