Comparison

SumUp POS vs Pay for Stripe

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SumUp POS

This all-in-one point of sale solution helps businesses grow with integrated customer loyalty and automated marketing. It simplifies daily tasks like order management, payments, and reporting, while providing valuable data for smarter decisions. Designed for intuitive use and customization, it supports retail and food businesses.

Highlights
  • Integrated CRM and automated marketing
  • Built-in customer loyalty program
  • All-in-one order, payment, and reporting tools
  • Intuitive design for easy setup and training
  • Customizable features and hardware options
  • Online ordering and staff management
  • Inventory management with low stock warnings
Features
Read full description

Finally, a POS that helps you grow your business! Transform your workday with SumUp Point of Sale, our all-in-one POS solution with built in loyalty and automated marketing. Plus, everything you expect from a worldclass point of sale, like orders, payments, reports and more! Why SumUp Point of Sale? - Integrated CRM and Automated Marketing Grow your database of customers with each sale and send automated text messages and one-time promotions to keep them coming back. - All-in-one Easy orders? Check. Valuable data and reports? Check. Tackle everyday tasks with one powerful solution. - Easy to use Zoom through set-up with our Installation Guide videos. Learn how to use your POS in no time thanks to an intuitive design, and train your team in just minutes. - Customizable Personalize your POS by handpicking features and add-ons that work for you. Choose your hardware to fit your needs and build the perfect setup. Along with the tools to simplify your essential business tasks, you’ll have access to features that can help you grow. Get valuable data and reports that empower you to make smarter business decisions, and use our built-in loyalty features to build a database of your customers to drive repeat visits. Features designed to elevate food and retail businesses: - Grow your small business with a built-in customer loyalty program. - Send text messages that bring customers back with automated marketing. - Integrated online ordering helps you manage your orders all in one place. - Schedule employees and manage timesheets with our staff management partner. - Simple catalog editing allows you to create new products and product categories right on your point of sale. - Stay on top of inventory levels and set low stock warnings so you know when it’s time to order more. - Easily set and edit employee access. - Keep an eye on your sales performance from anywhere with a mobile responsive back office. - Browse our curated Accessory Shop for barcode scanners, receipt printers, and more!

About

Pay for Stripe

Accept credit card payments instantly from your iPhone. Ideal for small businesses and individuals selling at markets or events. Secure transactions with bank-grade encryption and responsive support.

Highlights
  • Accept contactless payments on iPhone
  • Bank-grade encryption for secure transactions
  • Global payment acceptance
  • Responsive in-app support
  • Instant payment processing
Features
Read full description

Use the Pay for Stripe app to accept payments in seconds. Whether you're selling at a garage sale, wedding boutique, or farmer's market, the Pay App allows you to accept payments on the fly. Sell anything. Anytime. Anywhere. Some of our features: TAP TO PAY ON IPHONE Accept contactless payments with only an iPhone. Available in the United States. BANK-GRADE ENCRYPTION When accepting payments, you must do so in a PCI compliant manner. 1000'S OF CUSTOMERS Users from all around the world make payments every day. RESPONSIVE SUPPORT Simply contact us inside the app if you have any question. We reply very quickly. INSTANT PAYMENT IN SECONDS When you start processing live payments from your customers, you will not receive your first payout until 7–10 days after your first successful payment is received. Please note there is a 1.5% fee when using the Pay App (in addition to Stripe fees). COUNTRIES Austria, Australia, Belgium, Canada, China, Denmark, Finland, France, German, Hong Kong, Ireland, Italy, Japan, Luxembourg, Mexico, New Zealand, Norway, Portugal, Singapore, Sweden, Switzerland, United Kingdom, United States, and more. PRIVACY Your privacy is important to us. It is our policy to respect your privacy regarding any information we may collect from you across our website and other apps/sites we own and operate. We only ask for personal information when we truly need it to provide a service to you. We collect it by fair and lawful means, with your knowledge and consent. We also let you know why we’re collecting it and how it will be used. We only retain collected information for as long as necessary to provide you with your requested service. What data we store, we’ll protect within commercially acceptable means to prevent loss and theft, as well as unauthorized access, disclosure, copying, use or modification. We don’t share any personally identifying information publicly or with third-parties, except when required to by law. Our website/app may link to external sites that are not operated by us. Please be aware that we have no control over the content and practices of these sites, and cannot accept responsibility or liability for their respective privacy policies. You are free to refuse our request for your personal information, with the understanding that we may be unable to provide you with some of your desired services. Your continued use of our website/app will be regarded as acceptance of our practices around privacy and personal information. If you have any questions about how we handle user data and personal information, feel free to contact us. This policy is effective as of January 2026.

Screenshots

Pay for Stripe4 screens

Verdict

The call

The clearest difference is rating: Pay for Stripe at 4.7 against SumUp POS's 3.8. Pay for Stripe also leads on ratings volume (1.5K vs 11) and review sentiment (33% vs 24%). SumUp POS's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pay for Stripe holds the better App Store score, 4.7 against 3.8. That said, the two scores are not equally well evidenced: Pay for Stripe has 1.5K ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 24% of SumUp POS's written reviews are positive against 33% of Pay for Stripe's.

UpkeepUpdate frequency

SumUp POS ships an update monthly, Pay for Stripe every 3 weeks. The most recent releases landed on October 22, 2026 and October 26, 2026 respectively.

Scorecard4 real differences · 6 level
SumUp POS versus Pay for Stripe: the parameters behind the verdict, then further details
ParameterSumUp POSPay for Stripe
PriceFreeFree
Rating3.8 (11 ratings)4.7 (1.5K ratings) — better
Positive reviews23.5% of reviews33.3% of reviews — better
Number of ratings111.5K — better
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPadiPhone, iPad — better
Requires iOS15.6 — better16.4
Further details — not scored
Size304 MB98 MB
Age rating4+4+
DeveloperTillerSystemsACCEPT PAYMENT COMPANY

Customer experience

SumUp POS

All ratings11 ratings
Positive72.7%
Neutral0.0%
Negative27.3%
Written reviews170 reviews
Positive23.5%
Neutral4.7%
Negative71.8%

Pay for Stripe

All ratings1,505 ratings
Positive93.2%
Neutral2.2%
Negative4.6%
Written reviews39 reviews
Positive33.3%
Neutral5.1%
Negative61.5%

Bugs and requests

SumUp POS

Not enough reviews yet to summarise bugs or requests.

Pay for Stripe

Reported bugs

2 issues
  • Login issues for some users
  • Errors when submitting applications

Requested features

3 requests
  • Improve customer support channels
  • Provide more transparency on payouts
  • Expand availability to more regions

In-app purchases

None

SumUp POS

No in-app purchases

None

Pay for Stripe

No in-app purchases

Questions

Is SumUp POS free?
SumUp POS is free to download, with no in-app purchases.
Is Pay for Stripe free?
Pay for Stripe is free to download, with no in-app purchases.
Which has better reviews, SumUp POS or Pay for Stripe?
Pay for Stripe is rated higher. SumUp POS averages 3.8 out of 5 from 11 ratings, while Pay for Stripe averages 4.7 from 1.5K ratings.
Do SumUp POS or Pay for Stripe have ads?
Neither SumUp POS nor Pay for Stripe shows ads.
Which is updated more often, SumUp POS or Pay for Stripe?
SumUp POS ships an update monthly, and Pay for Stripe every 3 weeks. Most recently, SumUp POS was updated on October 22, 2026 and Pay for Stripe on October 26, 2026.

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