Comparison

myghpay vs Absa Ghana

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myghpay

This app facilitates secure and fast payments for a wide range of goods and services using your mobile money, cards, or bank account. It offers convenient features like remembering favorites and biometric authorization for seamless transactions.

Highlights
  • Mobile money payments
  • Card payments (Visa/Mastercard)
  • Bank account payments
  • Biometric authorization (Face ID, biometrics, PIN)
  • Receipt generation
  • Payment for utilities and subscriptions
  • Money transfers
Features
Read full description

New year, an all-new improved myghpay! With a new look of convenience and modern security, Myghpay has been redesigned to ensure your transactions are faster and more secure! The app has been built with you in mind and allows you to make payments for goods, services or products from your mobile money wallet, Visa / Mastercard (Foreign or Local) or GTBank account anywhere you are in the world! A smarter app which remembers you and your favourite service, people and merchants, you can now authorize payments with face ID, biometrics or PIN and generate receipts on-the-fly! Myghpay is open to the general public. Log on to it by downloading the mobile app or visiting the website Myghpay.com. Among the numerous services and merchants you can make payments for are as follows – • Airtime Purchases • Vodafone Broadband • MTN data bundles • DSTV • GOTV • DSTV Box Office • Surfline • University of Ghana School Fees • Mobile money transfers (Bank-to-wallet; wallet-to-Bank & wallet-to-wallet) • Local Interbank transfers • Databank investments • FirstBanc investments • Ghana Water Company Limited (GWCL) • Electricity Company of Ghana (ECG) • …many more

About

Absa Ghana

Manage your finances conveniently on the go with this secure banking application. Access account overviews, transaction history, and perform transfers, bill payments, and mobile money transactions.

Highlights
  • Account overview
  • Transaction history filtering
  • Inter-account transfers
  • Airtime purchase
  • Bill payments
  • Mobile wallet transfers
Read full description

Absa Bank Ghana Limited: Bank on the go with the bank that brings your possibilities to life. With simple, fast and secure banking now at your fingertips, you can transact from anywhere, anytime. Here’s what you can expect: • A clear overview of all your accounts. • Filtered transaction history according to your needs. • Seamless transfers between your accounts. • Buy airtime and pay bills from where you are. • Send money to a mobile wallet account. • Control over your account activity. Download the Absa Banking App now and experience convenient banking.

Screenshots

myghpay4 screens
Absa Ghana4 screens

Verdict

The call

The clearest difference is rating: myghpay at 4.7 against Absa Ghana's 2.9. myghpay also leads on review sentiment (45% vs 10%) and ratings volume (325 vs 85). Absa Ghana's advantage is update cadence (every 2 months vs every 8 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

myghpay holds the better App Store score, 4.7 against 2.9. Both are backed by a comparable volume of ratings — 325 and 85 respectively. Written reviews point the same way: 45% of myghpay's written reviews are positive against 10% of Absa Ghana's.

UpkeepUpdate frequency

myghpay ships an update every 8 months, Absa Ghana every 2 months. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.

Scorecard4 real differences · 6 level
myghpay versus Absa Ghana: the parameters behind the verdict, then further details
ParametermyghpayAbsa Ghana
PriceFreeFree
Rating4.7 (325 ratings) — better2.9 (85 ratings)
Positive reviews45.5% of reviews — better9.8% of reviews
Number of ratings325 — better85
Update frequencyEvery 8 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size46 MB114 MB
Age rating4+17+
DeveloperGUARANTY TRUST BANK GHANA LTDAbsa Bank Limited

Customer experience

myghpay

All ratings317 ratings
Positive91.8%
Neutral4.7%
Negative3.5%
Written reviews22 reviews
Positive45.5%
Neutral13.6%
Negative40.9%

Absa Ghana

All ratings83 ratings
Positive43.4%
Neutral9.6%
Negative47.0%
Written reviews41 reviews
Positive9.8%
Neutral17.1%
Negative73.2%

Bugs and requests

myghpay

Reported bugs

8 issues
  • Transactions stuck on pending for days
  • Deducted money not reflected in account
  • App automatically signs out and invalidates credentials
  • App crashes on opening
  • Updates to wallet payment on app does not reflect on website and vice versa
Show 3 more
  • App only works with GT bank card
  • No Visa debit section for payment
  • Cannot go back after clicking buy airtime

Requested features

3 requests
  • Allow adding back deleted saved numbers sooner than a month
  • Add Visa debit card payment option
  • Fix inability to go back after clicking buy airtime

Absa Ghana

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

myghpay

No in-app purchases

None

Absa Ghana

No in-app purchases

Questions

Is myghpay free?
myghpay is free to download, with no in-app purchases.
Is Absa Ghana free?
Absa Ghana is free to download, with no in-app purchases.
Which has better reviews, myghpay or Absa Ghana?
myghpay is rated higher. myghpay averages 4.7 out of 5 from 325 ratings, while Absa Ghana averages 2.9 from 85 ratings.
Do myghpay or Absa Ghana have ads?
Neither myghpay nor Absa Ghana shows ads.
Which is updated more often, myghpay or Absa Ghana?
myghpay ships an update every 8 months, and Absa Ghana every 2 months. Most recently, myghpay was updated on October 29, 2026 and Absa Ghana on October 28, 2026.

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