CFC Mobile Access vs My Daily Dollar
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CFC Mobile Access
Manage your credit card account on the go with this app. Securely check balances, make payments, and pay bills. It also allows you to report lost or stolen cards, access statements early, and manage account details.
- Check account balance
- Make payments
- Pay bills
- Report lost/stolen card
- Access monthly statements early
- View Cardholder Agreement
- Add authorized user
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CFC Mobile Access is a free service offered to cardholders of: · The Verve® Mastercard® · The Reflex® Mastercard® · The Surge® Mastercard® · The FIT™ Mastercard® · The Matrix® Mastercard® · The Cerulean® Mastercard® · The Build® Mastercard® · The Revel® Mastercard® · The Today® Mastercard® CFC Mobile Access gives you secure access to your account anytime, anywhere, so you can check your balance, make a payment, and pay bills on the go. Additional features include: · Report your card as Lost or Stolen, · Access your monthly statement up to five days earlier, · Access your Cardholder Agreement, or · Add an authorized user to your account. Manage your finances straight from your smartphone or tablet on your schedule. Download the CFC Mobile Access App to get started. ©2024 Continental Finance Company, LLC. All rights reserved. Build®, Cerulean®, FIT™, Verve®, Matrix®, Today® and Revel® are issued by The Bank of Missouri, pursuant to a license from Mastercard International. Reflex® and Surge® are issued by Celtic Bank, pursuant to a license from Mastercard International. Continental Finance provides services for your Account but is not a bank. The bank issuing your card will be identified on the back of your Mastercard® and in your Cardholder Agreement, which governs your use of the Account. All trademarks not belonging to Continental Finance are the property of their respective owners.
My Daily Dollar
This app provides a single, clear number indicating your daily spending limit based on income, bills, and savings goals. It helps you track your progress visually and manage your finances without complex categorization.
- Daily spending number display
- Quick expense logging
- Visual monthly calendar overview
- Shared account for couples
- No bank login required
- Month-end financial wrap-up
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Most budgeting apps hand you a pie chart or a spreadsheet and leave the actual question unanswered: "Can I afford to buy this right now?" My Daily Dollar answers you with one simple number. Enter your income, your bills and what you want to save. It figures out what's genuinely left, divides it by the days of the month, and shows you that number, front and center on the home screen. Spend under your target and the number grows. Spend over and it shrinks, and if it goes below zero, it turns red until you catch up. You always know whether you're ahead or behind, and by how much, before the month ends instead of after. No category budgets to maintain, no envelopes to rebalance, nothing to reconcile. It's not about where every dollar went. It's about how much you're spending, and how fast. FEATURES • The Home screen shows your Daily Dollar amount, front and center, in green, yellow or red. It also allows you to add an expense in about 5 seconds, with a single tap on your screen. • The Calendar screen shows you an overview of the month, and automatically colors in as you go. That way, your on-track and overspend days are visible in a single glance. Tap on any day to bring up the details, edit expenses or input refunds. • The Settings page is where you add bills & income, set savings goals, and more. That's it. 3 simple screens to accomplish everything you need. Plus, home-screen and lock-screen widgets to make checking your Daily Dollar even quicker. BUILT FOR TWO PEOPLE Share one account and both users see the same budget. Log a coffee, and it lands on your partner's phone. No invites, no permissions, no separate family plan to buy. NO BANK LOGIN You type in what you spend. Your bank password and account numbers never go into the app. MONTH END, HANDLED When a month closes, you get what's actually left, and a list of your savings accounts, goals and debts to put it into. Type an amount next to each one and watch the remainder count down to zero. Went over instead? The same screen helps you decide where it comes from. WHY I BUILT IT I'm Joseph. We tried category budgets: so much for groceries, so much for gas, so much for going out. Groceries ran out in week three, and we still had to eat. So I asked a simpler question: not where our money goes, but how much we're spending, and how fast. It started as a number on our fridge, then a spreadsheet, and now it's this app. We still use it every day. WHAT'S FREE • Your daily number • The expense logger • The calendar • Savings and goal tracking • The month-end wrap-up • Reminders and widgets All for free, with no ads and no time limit. MY DAILY DOLLAR PRO • This month's numbers: where the month lands, days left, your spending average, and an adjusted daily amount that gets you back on target • Day by day: the calendar one day at a time, each against its own target • Spending insights: where the money actually goes, by merchant or category, and which ones are running ahead of last month • Expense categories: an optional category field when you log • Debt tracker: a snowball payoff planner with a real payoff date • Magic number trend: this month against last, day by day New accounts get Pro free for their first 2 months: no card, nothing to cancel. After that, Pro is $4.99/month or $29.99/year, or keep using the free version. One subscription covers the whole household. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours of the end of the current period. Manage or cancel your subscription in your Apple Account settings after purchase. Privacy policy: https://dailydollar-app.com/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: My Daily Dollar at 100% against CFC Mobile Access's 18%. My Daily Dollar also leads on rating (5.0 vs 4.3) and update cadence (every 2 days vs every 3 weeks). CFC Mobile Access's advantage is in-app purchases (none vs 2) and ratings volume (9.1K vs 1). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Daily Dollar sells 2 in-app purchases, starting at $4.99 per month. CFC Mobile Access asks for nothing beyond the download.
My Daily Dollar holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: CFC Mobile Access has 9.1K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 18% of CFC Mobile Access's written reviews are positive against 100% of My Daily Dollar's.
CFC Mobile Access ships an update every 3 weeks, My Daily Dollar every 2 days. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.
| Parameter | CFC Mobile Access | My Daily Dollar |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (9.1K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 18.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 9.1K — better | 1 |
| Update frequency | Every 3 weeks | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 39 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | Continental Finance Company, LLC | Joseph Ingram |
Customer experience
CFC Mobile Access
My Daily Dollar
Bugs and requests
CFC Mobile Access
Reported bugs
4 issues- App crashes on login
- Payment dates not showing up correctly
- Credit balance not updating after payments
- Inability to access account information
Requested features
5 requests- Add option to pay with debit card
- Implement Touch ID/Face ID login
- Save payment information for easier future payments
- Provide more transparency around payment posting and credit limit updates
- Improve app design and user experience
My Daily Dollar
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CFC Mobile Access
No in-app purchases
My Daily Dollar
- PRO Monthly$4.991 Month
- PRO Yearly$29.991 Year
Questions
Is CFC Mobile Access free?
Is My Daily Dollar free?
Which has better reviews, CFC Mobile Access or My Daily Dollar?
Do CFC Mobile Access or My Daily Dollar have ads?
Which is updated more often, CFC Mobile Access or My Daily Dollar?
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