Comparison

Expense Manager vs Regnum Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Manager

This personal finance app helps you track and manage your expenses and income. It offers tools to understand spending habits, set budgets, and view financial progress through charts and reports. Organize transactions with folders and categories for better financial control.

Highlights
  • Expense and income tracking
  • Monthly budget setting
  • Organize expenses with folders
  • Graphical spending reports
  • Export to CSV and PDF
  • Passcode lock for security
  • Customizable themes
Features
Read full description

Penny is a personal expense tracker app that let you track and control your money. Track your expense and income Understand where you spend your money Set and keep eye on your monthly budget Easy and Innovative Features: - Simple, attractive and easy to understand user interface - Track your spendings quickly and easily - Set budget to achieve your goal - Overview of current progress of your spendings - Create folders to organise expenses - Easy and Quick to add, edit and delete your transactions - Assign category to transactions - Sort by date, amount spent, name and category - Smart search using date range, amount range and word - Filter expenses on monthly, weekly, daily and yearly basis - Switch between budget view and available balance view Themes - Set your app theme with variety of different colours - Add different colours to folders - Graphical presentation as Donut and Bar view Settings - Set reminder to notify to add expenses so that you can not miss any transactions - Set date format to appear in app - Change app language of your choice - Passcode lock to secure your data Reports - Charts to track your spendings - Category grouping of expenses - See the percentage share of category Exports - Export reports as .csv and .pdf - Share expenses with your friends and colleagues using email, messages, notes, WhatsApp & etc - Upload to iCloud drive, Google drive, Dropbox and more Available in English, Chinese, Spanish, French, Italian, Portuguese, Dutch, Russian, German, Japanese, Korean and Turkish.

About

Regnum Digital

Features
Read full description

Regnum Digital is one-stop shopping for all your Wealth Management needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: - Mutual Funds - Equity Shares - Bonds - Fixed Deposits - PMS - Insurance Key Features: - Complete Portfolio report download including all assets. - View historical Performace of your Portfolio easily - Easy login via your Google email id. - Transaction statement of any period - 1 Click Statement of Account Download for any Asset Management Company in India - Advanced Capital Gain Reports - Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency - SIP Report to be informed of your Running and Upcoming SIPs, STPs. - Insurance list to keep track of premiums to be paid. - Folio details registered with each AMC. Calculators and Tools available: - Retirement Calculator - SIP Calculator - SIP Delay Calculator - SIP Step up Calculator - Marriage Calculator - EMI Calculator

Screenshots

Expense Manager4 screens
Regnum Digital4 screens

Verdict

The call

The clearest difference is in-app purchases: Regnum Digital at none against Expense Manager's 1. Expense Manager's advantage is update cadence (fortnightly vs every 2 months) and iOS requirement (9.3 vs 16.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Manager sells 1 one-off in-app purchase. Regnum Digital asks for nothing beyond the download.

UpkeepUpdate frequency

Expense Manager ships an update fortnightly, Regnum Digital every 2 months. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard3 real differences · 7 level
Expense Manager versus Regnum Digital: the parameters behind the verdict, then further details
ParameterExpense ManagerRegnum Digital
PriceFreeFree
Rating3.8 (4 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings4 — better—
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad
Requires iOS9.3 — better16.0
Further details — not scored
Size3 MB103 MB
Age rating4+4+
DeveloperJanhavi WaghREGNUM WEALTH PRIVATE LIMITED

In-app purchases

1 purchases

Expense Manager

One-time1
  • Upgrade to Pro$1.99
None

Regnum Digital

No in-app purchases

Questions

Is Expense Manager free?
Expense Manager is free to download, with in-app purchases available.
Is Regnum Digital free?
Regnum Digital is free to download, with no in-app purchases.
Do Expense Manager or Regnum Digital have ads?
Neither Expense Manager nor Regnum Digital shows ads.
Which is updated more often, Expense Manager or Regnum Digital?
Expense Manager ships an update fortnightly, and Regnum Digital every 2 months. Most recently, Expense Manager was updated on November 6, 2026 and Regnum Digital on November 7, 2026.

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