myghpay vs CBG Mobile App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
myghpay
This app facilitates secure and fast payments for a wide range of goods and services using your mobile money, cards, or bank account. It offers convenient features like remembering favorites and biometric authorization for seamless transactions.
- Mobile money payments
- Card payments (Visa/Mastercard)
- Bank account payments
- Biometric authorization (Face ID, biometrics, PIN)
- Receipt generation
- Payment for utilities and subscriptions
- Money transfers
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New year, an all-new improved myghpay! With a new look of convenience and modern security, Myghpay has been redesigned to ensure your transactions are faster and more secure! The app has been built with you in mind and allows you to make payments for goods, services or products from your mobile money wallet, Visa / Mastercard (Foreign or Local) or GTBank account anywhere you are in the world! A smarter app which remembers you and your favourite service, people and merchants, you can now authorize payments with face ID, biometrics or PIN and generate receipts on-the-fly! Myghpay is open to the general public. Log on to it by downloading the mobile app or visiting the website Myghpay.com. Among the numerous services and merchants you can make payments for are as follows – • Airtime Purchases • Vodafone Broadband • MTN data bundles • DSTV • GOTV • DSTV Box Office • Surfline • University of Ghana School Fees • Mobile money transfers (Bank-to-wallet; wallet-to-Bank & wallet-to-wallet) • Local Interbank transfers • Databank investments • FirstBanc investments • Ghana Water Company Limited (GWCL) • Electricity Company of Ghana (ECG) • …many more
CBG Mobile App
Manage your CBG accounts, make seamless transfers and payments, and track your spending with this secure digital banking app. Enjoy a user-friendly interface for convenient banking on the go.
- Total account control
- Seamless transfers and payments
- Smart money management
- Secure biometric login
- Intuitive user interface
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CBG Mobile App – Your Smartest Way to Bank. Welcome to CBG Mobile App, your all-in-one, secure, and seamless digital banking experience built for life on the go. Whether you're checking your balance or making payments, CBG puts the power of banking right at your fingertips, anytime, anywhere. Do More, Stress Less: 1. Total Account Control Stay on top of your finances: check balances, view mini and full statements, update personal info, and manage all your CBG accounts in one place. 2. Seamless Transfers & Payments Send money within or outside CBG, pay bills, utilities, and Ghana.Gov services, and make instant QR code payments , all from your phone. 3. Smart Money Management Track spending, manage beneficiaries and cheques, and stay organized with tools designed to help you take charge of your money. 4. Bank Securely Biometric login, real-time alerts, and secure approvals keep your account safe and always protected. 5. Simple, Intuitive Design Enjoy a smooth, user-friendly interface that makes everyday banking fast, easy, and hassle-free. Ready to Bank Smarter? Download or update the CBG Mobile App now and experience convenience like never before. CBG ... Bank on the Go.
Screenshots
Verdict
The clearest difference is rating: myghpay at 4.7 against CBG Mobile App's 3.0. myghpay also leads on review sentiment (45% vs 20%) and ratings volume (325 vs 29). CBG Mobile App's advantage is update cadence (every 3 months vs every 8 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
myghpay holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: myghpay has 325 ratings behind it against 29, so its average is the more settled of the two. Written reviews point the same way: 45% of myghpay's written reviews are positive against 20% of CBG Mobile App's.
myghpay ships an update every 8 months, CBG Mobile App every 3 months. Both last shipped on October 24, 2026.
| Parameter | myghpay | CBG Mobile App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (325 ratings) — better | 3.0 (29 ratings) |
| Positive reviews | 45.5% of reviews — better | 20.0% of reviews |
| Number of ratings | 325 — better | 29 |
| Update frequency | Every 8 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 46 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | GUARANTY TRUST BANK GHANA LTD | CONSOLIDATED BANK GHANA LIMITED (CBG) |
Customer experience
myghpay
CBG Mobile App
Bugs and requests
myghpay
Reported bugs
8 issues- Transactions stuck on pending for days
- Deducted money not reflected in account
- App automatically signs out and invalidates credentials
- App crashes on opening
- Updates to wallet payment on app does not reflect on website and vice versa
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- App only works with GT bank card
- No Visa debit section for payment
- Cannot go back after clicking buy airtime
Requested features
3 requests- Allow adding back deleted saved numbers sooner than a month
- Add Visa debit card payment option
- Fix inability to go back after clicking buy airtime
CBG Mobile App
Not enough reviews yet to summarise bugs or requests.
In-app purchases
myghpay
No in-app purchases
CBG Mobile App
No in-app purchases
