Comparison

Expense Manager vs SpendWise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Manager

This personal finance app helps you track and manage your expenses and income. It offers tools to understand spending habits, set budgets, and view financial progress through charts and reports. Organize transactions with folders and categories for better financial control.

Highlights
  • Expense and income tracking
  • Monthly budget setting
  • Organize expenses with folders
  • Graphical spending reports
  • Export to CSV and PDF
  • Passcode lock for security
  • Customizable themes
Features
Read full description

Penny is a personal expense tracker app that let you track and control your money. Track your expense and income Understand where you spend your money Set and keep eye on your monthly budget Easy and Innovative Features: - Simple, attractive and easy to understand user interface - Track your spendings quickly and easily - Set budget to achieve your goal - Overview of current progress of your spendings - Create folders to organise expenses - Easy and Quick to add, edit and delete your transactions - Assign category to transactions - Sort by date, amount spent, name and category - Smart search using date range, amount range and word - Filter expenses on monthly, weekly, daily and yearly basis - Switch between budget view and available balance view Themes - Set your app theme with variety of different colours - Add different colours to folders - Graphical presentation as Donut and Bar view Settings - Set reminder to notify to add expenses so that you can not miss any transactions - Set date format to appear in app - Change app language of your choice - Passcode lock to secure your data Reports - Charts to track your spendings - Category grouping of expenses - See the percentage share of category Exports - Export reports as .csv and .pdf - Share expenses with your friends and colleagues using email, messages, notes, WhatsApp & etc - Upload to iCloud drive, Google drive, Dropbox and more Available in English, Chinese, Spanish, French, Italian, Portuguese, Dutch, Russian, German, Japanese, Korean and Turkish.

About

SpendWise

Features
Read full description

Money isn’t just numbers. It’s your habits, your choices, your everyday life. SpendWise: Expense Diary helps you understand where your money goes—without overwhelming you. No clutter. No complexity. Just a simple, thoughtful way to track your expenses and see the bigger picture. Why SpendWise? Because most expense apps feel like work. SpendWise is different. It’s designed to feel natural—like a daily habit you’ll actually stick with. * Log expenses in seconds * Stay aware without overthinking * Build clarity, one entry at a time See Beyond the Numbers Tracking is just the beginning. Turn your spending into meaningful insights: * Visual charts that show where your money goes * Trends that help you understand your habits * Smart breakdowns across weeks, months, and years Because better awareness leads to better decisions. Stay in Control with Budgets Set simple budgets and stay on track: * Know how much you’ve spent at a glance * Understand how close you are to your limits * Build mindful spending habits over time Built for Simplicity No noise. No unnecessary features. * Clean, minimal interface * Light, dark, and custom themes * Weekly, monthly, and yearly views * Powerful search to find any expense instantly Everything you need—nothing you don’t. Your Data, Your Control Your financial data stays with you. No accounts. No unnecessary tracking. Just your personal expense diary. Start Small. Stay Consistent. You don’t need perfect budgeting. You just need awareness. A few entries a day can change how you see your money. Download SpendWise today and take the first step toward mindful spending.

Screenshots

Expense Manager4 screens
SpendWise4 screens

Verdict

The call

The clearest difference is update cadence: Expense Manager at fortnightly against SpendWise's every 4 months. Expense Manager also leads on iOS requirement (9.3 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Manager sells 1 one-off in-app purchase and SpendWise sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Manager ships an update fortnightly, SpendWise every 4 months. The most recent releases landed on November 6, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 8 level
Expense Manager versus SpendWise: the parameters behind the verdict, then further details
ParameterExpense ManagerSpendWise
PriceFreeFree
Rating3.8 (4 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings4 — better—
Update frequencyFortnightly — betterEvery 4 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad
Requires iOS9.3 — better17.6
Further details — not scored
Size3 MB24 MB
Age rating4+4+
DeveloperJanhavi WaghNeerav Kothari

In-app purchases

1 purchases

Expense Manager

One-time1
  • Upgrade to Pro$1.99
1 purchases

SpendWise

One-time1
  • Premium$3.99

Questions

Is Expense Manager free?
Expense Manager is free to download, with in-app purchases available.
Is SpendWise free?
SpendWise is free to download, with in-app purchases available.
Do Expense Manager or SpendWise have ads?
Neither Expense Manager nor SpendWise shows ads.
Which is updated more often, Expense Manager or SpendWise?
Expense Manager ships an update fortnightly, and SpendWise every 4 months. Most recently, Expense Manager was updated on November 6, 2026 and SpendWise on November 5, 2026.

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